Cedarbrook Lending Group-they got me good! 866-786-4959 SCAM

Hi, These assholes got us to. My wife applied for and was granted a $7000 loan with a $1310 deposit. Which we sent to one Margaret Lindon in Calgary. This all being "brokered by David Baxter". Then my wife received a phone call from Stanley Denton stating our loan was reevaluated and they needed an additional $1310 in order to give us the loan. Well, when my wife called and told me that I had the feeling we got f--ked. Long story short our so called refund date is Dec 3rd. Now I would like to be kept in the loop of info on these scumbags. I can't wait untill they get caught and go to prison. Keep the lines open!!!

I just realized today that I was scammed when I called to get a faxed document stating that the money I had sent would be given back. The phone just hangs up on me when I call. So I goolged "cedar brook lending" and it brought me to this sight. I did file a consumer complaint with Attorney Jay Nixon here in Missouri tonight. It may not get my money back but if it gets these guys prosecuted then I will feel a little better.

Cedar Brook Lending got me to. I needed money really bad to take care of some bills so I applied with lending tree and I know theyre a legit company but I got a call from Stanly denton at cedar brook lending saying that he was able to get me a 5,000 dollar loan but the lender wanted 910.00 to secure the loan so I borrowed the money from my mom and sent it to canada where he told me to send it. I called him back and gave him the reference number like he told me to do and he said itd be in my account by 3pm the next day. He called me back the next morning and said that I needed to send 910.00 more for them to secure it so I did and I told him im not sending any more because thats almost 2,000 and he said thats all i'd have to send and it will be in by 3pm the next day. I waited for it and nothing ashowed up in my account. He called me the next day saying that they needed 910.00 more and thats the final draw and nothing more will be needed. I asked him if he was some kind of scam artist and I told him that I wasnt going to send any more and I wanted all of my money back. He got really mouthy with me and mad because I said that to him. He said that I'll receive my refund on november 24th whick I know I'll never see a dime of it. I can't even get a hold of them on the phone and their websites has been cancelled. does anybody have anyidea on what I should do? Anybody thats been dealing with these losers please feel free to email me at [email protected]. We need to stop these people at cedar brook lending before they change their fraud name and get somebody else.

I also forgot to say that Stanley Denton told me that since my lender kept backing out on the loan that legal action will be taken against them for breeching the contract and he tried telling me that his loser company is even going to give me an additional 1,300 bacck on my refud on top of what I sent to these scum bags to secure the loan. Who should I go to or talk to about all of this thats going on? It's really got me in a bind.

I just realized today that I was scammed when I called to get a faxed document stating that the money I had sent would be given back. The phone just hangs up on me when I call. So I goolged "cedar brook lending" and it brought me to this sight. I did file a consumer complaint with Attorney Jay Nixon here in Missouri tonight. It may not get my money back but if it gets these guys prosecuted then I will feel a little better.

Where do I begin! I feel sooo stupid. We too have been taken by these scumbags!! We were in need of money fast as many of you are. I'm not sure how he got our info but "Henry Wilson" called us and saidwe qualified for a 7500. loan. Which we needed desperately. BUT, because of our credit we needed to send a deposit of 1130. to a Theresa Whittaker in Halifax, Canada. Which we did on Oct. 17. I wish I could have that day back!!! We were told we would have our money on Monday. WELL, "Henry" called back and said upon further review, the lender needed an other 1130. Which, like dingdongs we sent it, after borrowing it. Again it was sent to Theresa Whittaker. On Wed. Oct 22, Stanley Denton called us to inform us the first lender had backed out. To many of you, this all sounds too familiar. But most of you saw through all of this and didn't send any more money. We were on the verge of loosing our house. So we needed the money and sounded so convincing and sympathetic. Stanley informed us he had secured a 15000. with another lender. We needed to send more money of course-1460.00. And Cedarbrook issued a credit of 800.00 to the lender. As you can guess the next day, the lender wouldn't accept the credit so we were to send the 800.00.These 2 money grams went to a Debbie Stanford in North York, Canada. It goes on and on........ I am so ticked off I can't finish. If I had five minutes with these guys they would no longer be able to reproduce!!!!!!!! We are good Christian parents trying to make it as well as many are in these difficult times. Isn't it a shame we live in a world where lowlife like these exist. We will do what we need to do to catch these people. I have more information if anyone is interested.

what else do u have taken 2?

This thing is growing exponentially! I am sorry to see so many here, although this group of scammers has been highly successful so it's no surprise to me knowing how they've been operating for a while. To all those who just poked their head in, please read back in this thread especially if you sent any personal information dealing with banking, SSN, or drivers license! There is information here to help protect yourselves from identity theft!!! Get it done ASAP.

I'll be making another round of private messages to each of you soon. I'll have some questions for you regarding your experience.

Edit: Bookmark for myself to keep track of the work.

This thread and the amount of people who have been scammed is growing at an alarming rate, I hear about people being scammed on a daily basis as part of what I do in my spare time but never have I seen such a comprehensive list of victims from the one scammer.

