Company Representative scams, Payment Processing scams and other Employment scams.
by Falstaff75 Fri Oct 05, 2012 7:12 pm
Hello to all,

I received this mail yesterday, and I am pretty sure it is a mail coming from a scammer. I will include the header information.

Header:

Delivered-To: [email protected]
Received: by 10.50.96.228 with SMTP id dv4csp70068igb; Thu, 4 Oct 2012
03:53:40 -0700 (PDT)
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04 Oct 2012 03:53:40 -0700 (PDT)
Return-Path: <[email protected]>
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[98.138.207.12]) by mx.google.com with SMTP id
f1si18761146igl.70.2012.10.04.03.53.39; Thu, 04 Oct 2012 03:53:40 -0700 (PDT)
Received-SPF: neutral (google.com: 98.138.207.12 is neither permitted nor
denied by best guess record for domain of [email protected])
client-ip=98.138.207.12;
Authentication-Results: mx.google.com; spf=neutral (google.com: 98.138.207.12
is neither permitted nor denied by best guess record for domain of
[email protected]) [email protected]; dkim=pass
[email protected]
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Date: Thu, 4 Oct 2012 10:03:51 +0000



From: "Lora R. Smith" <[email protected]>
Organization: FCI International Limited
To: <[email protected]>
Message-ID: <[email protected]>
Subject: Career information for xxxxxxxxxxxxxxxxx -04.10
MIME-Version: 1.0
Content-Type: text/plain
Content-Transfer-Encoding: quoted-printable

Text

Dear, xxxxxxxxxxxxxxxx, we currently have an exciting position to be part of our ever growing company.

Title: Accountant Assistant/No Experience Required
Salary: Full-Time -20.5K/bonus, Part-Time -14.8K/bonus
We offer: Good basic salary; absolutely free training; personal trainer support;
opportunities to progress and develop.


This role will suit someone who has the ability to work well as part of a team or as an individual.
With excellent attention to detail, the ideal candidate will be well motivated and able to work in a pressurized environment. You will be customer focused, an excellent communicator with great planning skills.


This is an exciting opportunity to join a growing team in what is becoming a big Hiring area of the UK.
If you match the above skills please apply immediately.


HR Manager
Lora R. Smith
FCI International Limited


Do you believe it is a scam???
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by Dotti Fri Oct 05, 2012 9:47 pm
The domain was registered 3 weeks ago, and only for one year. Those are two huge red flags.

The job description is vague and typical of a scam, and I see dozens of job postings from the past month with the same description.

Looks very much like a scam.

Domain Name: FCILIMITED.COM
Registrar: MELBOURNE IT, LTD. D/B/A INTERNET NAMES WORLDWIDE
Whois Server: whois.melbourneit.com
Referral URL: http://www.melbourneit.com
Name Server: YNS1.YAHOO.COM
Name Server: YNS2.YAHOO.COM
Status: clientTransferProhibited
Updated Date: 12-sep-2012
Creation Date: 12-sep-2012
Expiration Date: 12-sep-2013

Need to post photos? http://scamwarners.com/forum/viewtopic.php?f=28&t=3219
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by devidhood_devil1 Sun Oct 07, 2012 7:44 am
Hii I got a similar email...
my question is what do they do with the information sent.... ?
Eg name, DOB, Address and cell number..?


from: Lora R. Smith [email protected] via yahoo.com

to: xxxxxxxxxx

date: Fri, Oct 5, 2012 at 1:30 PM
subject: Career info for xxxxxxx-UK
signed-by: yahoo.com



Dear, xxxxx we currently have an exciting position to be part of our ever growing company.

Title: Accountant Assistant/No Experience Required
Salary: Full-Time -20.5K/bonus, Part-Time -14.8K/bonus
We offer: Good basic salary; absolutely free training; personal trainer support;
opportunities to progress and develop.


This role will suit someone who has the ability to work well as part of a team or as an individual.
With excellent attention to detail, the ideal candidate will be well motivated and able to work
in a pressurized environment. You will be customer focused, an excellent communicator with great planning skills.


This is an exciting opportunity to join a growing team in what is becoming a big Hiring area of the UK.
If you match the above skills please apply immediately.


