Company Representative scams, Payment Processing scams and other Employment scams.
by Plug1 Wed Feb 06, 2013 12:19 pm
Good job I had a look to see what the company was, had that e-mail sent to me after joining Totaljobs......Good work guys!!
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by sasman52 Thu Feb 07, 2013 4:20 pm
I've recently joined numerous jobsites and uploaded my CV, I've received two "responses" which after reading this thread I now believe to be money mules.

The first "Ward Global Corp", you've mentioned, I was stupid enough to send them a completed form. Luckily Mailer-Daemon bounced my email back this morning. phew.

The second, was a "Consulting Access Limited", they were supposedly offering £3000 a year more than the above. Odd considering they were essentially the same job. This time, thinking logically and not about actually getting a reply from my CV (I've had a few genuine ones as well) - I decided to quiz them further. Below is the conversation:

Hi -My name removed-,

We got your CV at jobsite.co.uk. It's my pleasure to offer you the post of Financial Services Officer with CONSULTING ACCESS LIMITED. Starting salary is 27,000+ on an annual basis, plus commission. Benefits: health, life, disability and dental insurance coverage are available after successful completion of 30 days of probationary period.

Job Title for Financial Services Officer.: You'll be submitting and receiving funds from our clients, insuring that every transaction is executed in timely manner.

I shall be grateful if you will let me know in writing whether you accept the offer on these terms and conditions, so I can submit some more information about further registration process.

Please reply to this e-mail with your name and position you're applying for.

Sorry for using Gmail address for communication, the company e-mail address will be provided once you reply to this letter.

Best regards,
Mr. Kyle Morse
Recruitment Adviser


Mr -my name removed-, "Financial Services Officer".

Could I know more about your company, where you're based etc. If you have a website, could I have a link?

Thank you.


Hello,

Here is more information about the vacancy with CONSULTING ACCESS LIMITED.

Our company helps other companies within the United Kingdom to minimize their expenses and maximize their profits through the use of freelancers.

Current open vacancy description:

Job requirements:
- minimum age of 18 years old.
- Internet access;
- valid phone number;
- Current or Savings bank account. PayPal account or new bank accounts are also welcomed.

Detailed job description: http://www.consultingaccessltd.co.uk/jo ... e2?lang=uk

FAQ: http://www.consultingaccessltd.co.uk/job/finance/faq

Key Points:
- No financial investment form you;
- Part time or full time vacancies are available;
- Guaranteed basic salary, plus commission as bonus;
- 30 days, paid training.
- This is NOT a Sales position;

Sign Up Incentive: http://www.consultingaccessltd.co.uk/jo ... us?lang=uk

Company Number: SC337112

If you have any questions or would like to request more information or an application, please reply!

Sincerely,

Kyle Morse
Phone: 0117 230 8515
Fax: 0872 352 1045


I've taken the time to view your website and must decline your offer. There are far too many variables and, if I'm honest, it appears Consulting Access Ltd is attempting to blind a potential employee with science.

If this is not the case, consider wording your website more clearly. If your potential employees all happen to have no previous experience in your field of work, jargon isn't appropriate when answering FAQs.

Thank you for contacting me, however.

Mr -my name removed-


I've received no further correspondence from them, If I happen to be contacted by anymore I'll let you know.
by sasman52 Thu Feb 07, 2013 4:26 pm
I have now viewed their website link and it is still there, so consider having a gander at it, particularly their FAQ page. it mentions a "Western Union" and goes through alot of trouble trying to justify how they transfer money.

http://www.consultingaccessltd.co.uk/job/finance/faq
by TerranceBoyce Thu Feb 07, 2013 4:52 pm
If a company doesn't have a bank account - it doesn't exist.

That's a legal fact.

A company exists as a separate legal entity. Without a bank account it can neither receive nor make payments. Also it cannot collect money from Western Union. A company cannot walk there and collect it. Only a private individual can do that.

