by TerranceBoyce
Sat Feb 16, 2013 6:39 pm
http://harmankantor-gmbh.com
German company register result
A German company website marketing to German residents would naturally be in German.
With only an address in Germany quoted on the website it would be impossible for it to provide a cheque cashing facility of any sort to US residents. Cheque cashing is not an online process. It requires a physical presence in the area it operates, though the website provides only a German phone number for its claimed payday loan service.
Even if it weren't a scam it would be illegal anyway.
http://www.dfs.ny.gov/consumer/usingacheckcasher.htm
Further
US licensing requirements vary from state to state and to operate countrywide it would be necessary for it to comply with the regulations of each state but, if it does not have a presence in the USA and is not incorporated within the USA it would not obtain any such licence. The fact that it isn't incorporated in Germany either makes it impossible to obtain a licence for anything.
American payday lenders are regulated by the CFPB. If they aren't located in the US, they can't be regulated or authorised to offer their services to Americans.
The services and facilities it offers are stated to relate to businesses and yet are those for the unsophisticated end of the personal market - payday loans, cheque cashing and payments by Western Union etc.
It's trying to sound like a bank without being one, when actually it isn't anything and would still require local registration to provide the limited and confused services it claims to offer.
There are no terms and conditions and no statement of applicable law and jurisdiction.
From the sigardgeier-gmbh.com scam website school of scam websites in which, whatever company you deal with, you are urged to arrange an interview with Mr Henry.
German company register result
No appropriate data were found for the search criteria input!
A German company website marketing to German residents would naturally be in German.
Check Cashing
Over 5,000 checks are handled by Harman Kantor - GMBH every year
With only an address in Germany quoted on the website it would be impossible for it to provide a cheque cashing facility of any sort to US residents. Cheque cashing is not an online process. It requires a physical presence in the area it operates, though the website provides only a German phone number for its claimed payday loan service.
A.B. 3288
Prohibits foreign banking corporations from issuing payday loans;.....
Even if it weren't a scam it would be illegal anyway.
http://www.dfs.ny.gov/consumer/usingacheckcasher.htm
Check cashers are required, by regulation, to provide receipts to customers for every check cashed. Be sure to retain receipts since they are records of the transactions performed and may help resolve disputes that may arise.
The Superintendent’s Regulations require that receipts include all of the following
[Long list of details follows]
Further
Any advertisement by a check casher licensed by the DFS must always include the phrase: "Licensed by the Superintendent of Financial Services pursuant to article 9-A of the Banking Law."
US licensing requirements vary from state to state and to operate countrywide it would be necessary for it to comply with the regulations of each state but, if it does not have a presence in the USA and is not incorporated within the USA it would not obtain any such licence. The fact that it isn't incorporated in Germany either makes it impossible to obtain a licence for anything.
American payday lenders are regulated by the CFPB. If they aren't located in the US, they can't be regulated or authorised to offer their services to Americans.
The services and facilities it offers are stated to relate to businesses and yet are those for the unsophisticated end of the personal market - payday loans, cheque cashing and payments by Western Union etc.
It's trying to sound like a bank without being one, when actually it isn't anything and would still require local registration to provide the limited and confused services it claims to offer.
There are no terms and conditions and no statement of applicable law and jurisdiction.
From the sigardgeier-gmbh.com scam website school of scam websites in which, whatever company you deal with, you are urged to arrange an interview with Mr Henry.
CAR ADVERTS - If a car seller mentions escrow - he's scamming you Never ever for any reason pay anything until you have seen and inspected the vehicle