HR Manager
Lora R. Smith
FCI International Limited


She then sent me two word files...

FCI International Limited
If you would like to know more about our company, please visit our site

http://fcilimited.com
FCI International Limited office 88 Pine Street, New York, NY 10005, USA. Company is registered in USA with company registration number 742871049.

Our company is specialized in miscellaneous financial services, like fund management, financial customer services, insurances and others; also the company has representative offices in such countries of the world as: : USA, France, Japan, Spain, Germany.


We are hiring people from UK willing to work in an international team of high-skilled professionals of economy and finance for all the positions listed below. Any special experience is not required because our training managers ready to prepare you and provide all the information.

Information about the Position

Gather all the information about the position that you can. All vacant position information can be found below. Read the Job Description and the Advertisement carefully to understand what the position is about.

All these positions are considered as a Full Time and Part Time job. You may choose your working hours for Part Time position in your area on the 1st interview with your local supervisor.

Job Positions Job Duties Working hours
Full Time Part Time
Accountant Assistant Duties and Responsibilities

Here are some of the general responsibilities and duties of an accounting clerk:
1. Maintains files, including filing of general ledger journal vouchers, accounts payable documentation, and other miscellaneous filings.
2. Types a variety of documents, reports, and records.
3. Prints daily accounts payable checks and inserts checks and invoices into envelopes for mailing.
4. Prepares requisitions for office, computer, and routine supply purchases.
5. Maintains regular contact with other departments to obtain and convey information and/or to correct transactions.
6. Attends and participates in meetings as required.
7. Ensures that work area is clean, secure, and well maintained.
8. Completes special projects and miscellaneous assignments as required.
9. Discuss report results with location management.
10. Post data to sales journal.
11. Handle customer and employee accounts receivable.
12. Assist with accounts payable, prepare checks.
13. Assist with payroll preparation.
14. Other duties as assigned. Monday to Friday
(09.00 – 18.00) 2-3 hours during the day
(3-6 days per week)


ORGANIZATION PROVIDES ON-THE-JOB TRAINING!

OUR BENEFITS
You are granted benefits package:
• 25 days’ holiday plus 8 public holidays
• pension and bonus schemes
• discounted train travel, holidays and flights
• season-ticket loan
• free long-term parking at BAA airports
• subsidised food and drink at airports
• discounted shopping at airport retailers
• an Employee Assistance Programme
• critical Illness cover
• access to expert advice on health and well-being

TRAINING COURSES

Before you start to work you should pass a free 10-days training course to practice with company’s software and several financial services to be prepared in future to perform your responsibilities for these positions. The company will provide Free On-line Education Training. The training course is distant except 2 personal meetings with company’s managers in your city on the 4th and last training days. The local supervisor will receive your first practical and test results before the first interview, because in some areas we recruit stuff on a competitive basis. Since main responsibilities include work with company’s soft by the end of the training you will be provided by all the necessary equipment (internet and telephone connection) and an access to company’s software.

- You don't need to attend seminars, lectures, etc and pay for the training courses.
- You don't need any special education.
- You don't really need to buy any special equipment, just use your computer and internet connection.
- You don’t have to travel far for practising, just use the closest locations for some practical lessons.

We are providing Electronic Commerce System Training for you absolutely FREE. There are no hidden costs. The course is 10 days and will be prescribed on the next day after you fill out your application form and/or send us an e-mail confirming when you will be ready to start.

The training period wage shall amount ?30 for each training day (2 hours training day, ?15.00 per hour), you will receive ?300 for 10 training days. Every practical lesson will not take more than 2 hours, as for theoretical (test part) you will be provided 24 hours to fully examine the documents that will be sent to your e-mail address. The training days don’t have to be consecutive; you may have breaks in the schedule.

Your training wage will be deposited to an account at any bank of your choice.

Distant Training is a proven, flexible way for you to take training courses at a time and place that suits you. Our interactive distant training courses are detailed-guided courses that reinforce lessons with interactivity, assignments and self-test.

We know how we develop our employees and their skills will determine our future success. The practicing is very important part of each educational process, and we offer you the training process that will lead you to high-paid home job.
We continually encourage employees to enhance their skills and knowledge, and have created a learning organization focused on providing new opportunities for growth and professional development.