Companies don't use Western Union because it's a legal impossibility. It would also upset the company accountant and excite tax, customs and money laundering authorities.

There's nothing wrong with Western Union. it just can't be used by a company, and there's no reason for a company to use it.

It just happens that this method enables the scammer to steal your money and/or someone else's.

The faq are written in very poor English with a ruptured syntax that's barely coherent. They don't make sense, but they could at least talk gibberish more convincingly. Scammers really can't cope with speaking in pseudo legalese and always overegg it. "EXHIBIT A" :oh-joy:

CAR ADVERTS - If a car seller mentions escrow - he's scamming you Never ever for any reason pay anything until you have seen and inspected the vehicle
by vonpaso xlura Thu Feb 07, 2013 10:52 pm
consultingaccessltd.co.uk belongs to the Bimbom-Bump money mule gang of criminals that has been in operation since 2009. It will be reported for fraud, and maybe has been already (HannahsDad has been finding a lot of their sites).

... ni los estafadores heredarán el reino de Dios. 1 Cor. 6:10
by momoll83 Sun Feb 10, 2013 6:09 pm
Hi All,

Looks like they are back as Guinn International Inc. I found this forum by googling their Cyprus Exchange registration number... Unfortunately I have sent them my name, date of birth, address, phone number. Luckily I didn't send them any bank account detail - I hope this will not get me into any trouble.

Here is the header:

Received: by 10.49.107.41 with SMTP id gz9csp75690qeb;
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X-Received: by 10.236.173.106 with SMTP id u70mr1888681yhl.109.1360253634189;
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Received-SPF: neutral (google.com: 66.94.237.204 is neither permitted nor denied by best guess record for domain of [email protected]) client-ip=66.94.237.204;
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by smtp104.biz.mail.ne1.yahoo.com with SMTP; 07 Feb 2013 08:13:52 -0800 PST

The information they provided:

Irma G. Luce <[email protected]>
Feb 7 (3 days ago)

to me
Customer Services Handler/no experience required/UK

We are currently seeking a motivated individual to expand its already successful customer service team.

The ideal candidate will need to have:

• Age 18+
• Good concentration
• Punctual
• The ability to work in a team
• Results oriented
• Flexibility and adaptability

The successful candidate will be offered a salary: £24000 (FULL TIME)bonus; £14000 (PART-TIME) bonus.

We provide: Computer training, tests and study in UK with a trainer.

If you feel you are a suitable candidate for this position please contact.


HR Manager

+ the application information

Guinn International Inc

The company was founded on a solid base of financial market professionals with an innovative vision to provide today's retail forex traders the best brokerage available. Transparent and ethical business principals are the foundation that our company is built upon. It is fully compliant with the European Union Markets in Financial Instruments Directive (MiFID) and is regulated and authorized by the Cyprus Securities and Exchange Commission - License number CIF 107/09, giving clients’ full confidence in company as their preferred FX broker. Company is also specialized in miscellaneous financial services, like fund management, financial customer services, insurances and others; also the company has representative offices in USA, Asia, and Europe.

Our aim is to provide a fully transparent brokerage service that prides itself on delivering clients interbank prices, licensed and regulated services and a secure trading environment. Traders are provided with first-class support giving clients worldwide complete confidence in our business as their preferred forex broker.

Customer Services Handler Position

We are hiring people from UK willing to work in an international team of high-skilled professionals of economy and finance for all the positions listed below. Any special experience is not required because our training managers ready to prepare you and provide all the information.

The position is considered as office-based and home-based, so that you may choose flexible working hours and your future schedule for part-time or full-time-employment.


