software and support media ltd scammed

Hello

Basically what happened is this company software and support media Ltd has came to me through the online job search website jobsite.co.uk. Basically I've accepted the job because I genuinely thought it was a real job but I've been doing it for 2 weeks now and the bank has said that there was fraudulent activity been going on with my account. Now they have locked my account and basically are going to close the account if I dint send in my job details. I was ready to commit suicide 2 days ago when I found out about this and now am scared shitless because I keep thinking am going to get arrested and done by the police. Even my career will go out the window cause I can't have a criminal record.

See because I thought the was a genuine job what do I do because I'm scared of going to the police and the bank going to close my account for suspecred fraud.

What do I do??

Thanks
Ayoub

1) Find and keep all emails leading up to this. Make a note of any phone calls
2) You need to explain to your bank what has happened.
3) You should report it to the police - before they call on you.
4) If you are in the UK you should report it here: http://www.actionfraud.police.uk - you ARE going to lose money
If you are not in the UK there may be a another place to report it
5) You probably want a new bank account anyway if you have given the criminals all your details.

Hi there

I will report it too the police but how do I lose money as you mentioned it. Also the fact is I need to pay back a tsb loan, credit card and overdraft back.

Thanks
Ayoub

[AlanJones]

how do I lose money as you mentioned it.

Any money that you received will have been paid fraudulently and the bank will deduct it from your account, this means that you will have lost any money that you withdrew and sent to the scammers.

Are you sure about that because I've spoken with my bank which told me the payment was sent as a faster payment method which if I am right doesn't have anything to do with the bank as this is what I've been told. It just means that my account going to get closed. But would I get done by the police for me being a victim of money laundering??

Ayoub

[AlanJones]

Have the bank assured you that any money that was paid into your account belongs to you and won't be debited from the account? Unless they have categorically confirmed this then I wouldn't count on the money remaining in your account.

Whether you get charged by the police depends on whether they believe that you are a victim or not - there have been cases of victims being charged for fraud or money laundering in situations like yours. Unfortunately, the money trail ends with you, as the people you sent the money to will be abroad and untraceable.

You are also likely to have great difficulty opening a new account as it is likely that your bank will have put a CIFAS marker on your credit record, which will make other banks very reluctant to deal with you I'm afraid.

I'm actually really scared to tell the police because if I do get charged then I'll lose my career and that's a to big a risk to do that


Ayoub

[AlanJones]

I'm actually really scared to tell the police because if I do get charged then I'll lose my career and that's a to big a risk to do that

You would be better off telling the police, before they come looking for you - when they discover that you were aware that the payments were fraudulent, but kept quiet about it then it is likely that they will think that you knew what you were involved with.

Welcome to Scamwarners ay0ub24.

We all make mistakes in life, and at my age I have an impressive list that I won't describe, and from personal experience I can't impress on you how important it is to take the advice you have been given, and I say this having spent my whole working life in banking before I retired. You cannot avoid the consequences of what you have become involved in, and I can believe this has happened to you in all innocence, but if you don't take active steps to address this problem you risk the problems becoming much more serious than you can imagine.

If it reaches the stage where you are money laundering and it is obvious that you must know what is going on, you could go to prison. Taking action to contact the bank and the police is the only way you can hope to evidence that you are an innocent party. If you don't, then you are setting yourself up for something much more serious.

Getting your account closed is probably inevitable, and I strongly advise you not to adopt an aggressive attitude with your bank, as they are entitled to close anyone's account without any reason and, if you've been money laundering, even innocently, you can't argue. You need the bank on your side, and for that to happen you need to co-operate with them fully. The fact is that the bank could conceivably face prosecution, so they'll quickly lose patience if you aren't honest and co-operative.

Putting your 'head in the sand' will only make matters worse. Just consider how being prosecuted and going to prison would affect your career. You may be able to avoid the most serious consequences if you take the advice given but, but if you do nothing, a criminal prosecution is almost inevitable.

What happens if they don't believe me because I've got evidence that I accepted the job but didn't know what I was fully doing?? I will go to the police later today or tomorrow and then I'll just print out the proof and contact my bank and cooperate fully.

Ayoub

I would be lying if I told you that I could guess the outcome as I don't know anything about you, your background, your history with the bank, or the circumstances, and the bank will make their decision based on all these factors.

I have known people keep their bank account in the same situation, but it would be unwise to make it appear that this is your only concern, or believe that you'll be so lucky. This is a growing problem for banks and they will probably have a set policy as to how to react in cases like this, but by being honest, co-operative and not making life difficult for the bank you may be fortunate.

Bear in mind that you will have involved the bank in a mass of paperwork, reporting procedures and possibly facing legal claims from other parties. No matter how innocent you are the bank needs to be reassured that you aren't likely to create problems for them in the future. If you have been a 'problem' customer in the past then you will lose your account. Behaving responsibly, and in a way that will mitigate their problems and potential losses, is of primary importance.

It's a tough situation, but if you deal with it, you have a chance to influence what happens. Things I thought were disasters for me at the time, don't look so bad now and I've dealt with a life-threatening illness. You deal with it, cope and move on.

I've spoken with the bank. They have assured me that nothing is going to happen to me. I've just to submit the details and then everything will be sorted. I've got the call recorded for future reference cause I asked her to record the call.

They said the police will not get involved and that everything will be sorted by tsb.

thanks for your support lads


Ayoub

That's good to hear Ayoub. It can end badly and it's the worst possible thing is to act in a manner that may make the bank think you may be a criminal yourself, and not a victim. It's impossible for anyone who doesn't know the details and your own circumstances to tell you what will happen, but it's much better to try to explain what happened before the bank draw their own conclusion without hearing your side.

Be easy on the bank because you've caused them problems and in your situation they can cause you problems. I can understand how it is that you may have felt suicidal but allowing your emotions to govern your actions will always lead you to make poor decisions and the bank will find it more difficult to deal with you if you're in a highly strung state.

Honesty and charm will get you a long way as long as it's genuine.

Good luck and take care. Life is full of obstacles, and you get better at handling them with age, its only benefit.