by TerranceBoyce
Sat Feb 16, 2013 5:27 pm
http://bnb-invest.com
Virtually word for word copy of the sigardgeier-gmbh.com scam websites with a new template and an interesting online job application form here
http://bnb-invest.com/vacancies2.html
With only an address in Germany quoted on the website it would be impossible for it to provide a cheque cashing facility of any sort to US residents. Cheque cashing is not an online process. It requires a physical presence in the area it operates, though the website provides only a German phone number for its claimed payday loan service.
Even if it weren't a scam it would be illegal anyway.
http://www.dfs.ny.gov/consumer/usingacheckcasher.htm
Further
US licensing requirements vary from state to state and to operate countrywide it would be necessary for it to comply with the regulations of each state but, if it does not have a presence in the USA and is not incorporated within the USA it would not obtain any such licence. The fact that it isn't incorporated in Germany either makes it impossible to obtain a licence for anything.
American payday lenders are regulated by the CFPB. If they aren't located in the US, they can't be regulated or authorised to offer their services to Americans.
The services and facilities it offers are stated to relate to businesses and yet are those for the unsophisticated end of the personal market - payday loans, cheque cashing and payments by Western Union etc.
It's trying to sound like a bank without being one, when actually it isn't anything and would still require local registration to provide the limited and confused services it claims to offer.
There are no terms and conditions and no statement of applicable law and jurisdiction.
Previously reported under a different guise here
http://antifraudintl.org/showthread.php?63648-Hayman-Braun-GMBH
From the sigardgeier-gmbh.com scam website school of scam websites in which, whatever company you deal with, you are urged to arrange an interview with Mr Henry.
Virtually word for word copy of the sigardgeier-gmbh.com scam websites with a new template and an interesting online job application form here
http://bnb-invest.com/vacancies2.html
Shipping Manager
Requirements:
Resident of The United States
Basic knowledge of Microsoft Word
Home Computer with e-mail account and ability to check your e-mail box at least twice a day
Printer
Adults only accepted > 21
1-3 hours free during the week (mainly in the evening / non-business hours) for communication and 4-5 hours a week more for package processing
Stable salary $3,000 per month
We offer competitive compensation and excellent benefits including: Medical, Dental, Vacation, Holiday, and Sick Pay.The selected applicants will be sent a leaflet with more specific information about the job.
(Their copy and paste error not mine - it ought to read BnB GMBH). In fact the BNB Invest Inc. error proliferates through the whole website.Check Cashing
Over 5,000 checks are handled by BNB Invest Inc. every year
With only an address in Germany quoted on the website it would be impossible for it to provide a cheque cashing facility of any sort to US residents. Cheque cashing is not an online process. It requires a physical presence in the area it operates, though the website provides only a German phone number for its claimed payday loan service.
A.B. 3288
Prohibits foreign banking corporations from issuing payday loans;.....
Even if it weren't a scam it would be illegal anyway.
http://www.dfs.ny.gov/consumer/usingacheckcasher.htm
Check cashers are required, by regulation, to provide receipts to customers for every check cashed. Be sure to retain receipts since they are records of the transactions performed and may help resolve disputes that may arise.
The Superintendent’s Regulations require that receipts include all of the following
[Long list of details follows]
Further
Any advertisement by a check casher licensed by the DFS must always include the phrase: "Licensed by the Superintendent of Financial Services pursuant to article 9-A of the Banking Law."
US licensing requirements vary from state to state and to operate countrywide it would be necessary for it to comply with the regulations of each state but, if it does not have a presence in the USA and is not incorporated within the USA it would not obtain any such licence. The fact that it isn't incorporated in Germany either makes it impossible to obtain a licence for anything.
American payday lenders are regulated by the CFPB. If they aren't located in the US, they can't be regulated or authorised to offer their services to Americans.
The services and facilities it offers are stated to relate to businesses and yet are those for the unsophisticated end of the personal market - payday loans, cheque cashing and payments by Western Union etc.
It's trying to sound like a bank without being one, when actually it isn't anything and would still require local registration to provide the limited and confused services it claims to offer.
There are no terms and conditions and no statement of applicable law and jurisdiction.
Previously reported under a different guise here
http://antifraudintl.org/showthread.php?63648-Hayman-Braun-GMBH
From the sigardgeier-gmbh.com scam website school of scam websites in which, whatever company you deal with, you are urged to arrange an interview with Mr Henry.
CAR ADVERTS - If a car seller mentions escrow - he's scamming you Never ever for any reason pay anything until you have seen and inspected the vehicle
