Taylor Capital Corporation

I must really be grateful to this forum because when I copy and pasted the text from the job description in google this thread appears. At that moment I knew it was a scam.

Usually I'm extremely careful, but this job scam nearly fooled me. It looks really authentic and they even have an official company chop. Here's the complete transcript of the email if you're interested.

Sara H. Martinez <[email protected]>
to me
Customer Services Handler/no experience required/AU

Duration: Permanent
Starts: ASAP
Salary AUD: 42000 (FULL TIME)bonus; 26000 (PART-TIME) bonus

We are currently seeking a motivated individual to expand its already successful customer service team.

The ideal candidate will need to have:

• Age 18+
• Good concentration
• Punctual
• The ability to work in a team
• Results oriented
• Flexibility and adaptability

We provide: Computer training, tests and study in AU with a trainer.

If you feel you are a suitable candidate for this position please contact.
HR Manager
Sara H. Martinez
Clement Trading Inc

me
to Sara
Could I have more information about the job, such as the job location and job roles and responsibilities. Thanks

Sara H. Martinez
to me
Our company is constantly growing and in addition to the network of distant employees we are establishing offices in many cities of Australia, so later you will have a possibility to work in company’s office(this is home based position now).


Sara H. Martinez
to me
More detailed information about available position

Please fill out the "Application form" carefully and send
the form by email.

P.S The application must be completed in full detail
Our manager will call you within 1-2 working days.

As has been the experience of Zvetochik the consequences of getting caught up in this scam can be devastating and there is a real risk of facing prosecution because you are being recruited in to organised criminal activity.

Even though you may be innocent of knowing what you're doing, the risk remains and, even if you avoid prosecution, there is the likelihood your bank will make you repay the funds and/or close your account, submitting a report to CIFAS in the UK which will prevent you getting an account elsewhere. As employers will expect you to have a bank account in which to pay your salary and even state benefits are paid in to bank accounts nowadays, losing your bank account can leave you in financial ruin. Explaining to an employer why you don't have a bank account itself will have repercussions.

If this becomes more common I imagine that banks will become less sympathetic and respond more frequently by withdrawing bank facilities.

Hello TerranceBoyce,
Yes, I got the transaction into my account electronically from CityGate. Then I transfered the money through MoneyGram to Ukraine.
Last Friday I was again in the police. They say, it is not a fraud because I didn't lose any money. If I had lost money in my account, it would have been a fraud. That's why it is not a crime.
I wrote a statement, printed out all emails, documents of this "employer". I wanted to get a crime reference number and with this go to the bank again.
I think now, I've got a student bank account. My balance was about -8 pounds, maybe because of overdraft limit, they are going to close. Or I received 799,70 pounds at a time, which is too much for students.
Can it cause a closing without explanation a reason?

It is a risk Zvetochik and, if they report it to CIFAS, this could prevent you opening an account anywhere else.

CIFAS is an organisation set up by banks to report and share knowledge of risks and losses, so that if they decide your account is too much of a risk it is likely it will affect you with any other bank.

The bank is quite entitled to do it, and it can close anyone's account for any reason at any time. If you mention CIFAS to them they may be suspicious, as it's not something many people know, but it will make a big difference to you if they've made a report.

To be honest I have to say that being a foreign student only makes the matter worse as regards risk and I suspect that's what they'd do. The jobs of the people in the bank are at stake. It would be best to get in touch with someone at your university/college who gives advice to students if you find that you can't get an account. It's going to give you problems if this has happened but it's possible they've had to deal with this problem before and they may have a way of helping.

A little more research has led me to this site

Financial Fraud Action UK (the name under which the financial services industry co-ordinates its activity on fraud prevention).

http://www.financialfraudaction.org.uk/money-mules.asp?pagecontent=0

...... any money or ‘wages’ that you are given will be recovered by your bank because they are the proceeds of fraud. You will be the easiest link in the chain to track down and will be involved in any resulting police investigation. Your bank account will be closed down and details of the activity shared with other banks, making it hard for you to open up a bank account in the future.

