A NASTY LOAN SCAM

Hi all
This is a horrifying real life experience of mine and this happened because of something extremely stupid I have done, realistically the stupidest thing I have done in my entire life and I want To warn everyone else of the net about these filthy dirty money laundering scams. I am a father of a lovely little four year old son who is getting ready for his first year of school next year, 2013 and was in dire need Of a loan, a rather big one (over $50000) for a business investment, unfortunately because of my poor credit record I was unable to get any sort of a loan from UK my country of residence. After researching online for a poor credit loan I came across a yahoo answer page recommending someone called Kelly Kofi (filthy demon which I would call him) from Ghana. This testimonial is obviously fake, have a look at it below.

(I am Mrs.Kate Wotton from Canada and I have decided to help people out due to the fact that I myself have been scammed three times by three lenders in my search for a loan but at last I got a reliable lender. That gave me the loan ($58,000 USD at 2% rate) that I was in dire need off. Hence I decided that I will refer anybody I come across to this God sent lender Called (Rev.Kelly Kofi) he is reliable and his terms are fair. You can reach him via his email address: [email protected] , Please tell him that Mrs Kate Wotton from CANADA. I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey to those hoodlums out there please reach him and tell him that I referred you to him. Via email [email protected])

At the time I was so desperate for money and I was blinded by this 100% bogus testimonial which obviously has been posted by the scam artist calling himself Kelly Kofi. At first I emailed this lowlife conman and got a reply and even phone calls and sent me applications and asked for proof of id, got some further documentation. This procedure made me believe this fake lender. Finally I was asked to pay some insurance fee of $700 upfront. I was so stupid and brainwashed by this heartless person and I sent it via western union then I was sent some login details to some fake site related to bank of Ghana saying that I can transfer the money through bank to bank wire. I tried to do this but the site kept asking for a VAT code so I emailed the person and they replied back asking for another $2000 to release this VAT code. You all can call me dumb stupid as you wish because I was at the time completely blindfolded and brainwashed by Kelly Kofi the scam artist who called himself a Christian Priest. After sending this amount I was finally sent some four digits which they called a vat code but they said not to transfer the money yet. When I asked why they kept saying that I need some card called foreign money remittance and I have to wait till I get that. So I waited and finally a nasty horrifying reply asking me to send them another $5000 via western union for me to obtain this card which never existed. At this stage I knew that I have been ripped off big time by some African scam artist but was helpless as I am from UK. I contacted them saying that I will take legal action regarding this but they kept insisting they're genuine and tried their best to steal more money from me somehow my eyes were open at this stage and I knew that I lost all my money to an extremely lowlife scam artist. All I want to do now is to expose this scam and prevent anybody else from falling for this money laundering trap. Please be wise (which I wasn't at that time) when applying for loans and never pay a cent upfront.

Hello.

It is very unfortunate that you lost money to those lowlives, but it's also true that there is no chance for you to get your money back. The scamming POS is hiding behind fake name, fake everything.

While you're now wiser to their art of scamming, sadly many people still fall for them. And don't call yourself stupid - for the scammer this is his life and he knows exactly what to say in order to keep a victim on the hook.

You should learn for the future before you undertake anything else, and ask a friend about something you're unsure of. Always google the e-mail address or certain phrases from their e-mails. Scammers reuse the same script for hundreds of victims and they can't be bothered to change it for every single person.

Why would someone you want to buy a car from not allow you to see it, or make various excuses? It's a scam. Why would a lender demand money for fees from you, when all legitimate lenders take those fees out of the loan itself? It's a scam. And so on.

Never send money via Western Union to anyone you met over the internet.

These scams work because they exploit human needs/wants. You weren't stupid or greedy you just wanted, as a caring father, to provide the right start in life for your child.

Please also be vigilant regarding recovery/compensation scams. Someone may contact you claiming they can get your money back or that they are able get you some form of compensation. Of course there will be a fee to pay and they will ask you to pay it up front and more likely than not they will ask you to pay it via Western Union/Moneygram. Sound familiar? It is just another scam, don't part with any money no matter how little the amount they are asking for, as stated above the harsh reality is the money has gone, sorry.