After you successfully finish the training courses, you become a company’s employee and will get a certified specialist. The 1st interview with local supervisor will be personally agreed with you to be held in the closest business area. You’ll be able to switch to office job without changing your responsibilities as soon as company opens an office in your city. For the present the offices in London, Liverpool, Manchester, Birmingham, Nottingham and Leicester are going to be opened.

SALARY

Should you accept this offer, your annual BASE will be:
FULL TIME £20,500 +
PART TIME £14,800 +

Starting salary is £400 per week (full -time) and £340 per week (part - time), paid in biweekly installments by your choice of check or direct deposit (it will be agreed with you personally already on 1st interview).

Performance Bonuses: Up to three percent of your annual gross salary, paid quarterly by your choice of check or direct deposit.
You will be provided with all company benefits during the training period.





During the training period you will be paid daily.



In the future, after raising the level of skills, there is a possibility of having business trips to different countries (all the expenses, including abode, traveling expenses and travel allowance, are paid by the company).

NO MONEY NEEDED FOR JOB [TRAINING COURSES] OR ANYTHING.
THE COMPANY WILL PAY FOR IT ALL.


HOW TO APPLY


If you are interested in the position and ready to start working, please fill out the attached employment application and send it in reply to this e-mail address. You can fill it out on your PC or print it out and fill it by hand (in that case please write block letters; illegible applications may be excluded from consideration). You will be contacted by a company manager within 24 hours. You can start the training course within 1-4 business days after signing the application.

Job Application Form
United Kingdom

This Agreement is a Contract between you (hereinafter referred to as the “Employee”) and FCI International Limited (hereinafter referred to as the “Company”) "we", "our" or "us" as appropriate.
This Agreement describes your and our rights and responsibilities in the context of providing services related Accountant Assistant training courses.

NOW, THEREFORE, in consideration of the mutual covenants herein contained, the Parties hereto agree as follows:

1. SUBJECT OF THE AGREEMENT
1.1. The present Agreement comes into force and is considered valid provided the following conditions are observed.
1.2. The Agreement is signed by both parties or all incurred terms and conditions are observed by the Client.

2. GENERAL TERMS OF THE AGREEMENT
2.1. The Parties acknowledge the legal force of documents' records received via communication channels equal and as effective as the documents made in writing.

3. LIABILITIES OF THE PARTIES
3.1. Accountant Assistant is liable to:
3.1.1. Follow the provisions of the present Agreement
3.1.2. Provide and confirm the following data:
3.1.2.1. Legal status of the residence in the country.
3.1.2.2. Bank account valid for accepting payments from company side for the job and money for the training courses.
3.1.2.3. Telephone number available to be contacted by the Senior Manager.
3.1.3. Devote 2-3 business hours per day of free time to be spent for training courses.
3.1.4. Receive money on his/her account for the following purposes: salary, money for the training, payment for taxes and fees to Employee from Company.

3.2. COMPANY AGREES
3.2.1. To follow all the provisions of the Agreement.
3.2.2. Starting salary is £400 per week (full -time) and £340 per week (part - time) , paid in biweekly installments by your choice of check or direct deposit.
3.2.3.. Performance Bonuses: Up to three percent of your annual gross salary, paid quarterly by your choice of check or direct deposit. The training period wage shall amount £300 for 10 training days, £30 for each training day.
3.2.4. To provide Employee with all company benefits during the training period.
3.2.5. To advise Employee on all questions related to cooperation during the period of the Agreement as stipulated herein.

4. BENEFITS
Company benefits shall include:
4.1 Agency Worker Regulations 2010
4.2 Annual stock options
4.3 Child daycare assistance
4.4 Education assistance
4.5 Health, dental, life and disability insurance
4.6 Sick leave
4.7 Vacation and personal days
4.8 Money from company side for all purposes related to the job: Internet, cell phone, training, bank fees and taxes.

5. LIABILITIES OF THE PARTIES
5.1. The Parties bear responsibility for non-performance or inadequate performance of their liabilities in the context of the present Agreement in accordance with the governing law of the UK and with respect of the provisions of the present Agreement.