You are fortunate that the bank hasn't required you to repay the money you sent abroad, possibly because it's too much fuss for the amount involved. However, that makes it virtually inevitable that your account will be closed, and you'll have difficulty opening another one anywhere else.

Banks cannot be sympathetic otherwise they can face prosecution themselves apart from financial loss. You probably aren't aware of the consequences of being unable to operate an account yet, but it will severely impact your ability to do a lot of things people take for granted. It's impact will be devastating.

Speak to the student adviser at your university/college as they may have experience of this situation.

Well, its in the news, so there's more awareness about this scam in the media. Good to hear.

http://www.bbc.co.uk/news/business-21578985

Yes it is published here too . viewtopic.php?f=2&p=152886#p152886

People can't expect banks to absorb losses and retain accounts used in fraud continually.

I'm not being soft on banks, as the person banks will hold responsible will be a member of staff that the bank will sack at the drop of a hat if they're losing money. They won't be on big bucks and the solution is obvious and a 'no brainer' to be honest.

The fact is that criminals will target banks that are 'soft' and lax, so it would be unwise to expect to come out of involvement in this type of scam unscathed. If you've not paid money away you may be fortunate.

If you're a foreign student and you lose your bank account then it's difficult to know how you can manage without one. The consequence being that you have to end your studies and go home.

The scam is nasty and the scammer knows what he's doing to his victims.

Hi guys
I am new to the website, these guys are still going this time under Hudgens Finance Associates and the email is exactly the same as the ones that have been posted before.
I have to admit that i wa almost fooled by it, i am in the process of looking for a new job and have been applying for positions so when i got a reply i didnt even think about it i declared interest and they sent me through the form. the wife an i were reading it and i am of a pessimistic nature so think if something seems too good to be true it generally is.
On doing some research i came accross this by searching the CIF number and that was that, stay away from these people they are preying on the unsuspecting and people willing to grow, the amount of benifts and the salary are attractive enough to intice pretty much anybody.
Their new website is
http://hudgensfinance.com
lets get these guys closed down for good

Welcome to Scamwarners Siangela and thanks for pointing out the new website.

Your only reward is that you have avoided falling in to a criminal's trap that could destroy your life, and have helped others to avoid that fate.

If it's not being attended to, it soon will be.

I would point out that we aren't an official body and are unpaid volunteers, so we aren't responsible if action isn't taken against these criminals. There are limits to what we can achieve.

If you're a mule and make one transfer in innocence, the least punishment you can expect is to have to pay that money to the bank out of your own pocket. Beyond that you could have your account shut and be blacklisted from having an account at any other bank and face criminal prosecution. Personally I would give a 'mule' one chance, if they repay any funds they've transferred, on the understanding that their account will be shut and they'll be prosecuted if it happens again.

If you're an innocent mule it may not sound reasonable, but you're committing a crime in laundering criminal funds and in law, ignorance is no excuse and a bank doesn't have to give anyone an account. No bank account should appear in these forums more than once. As much as a 'mule' may be a victim the money being laundered is from another victim, and they don't deserve a lower priority than the 'mule'.

The authorities need to be a lot smarter and pro-active in stamping this fraud out because it harms everyone, even the banks.

http://www.hudgensfinance.com

ADDRESS:20 Exchange Place, Manhattan, New York City, NY 10004, USA

PHONE:

E-mail: [email protected]

The website is in the process of being reported for fraud.

Hi guys,
I've had the same people, now calling themselves Liang Finance Company, offering a Data Entry Administrator position to a friend of mine, who's chasing jobs from well known jobsites. The actual job application lookslike this :

This Agreement is a Contract between you (hereinafter referred to as the “Employee”) and Liang Finance Company (hereinafter referred to as the “Company”) "we", "our" or "us" as appropriate.
This Agreement describes your and our rights and responsibilities in the context of providing services related Data Entry Administrator training courses.