For the newest additions to this thread, one of our members "Full Auto" is investigating in an attempt to slow them down, he may ask you some questions as part of that investigation in regards to the emails or contact you have recieved from the scammers, he is very busy but will do everything he can to help you so please work with him, he will certainly not be asking you for money.

I know he will be along shortly (Edit; We were typing at the same time so it seems as he has already dropped in)but in the meantime, if you take a look through the thread you will get a better picture of what is going on.

I will stress, nobody here should feel like they are stupid as I have seen some people refer to themselves as), professional thieves who are extremely well organised have used their considerable skill to part you of your money, they deliberately target those who are the most desperate for quick money for whatever reason that may be and they make the most of your situation.

Generally, scammers operate anonymously from the relative security of an internet cafe, they use fake information about themselves, they use stolen or forged identity documents, the phone numbers they use are anonymous and untraceable.

The countries they operate from are generally not too concerned about the odd westerner who happens to lose a few dollars through what they consider to be greed, Western countries are virtually powerless as the crimes are committed from foriegn countries and their own resources are stretched to a point where there are insufficient resources, for these reasons you should realise how difficult it is to get anybody arrested.

I dont say this to discourage anybody's hope for getting their money back or having the scammers arrested but the reality is that it is unlikely either of those 2 things will ever happen although it doesn't mean it is not worth the effort to try.

What there is a good chance of happening is that you may be contacted by a person who claims to be trying to help you to get your money returned, the email address may seem like it is a member from law enforcement or another government body, if you are contacted in this way by anybody who says they can get your money back, please DO NOT send them money, another scam that that the same or different group may attempt is called a recovery scam, we have a section on these scams on this site which will not be hard to find ( just click here ) take a look through and read some of the posts and be aware that it is a very real possibility, scammers consider that anybody who has previously been a victim of online fraud has a far better chance of falling victim again so they will no doubt target all of you for this type of scam.

One more point that I would like to make is that I have noticed a few people use some real information here, please, keep your own identity anonymous, we only need the information of the scammers here, the concern is that if these or other scammers visit this site which does happen occasionally, they may pick up your details and use them in another scam.

I am sorry that I dont have better news but what you need to make your first priority is to prevent further loss, anything more should be considered a bonus

I guess we stayed in it longer than most. We were told that because the first lender backed out, the Canadian gov't was blocking our second loan of 15000. because you are only allowed to borrow 20000. The original 7500. had already come into the US and now the 15000 put us above the limit allowed. So we had to pay a 20% tax to the Canadian govt for it to be released. All total we sent them and I am embarassed to say a total of 7500. Money of which we did not have, we had to borrow. We were so desperate, our house is in foreclosure. I have visited another websites . There are more victims other than the ones posted on here. I got a list of agencies we all need to go to and file complaints with. They can all be found on the internet. They are: BBB, FTC(FTC.gov, or 1-877-FTCHELP) FL State Attorney Generals Office, Citizens Services of FL, Division of Consumer Services, Office of Financial Reg., FL Dept of Financial Services. Can also go to RipOffReport.com and file an complaint in hopes it may be a red flag to other possible victims.

