by JamieJay
Thu May 19, 2011 10:56 am
Hi Blueeyedmom,
We too are the victims of a scam where we sent money to Halifax, NS, Canada. Here is a letter that my boyfriend wrote about the whole scam. I'd like to find a legitimate loan company that can help us. If anyone knows how to find a good one, please let me know.
All this took place only yesterday. Charlie (my boyfriend) used his entire paycheck to conduct this loan. No bills will get paid this time, so I called and asked my kid's father's father to pay our water bill so we will at least have water on.
May 2011
I guess when you look at the big picture, in the whole scheme of things feeling sorry for ourselves should be the last thing I’d need or want to do. Together, we have 6 beautiful, healthy children, I have a great job and all that. But faced with the harsh reality of what happened yesterday, and looking toward our future, it’s kind of hard to stay positive.
Let me enlighten you.
About 48 hours ago our future was looking pretty bright. Then it all came crashing down around us in a matter of a few hours. What seemed to appear to be a way out only got us in deeper into a mess.
I am referring about a loan company that promised us the world (at least to us it would have been), then yanked it out from under us. Sure the warning signs were there in front of us, but we were sucked in by our false sense of hope, and security, and what seemed to be their willingness to help.
The (so called) name of this company is Citizen Financial Services. They have an address at: 2 Great Falls PLZ Auburn, ME 04211. Phone: 1-800-942-9970. They also have what looks to be a legitimate website: http://www.citizenfinance.net . Two main characters at their office are Mark Wainberg and Steven Underwood. We even spoke to Adam West (go figure). Names on the official looking paper work and documentation are Karen Rice, the aptly named Head Accountant of the Financial Dept. and let’s not leave out good ole’ Calvin Smith. He’s from Bedford NS Canada. May all of them burn in Hell!!
Excuse me where was I? Oh Yeah!
We did the research, and did what we thought was a careful examination. It looks as though we may have missed something along the way. Hindsight being what it is, from the first $580.00 they asked for, for the so called “insurance” we should have walked away. But just like the con-artists that they are, they waited for about an hour or so, letting us fester with hope and expecting a deposit into our account. Then they called back and asked that we pay another $400.00 because somewhere along the way, the agent (Mark Wainberg) forgot to inform us that a loan of this size was going to require a little bit more security. Finally when they got all they could out of us (literally) they had the nerve to say that if we could come up with another $290.00 for the Canadian sales tax (where Calvin Smith comes into play) that the loan would definitely be deposited in to our account. After what seemed to feel like the longest hardest day ever (and I was an active duty Marine for eight years), we are left with a bigger hole to dig our way out of!
The point of this letter is to first and foremost, send out this message:
“Beware” of this company and many like it!!
(1)
For the loan, we were promised $7500.00--not really a whole lot when you stop and look at it. However, that would have given us some “breathing room”, a chance to finally have a shot at making a fresh start. We had a plan worked out, budgeted it, and put it all on paper, and for the first time ever, this was going to be a goal I (we) could accomplish.
Over the course of a few months due to some unexpected car repairs and such, we have fallen behind on some bills. We do not try live beyond our means. I have made some poor financial decisions in the past which puts a damper on my ability to attain a loan from a creditable institution. My girlfriend is a stay at home mother to her children and mine, and a Darn Good One!!! She has a goal and is attending classes to become a paralegal. Citizen Financial Services offered us what looked like a way for us to put all back together again. Boy do we feel like suckers!!
In conclusion, I guess what I’m trying to say here is when I send this letter out into cyberspace, I hope that someone will see it, and yeah maybe get a good laugh out of it, but also talk about it and maybe feel the need to forward it to someone or a to a business that might be willing to take a chance on helping a family in a crisis. Granted, we realize there are many more families in more of a desperate situation than ours. I am not saying that we are forced to give up. I am just mad that crooks like the ones I spoke of can get through the system which allows them to get away with such atrocities. By all means, I have filed a police report, and I have reported them to the FTC. We are not looking for a hand-out either, just maybe a random act of kindness. We will make it priority to repay any amount back in full with a little reasonable interest of course, if warranted.
Thank You to whomever should read this!!! Feel free to contact me as I may be, (thanks to experience) able to fill you in on what to look for in these predators!