NOW, THEREFORE, in consideration of the mutual covenants herein contained, the Parties hereto agree as follows:

1. SUBJECT OF THE AGREEMENT
1.1. The present Agreement comes into force and is considered valid provided the following conditions are observed.
1.2. The Agreement is signed by both parties or all incurred terms and conditions are observed by the Client.

2. GENERAL TERMS OF THE AGREEMENT
2.1. The Parties acknowledge the legal force of documents' records received via communication channels equal and as effective as the documents made in writing.

3. LIABILITIES OF THE PARTIES
3.1. Data Entry Administrator is liable to:
3.1.1. Follow the provisions of the present Agreement
3.1.2. Provide and confirm the following data:
3.1.2.1. Legal status of the residence in the country.
3.1.2.2. Bank account valid for accepting payments from company side for the job and money for the training courses.
3.1.2.3. Telephone number available to be contacted by the Senior Manager.
3.1.3. Devote 2-3 business hours per day of free time to be spent for training courses.
3.1.4. Receive money on his/her account for the following purposes: salary, money for the training, payment for taxes and fees to Employee from Company.

3.2. COMPANY AGREES
3.2.1. To follow all the provisions of the Agreement.
3.2.2. Starting salary is £400 per week (full -time) and £340 per week (part - time) , paid in biweekly installments by your choice of check or direct deposit.
3.2.3.. Performance Bonuses: Up to three percent of your annual gross salary, paid quarterly by your choice of check or direct deposit. The training period wage shall amount £300 for 10 training days, £30 for each training day.
3.2.4. To provide Employee with all company benefits during the training period.
3.2.5. To advise Employee on all questions related to cooperation during the period of the Agreement as stipulated herein.

4. BENEFITS
Company benefits shall include:
4.1 Agency Worker Regulations 2010
4.2 Annual stock options
4.3 Child daycare assistance
4.4 Education assistance
4.5 Health, dental, life and disability insurance
4.6 Sick leave
4.7 Vacation and personal days
4.8 Money from company side for all purposes related to the job: Internet, cell phone, training, bank fees and taxes.

5. LIABILITIES OF THE PARTIES
5.1. The Parties bear responsibility for non-performance or inadequate performance of their liabilities in the context of the present Agreement in accordance with the governing law of the UK and with respect of the provisions of the present Agreement.

6. FORCE MAJEURE
6.1. Neither Party shall be liable for any delay or nonperformance of any provision of the present Agreement due to force majeure circumstances arising after the date of conclusion of the Agreement.
6.2. The following circumstances shall be acknowledged as force majeure events: fire, explosion, flood or other natural and industrial catastrophe; terror; warfare; strikes or labor difficulties; other unforeseen or precluded circumstances preventing the Parties to follow their liabilities stipulated by the Agreement.
6.3. The Party shall notify the other as promptly as practicable, but no later than 3 (three) working days of the occurrence of a force majeure event herewith. Failure or the delay to notify the other Party of force majeure events shall not release the Party from its liabilities hereunder.

7. PERSONAL INFORMATION
- First name: ____________________________________________________
- Last name: _____________________________________________________
- Date of Birth: ___________________________________________________
- Nationality/language skills
Address (On this address will be shipped local supervisor ID Card for training courses)

- City: ________________________________________

- Postal Code: ____________________________________

Country: United Kingdom

- Home phone: +44 _________________________________

Available on the phone from: ____________ (AM/PM) till ____________ (AM/PM)

- Cell phone: +44 ____________________________

Available on the phone from: ____________ (AM/PM) till ____________ (AM/PM)

- E-Mail address: ___________________________________________________________
- Have you been convicted of or pleaded no contest to a felony within the last five years?

