Advance fee loan scams and fraudulent loan sites.
by cagedbird714 Mon Nov 24, 2008 9:31 am
Good morning all,

Well today is the 24th, the day many of us was supposed to get our refunds and unfortunately it is not happening. Of course, I checked my bank account in hopes that this was a bad joke and it is a joke. On us. If anyone is expecting a refund, it isn't happening. Just follow full auto's advice and go out there and protect yourself. Don't make this nightmare any worse than it already is.
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by DRoberts Mon Nov 24, 2008 9:36 am
Yep same here, checked bank account and no refund here either. Its a shame but in the end I hope they get caught and took for evrything its worth. Lets all do our part and make sure they get what they deserve.
Ive learned a lesson from this as well as Im sure many of you have. I will now take every step I can to get my money or see to it they are caught.
by helpme Mon Nov 24, 2008 12:59 pm
I am in the same boat as everyone else on this post. Cedarbrook got me good!!! I am wanting to know what options are out there for us to even have a chance to get our money back or at least stop these creeps from doing this to anyone else.

I too checked out Cedarbrook lending online and they seemed legit. It wasn't until today when I was to get my refund that I found all the bad.

Any help on which direction to go from here would be appreciated.
by Jillian Mon Nov 24, 2008 1:13 pm
Hi helpme and welcome. I'm sorry to hear that you have also been a victim to this scam. Please read back in this thread, there is some information posted about steps to take for protecting your identity and personal information as this group of scammers is involved in Identity theft. Full auto, who is a member here and working on this will be in touch with you soon.

Have you sent a payment to a scammer with Western Union and now realize it's a scam? If the payment has not been picked up, you can cancel it immediately! 1-800-448-1492

Follow ScamWarners on Twitter: http://twitter.com/ScamWarners
by helpme Mon Nov 24, 2008 1:35 pm
Jillian, thanks and I will look forward to fullauto's reply. I have started back at the beginning and am slowly getting through the threds (while trying to keep working).
by elitaw Mon Nov 24, 2008 4:10 pm
I feel a little better seeing how it was not just me who got played like a fool. They got me for $1600 which I borrowed from my best friend who when I admit I lost her money will no longer be my best friend. It was Mr Baxter and Stanley. They acted so sincere. Now I am in a position that is 100 times worse then before I asked for the loan. Is there any possibility that we will get our money back? Any slight chance? Anybody know?
by full auto Mon Nov 24, 2008 4:38 pm
Bookmark Post: Everyone behind this post should have received a private message from me at one point or another. If you haven't/I somehow missed you please shoot me a PM and I'll get to you.

To everyone here, keep supplying information and protecting yourselves further against ID/banking information theft. Your guys involvement here is helping others who may land in the same shoes.

@ Mods and Admin: Nice system change, just allowed me to mass PM and made my job easier. :D

"Art is resistence." Trent Reznor's Year Zero
by scottpz71 Mon Nov 24, 2008 8:30 pm
I applied for a personal loan online, was contacted by CEDARBROOK LENDING. They told me that i was good for the loan for $18.500.00 but needed $1,800 down. I SENT THE MONEY, if had only known. That date was Oct.30. They called the next day and said that the lender rechecked my info and thay need another 1,500. I sent it again, they sounded very profesoional. The next day i got a call from Stan Denton saying that the lender backed out. I wanted my money back and they said that i would get it back at the end of their billing cycle, BS. SO i waited, for Nov. 24. TODAY. NO MONEY. Im wooried now what they might do with my personal info. I also want to NAIL THESE PUNKS TO THE WALL. ANY HELP?????
by Ralph Tue Nov 25, 2008 5:59 am
Hi Scott,

Welcoem to Scamwarners, I am sorry to hear that you have been scammed by this group, one of our members, "Full Auto" has been doing some investigating on this group and will soon be in touch, please take a look through the thread as there is some valuable information on protecting yourself from further loss through identity theft or recovery scams.

While every effort is being made to catch these people and get your money back, the reality is that it is very unlikley to happen, the scammers hide behind fake names and operate from internet cafes, the phone numbers they use are untracable and the real identity of the scammers is virtually impossible to find out, even if we could find their real identity there is still little chance of anything happening to them.

Read up on recovery scams, there is a section on that here and if anybody is telling you they can retrieve your money but fees need to be paid, they will be trying yet another scam on you.

Tell your family and friends, talk to the police and help spread awareness of the scam you have been involved in, all of these things will help to reduce the likelyhood of others losing money in the future.

Many people believe that scam victims are greedy or stupid, this thread proves without a doubt that that line of thought is not true
by jennr Tue Nov 25, 2008 10:09 am
I have been scammed by Cedar Brook Lending also. I am out $1100.00. I was told that I would get a loan for $500.00 but that they wanted the first 5 months payments to secure the loan. I was in a very bad place and hadn't been able to get a loan anywhere else. So I did it and now I'm worse off than ever. That was my house payment and now it is gone. They also called be back the day after I sent by money by MoneyGram and told me that they needed more money and I told them that I wanted a refund. Mr Stanley Deaton told me that he could give me $400.00 extra for my troubles and that I would have my refund on 11/24/08 and of course I didn't receive it either. Please let me know if there is anyway to get my money back.
by Ralph Tue Nov 25, 2008 3:35 pm
Mrs D

Thank you for posting, could you also include any other details you have such as the email address or any websites you may have been directed to, the more public information the easier it will be for potential vics to find the post here
by Julietraven Tue Nov 25, 2008 7:26 pm
Just out of curiosity, why cant us law enforcement get together with canadian law enforcement? Seems to me that when you send money via Western Union, you have to specify where they will pick it up correct? Couldnt they just have someone there waiting to arrest them? Fortunatly, I was not a victim of this scam, but I read stories all the time. I am sorry to those of you who were scammed, especially during such hard financial times!
by Ralph Tue Nov 25, 2008 7:37 pm
The problem is that Western Union money can be picked up from any country in the world and by virtually anybody, you need only have the senders name and the test question / answer, fake IDs are usually used without too much concern and especially from Africa or Russia where it is common to bribe the WU workers to allow you to pick up the payment.

Western Union and Moneygram are certainly not secure which is exactly why they are the preferred choice for scammers.

I would love for the worlds police forces to get together to tackle the problem but it doesn't seem like that will happen too soon either, they just seem to have too many other problems that are a higher priority than internet fraud, that is the main reason for reporting internet crime, if everybody that got scammed reported it they may take more notice.

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