Hi,
My bank has also refunded the money to my account. There is the 60 days for them to dispute the refund, however I have pre-empted this as I have already explained to my bank that:
1. They will attempt to play them a recording of me accepting the terms and conditions and authorising the payment; and explained that a. this has been faked (detailing to them in what way) and b. that I have not authorised them to play this to a 3rd party (thanks for that Ofcom info Gomer).
2. I had requested a FULL transcript of my conversations with ALL 3 members of their staff on the day of purchase (both by telephone, e-mail and snail-mail), which now 60 days later has not been, and suspect, never will be received. My main reason for this is that the first person to speak to me informed me that I had one a competition and the FAQ on the website states 'this is not a contest, lottery or drawing'
3. I have completed the booking form, as my bank have advised, e-mail and faxed it back to Five Star Universal. Since requesting a refund, I have received no contact from them, my bank have considered this as 'non receipt of goods'
4. Five Star Universal claim to be affiliated/partnered with Universal Studio's Orlando. I have contacted Guest Services at Universal Studios, who stated that Five Star Universal are not affiliated with or partnered with Universal Studios in any way and that they are not authorised to redistribute park tickets. Guest Services were also more that happy to re-confirm this with my bank if they wished to contact them. (incidentally, I forwarded the confirmation pdf to Guest Services, less my personal information. Apparently Universal Studios are looking to make a court action against them for misuse of their trademarked logos and misrepresentation
)
My banks response to the above information was that due to the above information; especially the legal non compliance on the part of Five Star Universal, that it is highly unlikely that Five Star Universal will be able to claim anything. Since I initially contact my bank, they informed me that they have received complaints from other customers about this organisation; and have requested suggested they follow the same steps as I have above.