I was absolutely without a doubt scammed by this company. I first got contacted by a Adam White on or around October 20th and he said he was calling me in regards to an online application I submitted. However, I never submitted an application with them. He called me at work. Now I will admit I was filling out an application for a small payday loan and I kept getting popup application so my information might have gotten there that way. So, he informed me that I had been approved for a $5,000 loan and asked if he could fax me the terms and conditions. At first I told I wasn't interested in a loan for that amount because I really didn't need it. Then I thought it over, the money could help me pay off some bills I got behind on and help with Christmas. The terms were sweetheart -- 6% for a 48 month loan, whoever heard of that?!!!! So I told them to go ahead and process the application. Later that day he called me back and told me that due to my credit history, which I admit isn't great the lender is requesting a collateral payment in the amount of $1055.34. I was hesitant but after I googled them and found nothing negative about the company I thought they might be on the up and up. I spoke to my mother about it and she told me to be careful. Perhaps, in retrospect, I should have listened to her warnings. Ichecked the BBB website and found no information at that time about them. I still hesitated. On October 27th, I called Mr. White back and said I would go ahead and send the collateral payment. BIg Mistake!!! He instructed me to send the money to a Lindsey Utley in Kelowna, Canada. Also, he specifically indicated that I could only send the money via a Moneygram from a Walmart Location. I asked him why because there are other Moneygram locations other than Walmart and he said something about they would question the transaction due to the amount of money involved. On October 30, 2008 I went to the MoneyGram location at a Walmart as instructed and started to send the money. I read the instructions on the moneygram transfer form and it expressly indicated -- DO NOT SEND MONEY IF THIS IS FOR A GUARANTEED LOAN OR CREDIT CARD OR IF YOU CANNOT VERIFY THE RECIPIENT. Alarms went off in my head so I got off the line and called Mr. Adam White and voiced my concerns. He told me that the company has been in business for 15-20 years but he could not pinpoint the exact number of years and he has been working there for 2 years. I told him I feel like this is a scam and he assured me that they were on the up and up. I also told him that I attempted to research them and found nothing and he told me that is because they are a legitimate loan broker. So, I went back to the Moneygram location and sent the money against my better judgment. The funds were supposed to be deposited into my account on October 31st. The next morning I received a call from a Mr. Stanley Denton and he informed me that after an independent assessment of my application by the lender they were requesting a additonal $1,055.94 in order to secure the loan and this time it would go through and they would not have to do another assessment. I told him right then and there I knew they were scamming me. I demanded, not requested a full refund of my collateral payment and he said it would not be possible until the next billing cycle which is November 24, 2008. I told them why couldn't they just call the person my money was sent to and request them to return the money and he said they couldn't. I hung up the phone and called the Moneygram number on the form and they informed me that the fund were picked up by this so-called Lindsey Utley person at 7:51 p.m. that same evening, 28 minutes after I sent it. I called Mr. White back and he told me at first he thought I was calling to thank him. I told him what happened and he said he didn't know what happened that I was approved and that Mr. Denton was my supervisor. Now he told me the night before that he was working until 8:00 p.m. so I asked him how was it that my application was sent to his supervisor so quickly. He stammered on and on about he didn't know but it was out of his hands. I called Mr. Denton back and demanded in writing (for what good it will do now) a refund notice he also indicated that they would give me a $200 credit which bought the amount I was supposed to be reimbursed to $1,271.00. He sent me one, it was dated December 1, 2008 and it was actually October 31, 2008. I called him back on Monday, November 3, 2008 and informed him of this and he sent me another fax, this one was dated correctly but it had the amount wrong. I kept calling because by this time they were not accepting too many of my calls. I finally got through to Mr. Denton on 11/12/08 and he sent me another fax with the correct amount. During this time I have filed complaints with both the BBB of Southern Florida and the Attorney General's Office in Florida. I called several times on Monday, November 17,2008 and left messages. No one has returned my calls as of yet. Yesterday, I called and the phone does not appear to be working so I sent them a fax. No response. Today, the phone is not working and guess what? The site is now down. I feel bad because I got scammed and it hurts because that money that I sent them could have been definitely used elsewhere. Fortunately I am not like a lot of people that I have read about here and elsewhere that have been scammed for alot more money than I did. I now realize that I am not going to get my money refunded to me but I am sure as hell going to pursue all legal avenues available to me.

I have also been scammed by Cedarbrook Lending Group. I needed the money to pay for some medical issues. I also received a call from Stanley and he instructed me that the loan didn't go through and I would be refunded on 11/24. I feel like such a fool! Now I'm out that money and struggling. When you try to call their phone number you get a recording that simply says goodbye. If anyone can tell me what to do from here I would appreciate it. I would love nothing more than to get these guys busted for taking advantage of innocent people trying to make better for themselves.

At this point Forbodie I don't think there is much any of us can do but take the hit and move on. I filed a complaint with the BBB and got an email from them on 11/14/08 indicating that they forwarded the complaint to the company but from what I am finding on the internet this company does not exist at the address that is listed on their forms. I also filed a complaint with the IC3 (Internet Crime Complaint Center). I am just hoping that they get caught out there because I have all of my documentation -- the so-called contract, the moneygram receipt and all the correspondence from Stanley Denton. I was also told that my money would be refunded on 11/24. Yeah right!!!

I have also been scammed by Cedarbrook Lending Group. I needed the money to pay for some medical issues. I also received a call from Stanley and he instructed me that the loan didn't go through and I would be refunded on 11/24. I feel like such a fool! Now I'm out that money and struggling. When you try to call their phone number you get a recording that simply says goodbye. If anyone can tell me what to do from here I would appreciate it. I would love nothing more than to get these guys busted for taking advantage of innocent people trying to make better for themselves.

I know some of you have said that Mr Denton has contacted you back sending you a reciept of some sort and offering a little more money for your troubles. (A.) I have not recieved any of those calls or reciepts. (B.) I wouldnt take anything other than the money you have lost that is if for some slim chance or reason they give it back which is highley doubtful.

Update: All new members who came in since my last round of questioning have a private message. Please do answer and keep in touch all. I can assure you the information you send and the contact you keep here is being put to use. An update will be coming to each of you in a PM sometime this weekend regarding any progress that is being taken here. Also please back read the thread here, there is information to protect yourself if you sent banking or any form if identity to this group of criminals (and it does not matter how little you sent them or how much you may have in your bank account at this point in time, this information can be used for all kinds of criminal activity that you don't want on your record).

Also, as a general note that I've been seeing here: None of you are stupid for falling for this scam! This is a highly organized group of criminals and they are very well trained in what they do. I have seen well educated and professional people get sucked in by this group before. You didn't just encounter a run of the mill group of fraud artists, you may have encountered one of the most successful groups around right now. I'm not sure as to where they rank with other scamming rings, but I'll bet my lunch money they make it to the top 10 out of hundreds around the world.

More coming soon guys! Hang tight each of you new people I have not contacted previously have a private message and I'll be keeping in contact with all you to keep you updated.



Edit: Bookmark for myself.