6. FORCE MAJEURE
6.1. Neither Party shall be liable for any delay or nonperformance of any provision of the present Agreement due to force majeure circumstances arising after the date of conclusion of the Agreement.
6.2. The following circumstances shall be acknowledged as force majeure events: fire, explosion, flood or other natural and industrial catastrophe; terror; warfare; strikes or labor difficulties; other unforeseen or precluded circumstances preventing the Parties to follow their liabilities stipulated by the Agreement.
6.3. The Party shall notify the other as promptly as practicable, but no later than 3 (three) working days of the occurrence of a force majeure event herewith. Failure or the delay to notify the other Party of force majeure events shall not release the Party from its liabilities hereunder.

7. PERSONAL INFORMATION
- First name: ____________________________________________________
- Last name: _____________________________________________________
- Date of Birth: ___________________________________________________
- Nationality/language skills
Address (On this address will be shipped local supervisor ID Card for training courses)

- City: ________________________________________

- Postal Code: ____________________________________

Country: United Kingdom

- Home phone: +44 _________________________________

Available on the phone from: ____________ (AM/PM) till ____________ (AM/PM)

- Cell phone: +44 ____________________________

Available on the phone from: ____________ (AM/PM) till ____________ (AM/PM)

- E-Mail address: ___________________________________________________________
- Have you been convicted of or pleaded no contest to a felony within the last five years?

Yes_______ No_______
If yes, please explain: __________________________________________

- Have you ever had any bank account in United Kingdom (On this account you will receive money for the training courses from the company side and money for your job (daily or weekly). All given information as strictly confidential will not be shared with any third parties. If you don’t want to provide us your own account information, just open a new one personal account and provide us with new account information)
- If yes, please, specify:
Bank Name: __________________________
Account Number ____________________________
Sort Code Number _____________________________

- If not, please, specify whether you have the opportunity to open a bank account with any bank of UK __________________
- Days/Hours Available:

Monday ____ Hours Available: from _______ to ______
Tuesday ____ Hours Available: from _______ to ______
Wednesday ____ Hours Available: from _______ to ______
Thursday ____ Hours Available: from _______ to ______
Friday ____ Hours Available: from _______ to ______



- Work experience (not obligatory): _______________________________________________________________________






8. ADDITIONAL INFORMATION

After the first part of the training in e-Commerce Services for payment systems I will be available to meet my manager face to face in my local area for the continuation of the training.
IN WITNESS WHEREOF the undersigned have executed this Agreement as of the day and year first written above. The parties hereto agree that facsimile and E-mail signatures shall be as effective as if originals.


FCI International Limited Employee

George L. Hawthorne


The next email was this ... after the info was sent
Training Course Basic Information


Company is engaged in various financial activities, cooperating with national and international payment services in USA and Europe. Now, the company is expanding its business activity on the territory of UK. Both jobs are considered as office-based and home-based, so that you may choose your working hours and your job-schedule at the first meeting that will be held on fourth training day.
Since any work experience is obligatory for the Accountant Assistant position, before you start to work, you should pass a free 10-days training course to practice with software and learn theoretical materials ( and other documents) preparing you for all the duties and future responsibilities. After you complete the free training course, company guarantees your employment within one business day (all necessary assignments will be discussed on the 1st interview already – as soon as your local supervisor receives your practical and test results).
The training course is distant, except for two personal meetings with one of the company’s managers in your city. It combines both practical and theoretical part for each lesson. The lessons will be assisted and controlled online by your local supervisor and distantly (only during the 1st lesson) by the training manager. While studying, you will permanently move from the easiest and the simplest tasks to levels that are more complicated. You will receive studying materials that you should learn and strengthen then your knowledge by passing tests after each practical part.

The training days do not have to be consecutive (you can make breaks for one or several days if it's necessary).




Our trading training courses include the following steps:

1. Initial professional level check (distantly coordinated by training manager): Accounts. Payment systems. Immediate transfers.
2. Determinants of Foreign Currency Exchange Rates.
3. Access to company’s software (trading platform & financial messaging network).
4. Types of Markets. Requests handling. Databases.
5. Brokerage and investment banking. Types of investments.
6. Exchanges between payment systems. Records of different transactions. Reports.
7. Volatility and Variance Products. B2B- and B2C- applications.
8. Interest Rates and Interest Rate Products.
9. Accounting documents. Financial Engineering.
10. Practical usage of training experience. Workday rehearsal with Key Trader (local supervisor).Practical usage of training experience.