Job Positions Job Duties Working hours
Full Time Part Time

Customer Services Handler Duties and Responsibilities
Here are some of the general responsibilities and duties of an accounting clerk:
1. Maintains files, including filing of general ledger journal vouchers, accounts payable documentation, and other miscellaneous filings.
2. Types a variety of documents, reports, and records. Post data to sales journal.
3. Assist with accounts payable, prepare checks.
4. Prepares requisitions for office, computer, and routine supply purchases. Ensures that work area is clean, secure, and well maintained.
5. Maintains regular contact with other departments to obtain and convey information and/or to correct transactions.
6. Attends and participates in meetings as required.
7. Completes special projects and miscellaneous assignments as required.
8. Discuss report results with location management.
9. Assist with payroll preparation.
10. Other duties as assigned. Monday to Friday
(09.00 – 18.00) 2-3 hours during the day
(3-6 days per week)

SALARY

Should you accept this offer, your annual BASE will be:

FULL TIME £24000 + bonus,
PART TIME £14000 + bonus.

Starting salary is £400 per week (full -time) and £340 per week (part - time), paid in biweekly installments by your choice of check or direct deposit (it will be agreed with you personally already on 1st interview).

Performance Bonuses: Up to three percent of your annual gross salary, paid quarterly by your choice of check or direct deposit.

Company is a professional trader education company that provides education to its students regarding trading on financial markets of USA and Europe. Before you start to work you should pass a free 10-days training course to practice with company’s software and several financial services to be prepared to perform any of your responsibilities for the position. After you successfully finish the training courses, you become a company’s employee and will get a certified specialist.
During the work period you will be provided with such benefits as:

• 25 days’ holiday plus 8 public holidays
• pension and bonus schemes
• discounted train travel, holidays and flights
• season-ticket loan
• free long-term parking at BAA airports
• subsidised food and drink at airports
• discounted shopping at airport retailers
• an Employee Assistance Programme
• critical Illness cover
• access to expert advice on health and well-being

Commitment, mutual respect, full transparency and professional client services are key elements that contribute to the unique corporate identity of our business.

In the future, after raising the level of skills, there is a possibility of having business trips to different countries (all the expenses, including abode, traveling expenses and travel allowance, are paid by the company).


If you are interested in the position and ready to start working, please fill out the attached employment application and send it in reply to this e-mail address. You can fill it out on your PC or print it out and fill it by hand (in that case please write block letters; illegible applications may be excluded from consideration). You will be contacted by a company manager within 24 hours. You can start the training course within 1-4 business days after signing the application.



Guinn International Inc, office: 15 Broad Street, Manhattan, New York, NY 10005, United States. Company is registered in USA with company registration number - 770355671.
by vonpaso xlura Sun Feb 10, 2013 7:02 pm
guinninternational.com is in the process of being reported for fraud.

... ni los estafadores heredarán el reino de Dios. 1 Cor. 6:10
by thedarkhorse Sun Feb 10, 2013 10:33 pm
I had a hunch this was a scam. Googled the name of the company, and no convincing matches. Discovered this site when I copied and pasted the text from the Company Info sent via a Word document. Looks extremely convincing and genuine, no wonder it's easy to be tricked.

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Date: Mon, 11 Feb 2013 11:26:56 +0000
From: "Sara H. Martinez" <[email protected]>
Organization: Clement Trading Inc



More detailed information about available position

Please fill out the "Application form" carefully and send
the form by email.

P.S The application must be completed in full detail
Our manager will call you within 1-2 working days.

Sincerely , Sara H. Martinez
HR Department , Clement Trading Inc

Company Info is exactly the same to what a few forumers have already posted.
by vonpaso xlura Mon Feb 11, 2013 12:15 am
Clement Trading's website is up and looks just like lots of other previously killed websites of the same gang of scammers.

... ni los estafadores heredarán el reino de Dios. 1 Cor. 6:10
by Zvetochik Wed Feb 13, 2013 5:28 pm
momoll83 wrote:Hi All,

Looks like they are back as Guinn International Inc. I found this forum by googling their Cyprus Exchange registration number... Unfortunately I have sent them my name, date of birth, address, phone number. Luckily I didn't send them any bank account detail - I hope this will not get me into any trouble.

