FINANCE OUTSOURCING LIMITED

Welcome to Scamwarners mathews.

There is no doubt that the offer is a scam and that any information you divulge is going to an organised international gang of criminal fraudsters. Any money you pay on will effectively be your own money as you are likely to be required to repay the stolen funds, you could lose your ability to hold an account and you could face prosecution. Different countries have different policies and we heard recently that in Spain the police arrested one person at home and confiscated his computer equipment.

If you fill in the whole six pages of personal information and give your ID, I could fill a page of things they could do with that data. About the only thing they couldn't do is enrol you in the armed forces, but apart from that, they own your life. They could apply for payday loans, mortgages, state benefits, student loans, car loans, open new bank accounts, use your identity to commit other crimes, pass your identity to people smugglers - the list is endless.

If the authorities cannot arrest and prosecute those behind these job offers, it can only be controlled by taking more severe action against those who fall victim to this crime and become 'money mules'. This may be unfair but if this takes hold on a greater scale, its effect on the financial system will be serious. CIFAS state that there were 45,000 cases last year.

The script you posted belongs to the Grafton-Riggs gang (like barnscenter), not the Bimbom-Bump gang (like fin-outsourcing). Please post the email address so that we can kill it.

Hello everyone, my friend has recently started work for this 'company' and he got the job through the job centre? I've been with him while he's been doing these tasks, and I thought it looked a bit dodgy, basically they would put a certain amount of money into his bank account, and in some tasks, they would require him to withdraw the money immediately but in others he was fine to leave it in his account and pay on card, they would then ask him to send the money to a 'client' in a foreign country (which has been different people, but all strangely situated in Lviv, Ukraine) via moneygram or western union, he would have a nice chunk of commission off the payment, and then he would send them the reference code from the transaction via their agent dashboard on their website. After his first transaction which he was given £500 and only had to send £460 to the client meaning he pocketed £40, they also gave him a bonus of £300 and £100 which conveniently would go on to his monthly wage.
It just seemed a bit dodgy to me, he was only working about half an hour and earning £440 in bonuses?

It sounds as if he has already received and transferred money. If so, he is now in a bit of a mess.

The money transferred to him was STOLEN, from phished or hacked accounts. Eventually the account owner is going to realize that money is being transferred out of his account without his consent. When he does, the real account owner will file a complaint with his bank.

After that happens:
-It is very possible that the bank will take the money back out of his account--that means every penny. The bank does not care if he transferred 3/4 of the money to someone else--he is the one who accepted a fraudulent transfer and chose to withdraw the money, so ultimately he is liable.
-He may be charged a variety of fines and fees for the illegal transactions. If his account balance is now negative, he will be responsible for being overdrawn as well.
-The police may be contacted. What he has done is money laundering, and it is a serious crime. They can arrest him and charge him. He can end up with a criminal record that will haunt him for life.
-Even if the police choose not to charge him, it is very likely that his bank account will be frozen. It is also very possible that he will be blacklisted, and will not be able to open a bank account anywhere for a very long time to come.

Your friend needs to contact the fraud department of his bank NOW and explain what has happened, and work with them to minimize the damage.

If he is unwilling to accept your word that he needs to take action quickly, here is a link for your friend. http://www.banksafeonline.org.uk/node/20

To back up what Dotti says and to illustrate the situation, UK banks, all UK financial institutions and the police state that acting as a 'money mule', with or without knowledge of what you're doing, is a criminal offence. To have laundered more than one payment is as bad as it gets, and the only chance of avoiding criminal prosecution is to alert the bank at the earliest opportunity and to try to convince them it wasn't done with criminal intent.

The bank is liable to face legal action from the victims who have lost money, and even the authorities, as they have a responsibility with regard to money laundering, so what has happened is going to involve them in a very difficult situation and a mountain of trouble. Even if he hadn't laundered money, your friend's identity is now owned by an Eastern European crime gang and I won't worry you with what they could do with that for years to come.

Though a person may never consider acting as a drug mule, 'money muling' through your bank account is the equivalent of walking through customs with slabs of cocaine on your head. It's unusual to survive beyond one payment, and the electronic track points only to the 'mule' and no one else.

His first priority will be to avoid getting arrested and he can only do that by contacting the bank without delay. The criminals will threaten him, but he mustn't make any more transfers to them under any circumstances.

Good morning all,

Finance Outsourcing Limited is a valid company at Companies House, but I can confirm that it is nothing to do with this scam.

It is my personl company which I use for adhoc consulting, and it has had its information lifted direct from the register of companies. I noticed it yesterday whilst doing my accounts as similar sites to Scamwarners appeared on Google.

I will be contacting various bodies to nofity them, but if anyone has any specific advice which may help, it would be greatly received.

Many thanks,
Adam

Welcome to Scamwarners! We've been reporting the fake site at least once a week (probably several times a week) for seven weeks and it jumps from one hoster to another.

It's purely speculation but I am beginning to believe that the whole employment scam effort is a smokescreen for an organised and professional money mule operation. I really can't see it as being economically worthwhile or productive other than to obfuscate the activities of those running accounts solely for the purpose of laundering stolen funds.

The USA had the same problem some years back and they found teams coming in to the country on J1 visas and they just closed down their accounts without a second's thought, which is why it's necessary to attempt to recruit as many dupes as possible to make the authorities less likely to take that action. They target the USA much less with their websites which supports my theory, as they know that the USA knows how to deal with the problem.

I could be wrong, but if the laundering is a continuing success then the only answer is the one that the USA applied. Some innocent dupes will suffer, but it's preferable to having the whole banking system degraded and abused to an extent that it loses credibility for making financial transactions. If the authorities can't recognise the threat that poses I'm dumbfounded.