Advance fee loan scams and fraudulent loan sites.
by strawberry daiquiri Sat Aug 15, 2015 5:30 pm
I have never reported anyone in my life for anything, because I'm just not that type of person, but the scammer that I was dealing with over a past couple of days is seriously getting on my nerves and I want to report him or her, but no idea where to start.

I was looking for a personal loan, but having a bad credit history I had to go through craigslist, kijijiji and many others. I came across lots of scammers asking for upfront fees etc. I found this person on facebook https://www.facebook.com/chrysler.sands I was thinking that since the person has pictures and is active on facebook it might be legit. He/she sent me an application that looked suspicious (I will post below). It has mentioned a fee that their bank supposedly charges for a transfer, but I couldn't find the abbreviation of the fee the person mentioned online. It said c.o.w.t. fee. So I asked about what bank it is and how much is the fee. He/she told me the name of some bank in Nigeria and said the fee is about $400.

Obviously I didn't believe it and just stopped answering. I already came across a few scams like that with banks in some African countries (yet advertising on Canadian websites, one person even put her Toronto address in an ad which was a hotel) and then asking me to transfer money to some e-mail like bank this and than @gmail.com. When I google the bank, the e-mail is completely different. Plus what bank charges $400 for a transfer of $2000? I just stooped talking to that person but he was very pushy and insisting, kept sending me messages asking why I'm not answering. So I got annoyed and told him pretty much everything that I wrote here. He got mad and send me a huge letter with lots of personal insults calling me a dumbass and an idiot. So I think I should report him. I don't even know what country he is located and where to start. Never done this in my life. I haven't answered him yet. Should I?
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by strawberry daiquiri Sat Aug 15, 2015 5:32 pm
and here is an "application" if you want to have a good laugh. It was also done with many fonts and colours, but I can't copy that

Chrysler Finance Company PLC.
General Loan Consultant
Head Office (Factory Road Port Harcourt)
Reg Number: BD7400G96
Licensed Number: 015/015/729
B.B.B Number: BCD675GVAGNW, Gov. Approved Exist
Our Ref: 015/015H.Q.T.S.

MOTTO: We are Chrysler finance we keep our word



Date:13/08/2015.
Attention: Loan Applicant.

We got your mail dear loan applicant, by introduction I am Chrysler Walters, the managing director of this REPUTABLE and CREDIBLE loan company. We offer all kinds of loans and with a capital base between a minimum amount of $1,000.00USD and a maximum amount of $10,000,000.00 US Dollars to individuals, firms and corporate bodies regardless of their MARITAL STATUS, SEX, RELIGION, and LOCATION but must have a legal means of repaying back the Loan at the stipulated time.
We give out Loans at 2.5% interest rate, and the monthly payment of the loan is calculated depending on the amount the borrower needs or requests for as the total loan amount, also be aware that you are in the right place to obtain your loan and as we do advice everyday for those seeking loans to be careful with online loan scam offer because they are everywhere and as it is our custom with the federal police to work hand in hand to eradicate LOAN SCAMS once and for all and we all including yourself has a part to play in this mission. Below is the loan application form. You are to fill and send it back to us once the details contained herein are well understood and agreed upon so that we can proceed over to the next step of this transaction okay? Once you get this form you can print it out and keep it for future purposes if you can.

LOAN TERMS AND CONDITIONS

(1)The Borrower must be at least 18yrs old
(2)Even with Bad credit, we still Guarantee the Borrower the Loan
(3)The Loan Can Be Granted Even With low credit
(4)There is no per-payment penalty.
(5)You do not need a Co-Signer

BORROWERS DATA'S FORM.

FULL NAMES:
COUNTRY:
ADDRESS:
STATE:
GENDER:
AGE:
MARITAL STATUS:
NEXT OF KIN:
OCCUPATION:
MONTHLY INCOME:
PHONE NUMBER:
MOBILE PHONE NUMBER:
PURPOSE OF THE LOAN:
AMOUNT NEEDED AS THE LOAN:
DURATION OF THE LOAN:

Get back to us with the Application Filled so that we can proceed further with your transaction.




We got your mail and we need you to know that this loan company does not ask or request any fees from it's customers. However, we cannot deny the fact that the payout bank will ask you for a little fee called the c.o.w.t. fee which will enable them transfer your loan to you without hindrances or delay. Moreover, if you are not okay with the loan details received concerning the fee to the payout bank we advise you kindly back out because you need to understand properly that this fee is not from our company but from the payout bank. That not withstanding we would very much love todo this legitimate loan process with you. In dealing with us you need to put all your fears behind you. Above all, be aware that you are dealing with a loan company that is legitimate and reputable and you will see it as the loan process proceeds. That is of course if you wish to proceed.



We are open for business Monday through Saturday except on national holidays. Official visiting days are Tuesdays and Thursdays by appointment only. Our working hours are from 8:00a.m. - 12:00p.m midnight.

Thanks for Your Time!



Chrysler Walters (MD
+234 7082902698.

Chrysler Finance Company PLC.
by AlanJones Sun Aug 16, 2015 1:20 am
There is nowhere to report him to, he is most likely in Nigeria if that is where he was asking for the money to be sent (but could be elsewhere), so your local police will have no interest. The best thing to do is post his email address and some of his emails here for other victims to find.

strawberry daiquiri wrote:I was looking for a personal loan, but having a bad credit history I had to go through craigslist, kijijiji and many others. I came across lots of scammers asking for upfront fees etc. I found this person on facebook


No legitimate lender would ever advertise on Craigslist, Kiji, Facebook, etc, at best you're going to find an illegal loan shark whose method of dealing with non-payers involves baseball bats, but more likely an outright scammer. If you can't get a loan from a legitimate lender in your country then you won't get one anywhere.

Please do not tell scammers that they are listed here - it will take them seconds to change their fake details and their new details will not be listed for any future victims to find.

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