Here is the header:

Received: by 10.49.107.41 with SMTP id gz9csp75690qeb;
Thu, 7 Feb 2013 08:13:54 -0800 (PST)
X-Received: by 10.236.173.106 with SMTP id u70mr1888681yhl.109.1360253634189;
Thu, 07 Feb 2013 08:13:54 -0800 (PST)
Return-Path: <[email protected]>
Received: from nm3.access.bullet.mail.mud.yahoo.com (nm3.access.bullet.mail.mud.yahoo.com. [66.94.237.204])
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Thu, 07 Feb 2013 08:13:54 -0800 (PST)
Received-SPF: neutral (google.com: 66.94.237.204 is neither permitted nor denied by best guess record for domain of [email protected]) client-ip=66.94.237.204;
Authentication-Results: mx.google.com;
spf=neutral (google.com: 66.94.237.204 is neither permitted nor denied by best guess record for domain of [email protected]) [email protected]
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by smtp104.biz.mail.ne1.yahoo.com with SMTP; 07 Feb 2013 08:13:52 -0800 PST

The information they provided:

Irma G. Luce <[email protected]>
Feb 7 (3 days ago)

to me
Customer Services Handler/no experience required/UK

We are currently seeking a motivated individual to expand its already successful customer service team.

The ideal candidate will need to have:

• Age 18+
• Good concentration
• Punctual
• The ability to work in a team
• Results oriented
• Flexibility and adaptability

The successful candidate will be offered a salary: £24000 (FULL TIME)bonus; £14000 (PART-TIME) bonus.

We provide: Computer training, tests and study in UK with a trainer.

If you feel you are a suitable candidate for this position please contact.


HR Manager

+ the application information

Guinn International Inc

The company was founded on a solid base of financial market professionals with an innovative vision to provide today's retail forex traders the best brokerage available. Transparent and ethical business principals are the foundation that our company is built upon. It is fully compliant with the European Union Markets in Financial Instruments Directive (MiFID) and is regulated and authorized by the Cyprus Securities and Exchange Commission - License number CIF 107/09, giving clients’ full confidence in company as their preferred FX broker. Company is also specialized in miscellaneous financial services, like fund management, financial customer services, insurances and others; also the company has representative offices in USA, Asia, and Europe.

Our aim is to provide a fully transparent brokerage service that prides itself on delivering clients interbank prices, licensed and regulated services and a secure trading environment. Traders are provided with first-class support giving clients worldwide complete confidence in our business as their preferred forex broker.

Customer Services Handler Position

We are hiring people from UK willing to work in an international team of high-skilled professionals of economy and finance for all the positions listed below. Any special experience is not required because our training managers ready to prepare you and provide all the information.

The position is considered as office-based and home-based, so that you may choose flexible working hours and your future schedule for part-time or full-time-employment.


Job Positions Job Duties Working hours
Full Time Part Time

Customer Services Handler Duties and Responsibilities
Here are some of the general responsibilities and duties of an accounting clerk:
1. Maintains files, including filing of general ledger journal vouchers, accounts payable documentation, and other miscellaneous filings.
2. Types a variety of documents, reports, and records. Post data to sales journal.
3. Assist with accounts payable, prepare checks.
4. Prepares requisitions for office, computer, and routine supply purchases. Ensures that work area is clean, secure, and well maintained.
5. Maintains regular contact with other departments to obtain and convey information and/or to correct transactions.
6. Attends and participates in meetings as required.
7. Completes special projects and miscellaneous assignments as required.
8. Discuss report results with location management.
9. Assist with payroll preparation.
10. Other duties as assigned. Monday to Friday
(09.00 – 18.00) 2-3 hours during the day
(3-6 days per week)

SALARY

Should you accept this offer, your annual BASE will be:

FULL TIME £24000 + bonus,
PART TIME £14000 + bonus.

Starting salary is £400 per week (full -time) and £340 per week (part - time), paid in biweekly installments by your choice of check or direct deposit (it will be agreed with you personally already on 1st interview).