<removed personal information--while I am sorry to hear of your situation, we have a strict policy against using our forums to solicit, and we must abide by those policies. If a user wants to get in touch with you they can send you a pm - dotti>
We too are the victims of a scam where we sent money to Halifax, NS, Canada. Here is a letter that my boyfriend wrote about the whole scam. I'd like to find a legitimate loan company that can help us. If anyone knows how to find a good one, please let me know.
All this took place only yesterday. Charlie (my boyfriend) used his entire paycheck to conduct this loan. No bills will get paid this time, so I called and asked my kid's father's father to pay our water bill so we will at least have water on.
May 2011
I guess when you look at the big picture, in the whole scheme of things feeling sorry for ourselves should be the last thing I’d need or want to do. Together, we have 6 beautiful, healthy children, I have a great job and all that. But faced with the harsh reality of what happened yesterday, and looking toward our future, it’s kind of hard to stay positive.
Let me enlighten you.
About 48 hours ago our future was looking pretty bright. Then it all came crashing down around us in a matter of a few hours. What seemed to appear to be a way out only got us in deeper into a mess.
I am referring about a loan company that promised us the world (at least to us it would have been), then yanked it out from under us. Sure the warning signs were there in front of us, but we were sucked in by our false sense of hope, and security, and what seemed to be their willingness to help.
The (so called) name of this company is Citizen Financial Services. They have an address at: 2 Great Falls PLZ Auburn, ME 04211. Phone: 1-800-942-9970. They also have what looks to be a legitimate website: http://www.citizenfinance.net . Two main characters at their office are Mark Wainberg and Steven Underwood. We even spoke to Adam West (go figure). Names on the official looking paper work and documentation are Karen Rice, the aptly named Head Accountant of the Financial Dept. and let’s not leave out good ole’ Calvin Smith. He’s from Bedford NS Canada. May all of them burn in Hell!!
Excuse me where was I? Oh Yeah!
We did the research, and did what we thought was a careful examination. It looks as though we may have missed something along the way. Hindsight being what it is, from the first $580.00 they asked for, for the so called “insurance” we should have walked away. But just like the con-artists that they are, they waited for about an hour or so, letting us fester with hope and expecting a deposit into our account. Then they called back and asked that we pay another $400.00 because somewhere along the way, the agent (Mark Wainberg) forgot to inform us that a loan of this size was going to require a little bit more security. Finally when they got all they could out of us (literally) they had the nerve to say that if we could come up with another $290.00 for the Canadian sales tax (where Calvin Smith comes into play) that the loan would definitely be deposited in to our account. After what seemed to feel like the longest hardest day ever (and I was an active duty Marine for eight years), we are left with a bigger hole to dig our way out of!
The point of this letter is to first and foremost, send out this message:
“Beware” of this company and many like it!!
(1)
For the loan, we were promised $7500.00--not really a whole lot when you stop and look at it. However, that would have given us some “breathing room”, a chance to finally have a shot at making a fresh start. We had a plan worked out, budgeted it, and put it all on paper, and for the first time ever, this was going to be a goal I (we) could accomplish.
Over the course of a few months due to some unexpected car repairs and such, we have fallen behind on some bills. We do not try live beyond our means. I have made some poor financial decisions in the past which puts a damper on my ability to attain a loan from a creditable institution. My girlfriend is a stay at home mother to her children and mine, and a Darn Good One!!! She has a goal and is attending classes to become a paralegal. Citizen Financial Services offered us what looked like a way for us to put all back together again. Boy do we feel like suckers!!
In conclusion, I guess what I’m trying to say here is when I send this letter out into cyberspace, I hope that someone will see it, and yeah maybe get a good laugh out of it, but also talk about it and maybe feel the need to forward it to someone or a to a business that might be willing to take a chance on helping a family in a crisis. Granted, we realize there are many more families in more of a desperate situation than ours. I am not saying that we are forced to give up. I am just mad that crooks like the ones I spoke of can get through the system which allows them to get away with such atrocities. By all means, I have filed a police report, and I have reported them to the FTC. We are not looking for a hand-out either, just maybe a random act of kindness. We will make it priority to repay any amount back in full with a little reasonable interest of course, if warranted.
Thank You to whomever should read this!!! Feel free to contact me as I may be, (thanks to experience) able to fill you in on what to look for in these predators!
<removed personal information--while I am sorry to hear of your situation, we have a strict policy against using our forums to solicit, and we must abide by those policies. If a user wants to get in touch with you they can send you a pm - dotti>