Initial professional level check (instructions for the 1st lesson).

1. Your Training Manager (TM) calls prescribe you into the list of trade-trainees and to confirm that everything is ready for the start of practical part of the Lesson. (The training manager will assist you by the phone to report about your skills to organize, calculate, communicate, count, etc.)
2. Then TM informs when the money for practicing with elementary operations and your training wage £30 are available on the account that you have specified for training. (The exact amount can’t be specified at the moment since the training money goes from one training person to another by a chain: company sends the initial amount to the 1st trainee, he/she takes £30 as the training wage and sends to the 2nd trainee the rest of the amount after deduction of the commission for the transaction; the 2nd trainee takes £30 and sends to the 3rd trainee the rest minus the commission etc.(subject to the number of the trainees before you in the training chain, the amount that you receive can be different).
3. You call your TM after withdrawing the total amount to receive new details.
First, £30 you should take for yourself as your personal training wage for the lesson (you may leave it on your account) and the rest of the amount you will use for practicing with Money Gram and Western Union payment systems. Then you go to the nearest Money Gram location to perform a transaction using the data you will receive from your personal manager. Pay attention to the details to be able to compare and learn the differences between this and other financial services.
The Receipt that you get from the Money Gram managers has to be saved.
5. Your TM will provide your practical results according to all references to your local supervisor and compose several questions to check your initial professional level. After you complete the practical part, you will receive theoretical materials. You should answer questions in the test form and send it back to company’s e-mail address within next 24 hours. Some of the questions will concern your practicing for the first training day, some of them will be based on your results (to confirm your skills, abilities, etc).The deadline for sending out the test form: next workday, 6:00 pm.

In response to this email, please specify the day when you are ready to start the training. Your personal training manager will contact you by the phone. So, please, make sure to stay accessible by the phones provided.


Every training step was weighed and deeply tested during our trading and training work so that every person may show the best results. Our education initiatives incorporate classroom learning, simulated trading sessions, specialized financial engineering seminars, and a variety of other instructional programs. We view education as a continuous process—as the markets, products, and valuation techniques evolve, we adapt our coursework to reflect those innovations.
by Dotti Sun Oct 07, 2012 11:19 am
The scammers revealed their intent with those last couple of emails.

If all you sent was name, address, phone, and no banking information, there should be nothing to worry about.

11. Handle customer and employee accounts receivable.
12. Assist with accounts payable, prepare checks.


Then TM informs when the money for practicing with elementary operations and your training wage £30 are available on the account that you have specified for training. (The exact amount can’t be specified at the moment since the training money goes from one training person to another by a chain: company sends the initial amount to the 1st trainee, he/she takes £30 as the training wage and sends to the 2nd trainee the rest of the amount after deduction of the commission for the transaction; the 2nd trainee takes £30 and sends to the 3rd trainee the rest minus the commission etc.(subject to the number of the trainees before you in the training chain, the amount that you receive can be different).


It's money laundering, plain and simple. The scammers want to send stolen money to a bank account you are responsible for, and then have you forward the money further. They will collect the money you forwarded, and when the victim reports the loss, you will be the person who received the money, and you will be the one forced to repay it, and possibly facing criminal charges. (Ultimately you are responsible for knowing the source of any money you receive, so by accepting transactions from these accounts, you can still be charged with a serious crime, even if you did not specifically know it was stolen.)

Note another hint here: first they say you will meet your "supervisor" but then they say this:
The lessons will be assisted and controlled online by your local supervisor and distantly (only during the 1st lesson) by the training manager.

In other words, you are not going to meet anyone, and those promises are made only to make the fake job look more real.

Need to post photos? http://scamwarners.com/forum/viewtopic.php?f=28&t=3219
Are you a victim of a romance scam? Read here for advice and FAQ's.
by vonpaso xlura Mon Oct 08, 2012 7:34 am
fcilimited.com is being reported for fraud.

... ni los estafadores heredarán el reino de Dios. 1 Cor. 6:10

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