Performance Bonuses: Up to three percent of your annual gross salary, paid quarterly by your choice of check or direct deposit.

Company is a professional trader education company that provides education to its students regarding trading on financial markets of USA and Europe. Before you start to work you should pass a free 10-days training course to practice with company’s software and several financial services to be prepared to perform any of your responsibilities for the position. After you successfully finish the training courses, you become a company’s employee and will get a certified specialist.
During the work period you will be provided with such benefits as:

• 25 days’ holiday plus 8 public holidays
• pension and bonus schemes
• discounted train travel, holidays and flights
• season-ticket loan
• free long-term parking at BAA airports
• subsidised food and drink at airports
• discounted shopping at airport retailers
• an Employee Assistance Programme
• critical Illness cover
• access to expert advice on health and well-being

Commitment, mutual respect, full transparency and professional client services are key elements that contribute to the unique corporate identity of our business.

In the future, after raising the level of skills, there is a possibility of having business trips to different countries (all the expenses, including abode, traveling expenses and travel allowance, are paid by the company).


If you are interested in the position and ready to start working, please fill out the attached employment application and send it in reply to this e-mail address. You can fill it out on your PC or print it out and fill it by hand (in that case please write block letters; illegible applications may be excluded from consideration). You will be contacted by a company manager within 24 hours. You can start the training course within 1-4 business days after signing the application.



Guinn International Inc, office: 15 Broad Street, Manhattan, New York, NY 10005, United States. Company is registered in USA with company registration number - 770355671.



Good evening to All,

I also got this job offer in the end of January from Irma G. Luce when I registered in the totaljobs.com.
I accepted and sent all my details because I needed a job.
On the 4th of February I started with the training. Last Friday I got the first transaction of 799,70 pounds. It was said me to retain 60 pounds as a training wage and the rest to transfer to the next trainee (Roman Pivovar, Ukraine), which I did immediately via MoneyGram.
Now I've got a serious problem with my bank account. My bank is going to close my account. Before that, last week, Friday morning I could not log in to my account (online banking), then went to the bank. I wanted to check my balance on the cash mashine but my card was retained in there. Of course, I got into a panic. As Micheal (Training Manager) said me, I went again to my bank and withdrawn these 799,70 pounds by the personnel and transfered the rest (in US Dollar) in the nearest post office.
Today I got a post about closure of my account. My bank says, it is impossible to retain my account or open a new one. Then went to the another bank, they checked all my data and rejected the opening of an account. Then I tried it at the second another bank, they dismissed it too. I am now very stressed. I need a job but for receiving my wages I need again a bank account. As I am not Britisch citizen, also worry about my visa. It is illegal business, I do not know if the money is stolen and whom belongs it to.
In order not to have big problems stay away from job offers like these. Even the police can not help you.
by TerranceBoyce Wed Feb 13, 2013 5:52 pm
Welcome Zvetochik to Scamwarners and I'm sorry to hear of your problems.

This is part of a massive fraud and it targets people looking for honest work, but it harms both you and the person the money is stolen from.

You are in an even more vulnerable position, not being a British citizen, and there is always the risk that a person could be prosecuted if the number and size of the payments is large.

CAR ADVERTS - If a car seller mentions escrow - he's scamming you Never ever for any reason pay anything until you have seen and inspected the vehicle
by began steele Wed Feb 13, 2013 6:03 pm
Zvetochik I am so sorry you lost money to a scammer. How did you get this stolen money? If it was a cheque it was forged or stolen. It takes 3 days to clear a cheque as a service to you but actually as long as 3 months to clear properly and scammers know this. It could also have been drawn from a phished account and transferred to you but anyway it was stolen or non existent. However you have some work to do now. Take all the printed out messages and paperwork to your bank at once /ASP. if you can also include mail headers as you see above include them too. You now have to make sure the bank knows you are a scam victim. They might take it favourably or not. It is unlikely you will have any visa problems resulting as long as you act, and it would seem unlikely for you to be prosecuted with no guilty intent. You will have to repay the bank and even if that is an uphil task then at least make the offer. Try to make an arrangement with them. Under the ciircumstances they have no option but to stop it, but if you help as far as possible then they may restore it, and help you repay them. Sad tale I know and good luck .Please come back if you need help further.