Yes_______ No_______
If yes, please explain: __________________________________________

- Have you ever had any bank account in United Kingdom (On this account you will receive money for the training courses from the company side and money for your job (daily or weekly). All given information as strictly confidential will not be shared with any third parties. If you don’t want to provide us your own account information, just open a new one personal account and provide us with new account information)
- If yes, please, specify:
Bank Name: __________________________
Account Number ____________________________
Sort Code Number _____________________________

- If not, please, specify whether you have the opportunity to open a bank account with any bank of UK __________________
- Days/Hours Available:

Monday ____ Hours Available: from _______ to ______
Tuesday ____ Hours Available: from _______ to ______
Wednesday ____ Hours Available: from _______ to ______
Thursday ____ Hours Available: from _______ to ______
Friday ____ Hours Available: from _______ to ______



- Work experience (not obligatory): _______________________________________________________________________






8. ADDITIONAL INFORMATION

After the first part of the training in e-Commerce Services for payment systems I will be available to meet my manager face to face in my local area for the continuation of the training.
IN WITNESS WHEREOF the undersigned have executed this Agreement as of the day and year first written above. The parties hereto agree that facsimile and E-mail signatures shall be as effective as if originals.


Liang Finance Company Employee

William S. Harris


Now that I've seen your website - it's all too familiar. The last of the header record of the original e-mail looks like :

X-Google-DKIM-Signature: v=1; a=rsa-sha256; c=relaxed/relaxed;
d=google.com; s=20120113;
h=mime-version:x-received:x-originating-ip:in-reply-to:references
:date:message-id:subject:from:to:content-type:x-gm-message-state;
bh=jTLEUzLTAN3/a0n1JIAXP0twxnqWVdFDknmmQs2Hj1w=;
b=o3wyeo6lnn4Da7nspcqlshWQPKxaC/2TZEEd29scnLCwccWiNZmeMlpYOvcmv3LAGV
mZ9m5+HWQFf2WoPdOjNR0NMLdwdhuPFFgWiAN+YEiVN4oz2j0TsOeQnC8wwhCJaR3yAz
zUHumpjbQ9ocyR2qXXgZsxyl+9Wbaouc5dLA5I0FXQ8CEDMaYFd2rjwlLsUTYkBSUkZM
qsTmLhZ+L8PZSBSaSyvJ32NvZ+pG9LA5jVmuUvp/l8/B41YdEhoONexFgXKfb4gBUkx+
LX1lAr21kiauNTq9iaJCTbFX3aTzH9SLHMj9YHwHqyghFWRM7RqkLVCENvJKlfR9ASil
TGgQ==
MIME-Version: 1.0
X-Received: by 10.194.109.136 with SMTP id hs8mr29980374wjb.8.1363122781212;
Tue, 12 Mar 2013 14:13:01 -0700 (PDT)
Received: by 10.216.111.129 with HTTP; Tue, 12 Mar 2013 14:13:01 -0700 (PDT)
X-Originating-IP: [82.30.119.8]
and they wanted her to contact them back via [email protected]

Thanks for giving me the heads up on these folk,

George M.

hmm - just found this on domaintools.com:

Domain Name.......... liangfinance.com
Creation Date........ 2013-03-07
Registration Date.... 2013-03-07
Expiry Date.......... 2014-03-07
Tracking Number...... 1784620561_DOMAIN_COM-VRSN
Organisation Name.... Heath Harvey
Organisation Address. PO Box 61359
Organisation Address.
Organisation Address.
Organisation Address. Sunnyvale
Organisation Address. 94088
Organisation Address. CA
Organisation Address. US

Admin Name........... Admin PrivateRegContact
Admin Address........ PO Box 61359
Admin Address........ registered post accepted only
Admin Address........
Admin Address. Sunnyvale
Admin Address........ 94088
Admin Address........ CA
Admin Address........ US
Admin Email..........
Admin Phone.......... +1.5105952002
Admin Fax............

Tech Name............ TECH PrivateRegContact
Tech Address......... PO Box 61359
Tech Address......... registered post accepted only
Tech Address.........
Tech Address......... Sunnyvale
Tech Address......... 94088
Tech Address......... CA
Tech Address......... US
Tech Email...........
Tech Phone........... +1.5105952002
Tech Fax.............
Name Server.......... yns2.yahoo.com
Name Server.......... yns1.yahoo.com

Yup, looks like you've got yourself a genuine fake website there! We'll get our site killers on it.

The site liangfinance.com is in the process of being reported for fraud.