We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm. ~~ George Orwell.
by Zvetochik Wed Feb 13, 2013 6:43 pm
began steele wrote:Zvetochik I am so sorry you lost money to a scammer. How did you get this stolen money? If it was a cheque it was forged or stolen. It takes 3 days to clear a cheque as a service to you but actually as long as 3 months to clear properly and scammers know this. It could also have been drawn from a phished account and transferred to you but anyway it was stolen or non existent. However you have some work to do now. Take all the printed out messages and paperwork to your bank at once /ASP. if you can also include mail headers as you see above include them too. You now have to make sure the bank knows you are a scam victim. They might take it favourably or not. It is unlikely you will have any visa problems resulting as long as you act, and it would seem unlikely for you to be prosecuted with no guilty intent. You will have to repay the bank and even if that is an uphil task then at least make the offer. Try to make an arrangement with them. Under the ciircumstances they have no option but to stop it, but if you help as far as possible then they may restore it, and help you repay them. Sad tale I know and good luck .Please come back if you need help further.


Fortunately, I didn't loss any money. As security, I hadn't pay into my account before. I think the money is stolen or forged, otherwise they would not have said to retain 60 pounds as a training wage.
I printed out everything today and went to my bank, but they didn't even ask about it. It didn't interest them at all,they seemed not to want to have any problems with me. I really felt me helpless there. The staff is unprofessional and unconfident there. After that I went to the police, even they couldn't help me.
Do you know if after closure a bank account if all personal data will be removed in the database? And if it is possible to open a new account in an another bank?
by began steele Wed Feb 13, 2013 6:56 pm
I think you must be very firm with the bank. Make sure they have the papers or ask for a contact or person to speak to or email at first. Phew you did not lose money!!! You did right thing with police anyway. They have you blacklisted which is unfair, and you can deal with that. Terrance will have a take on this.

We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm. ~~ George Orwell.
by TerranceBoyce Wed Feb 13, 2013 7:40 pm
Your English is good Zvetochik but in trying to understand a technical matter like this it can be difficult to understand.

As far as I can understand you received a payment direct in to your account electronically - not by cheque.

You then transferred it abroad through the post office following the instructions of this person who employed you.

It would be useful if you can confirm this is correct.

The bank aren't asking you to repay the money but have closed your account and that means you are unlikely to get an account with any other bank.

The fact is that you cannot force a bank to have your account. I know that in the past in some countries it was considered a privilege and a bank could refuse you an account if you had a relative who ran a bad account. I suspect that the bank will take the loss and would prefer to do that than the risk of this happening again.

I'll be honest with you and state that not being a British citizen they probably consider the risk is greater that if it hapened again, for a larger amount, you could leave the country. It's not discrimination, but common sense as a British citizen is less likely to run away.

There is I believe something called a 'basic' bank account but this type of fraud can still operate through this type of account. Having checked, banks can and will refuse even this type of account if an account you operate has been involved in fraud and, if they report it to CIFAS, as they would, that blocks you from using other banks.

I'll think about this but it's difficult to see a way round this problem. This is the risk to anyone who gets caught in this scam.

I understand that you are now in a devastating situation. Banks will become much more strict on everyone who gets in to this situation.

If you need to claim state benefits it's also a problem and this is the only guide I can find on how to deal with that.

https://www.gov.uk/how-to-have-your-benefits-paid

CAR ADVERTS - If a car seller mentions escrow - he's scamming you Never ever for any reason pay anything until you have seen and inspected the vehicle

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