Premium Investment Services

Hi, I believe this is a scam as they are promising me a loan for $30,000 at 7% interest...wow...not with my credit score! Besides the point, they want funds up front to hold as security - $1400 - of which they will hold for a year just incase I can not make a payment, then it will be used. Or if I make all my payments on time, this will be refunded to me.
Is it not illegal to ask for funds up front before a loan is to be advanced? And if so, why wouldn't they loan company just advance the loan proceeds with the extra $1400 added to the loan as security.

The emails come from : [email protected]
Please check the legitimacy of this company and advice on what I should do.
I HAVE NOT sent them any money...

Where are they saying they are located?

It is a scam. The site was registered 10 days ago for one year. The registrant is privacy protected. A real company will not do this.

Meet your lender face to face.

Read here and tell us if this is the same company. >> http://www.bbb.org/manitoba/business-re ... g-mb-62585

This part is snipped from the link I gave you above.

BBB would like to remind people that, in Canada, any requirement to pay before receiving the proceeds of a loan is illegal. There are several variations on this type of Advance Fee Loan scam, but the common thread is that you have to pay up front, and you do not receive your promised loan. - See more at: http://www.bbb.org/manitoba/business-re ... LfVST.dpuf

Domain Name: PREMIUMINVESTMENTSERVICES.COM
Registrar: TLD REGISTRAR SOLUTIONS LTD
Sponsoring Registrar IANA ID: 1564
Whois Server: whois.tldregistrarsolutions.com
Referral URL: http://www.tldregistrarsolutions.com
Name Server: NS1.HOSTMAYO.COM
Name Server: NS2.HOSTMAYO.COM
Status: clientTransferProhibited http://www.icann.org/epp#clientTransferProhibited
Updated Date: 07-sep-2015
Creation Date: 06-sep-2015 <<< Red Flag
Expiration Date: 06-sep-2016 <<< Red Flag
Registrant Organization: Whois Privacy Corp. <<< Red Flag

Hello and welcome to Scamwarners.
This statement makes it a scam. "they want funds up front to hold as security " No legitimate loan company asks for a security payment to get a loan.

Please post the email from this fake loan company including the email header information.

thank you both for your help...thankfully I did not accept the offer or send any money...unfortunately, I still need a loan...

Here are the emails that they sent me...the one with the attachment would not even open...!


[email protected]

Sep 9
To
Premium financial Investments
Address: 305 Broadway, Winnipeg, Manitoba
Email: [email protected]

Dear Applicant.
We are pleased to inform you that your loan application has been reviewed and approved, For more information on obtaining your loan please contact your customer representative Lisa Watson at 289 200 5282.

Thank you.

the second one received:

[email protected]

Sep 10 at 4:01 PM
Hi

Please read loan document and if you agree with the terms and conditions
of this loan just reply back to this email stating I (agree
with the terms and conditions of this loan) Then give me a call
1-888-436-0156.

Thank You.
Cassandra Dasilva.
premiuminvestmentservice 20 000
.page Download

Please post complete headers. They may contain additional evidence, such as where the sender really is.

The site is in the process of being reported for fraud.

You would think that a company would have at least some advertisements on the www if it wanted to be recognized.... there is nothing for the toll free # and this is all I found for the mobile #.

(289) 200-5282
Owner's name hidden for privacy reasons

Owner is based in Ajax, ON
Mobile - Rogers Communications Partnership (wireless)

I know first hand thay premium investment services is a scam; even though they seem legit. I applied for a loan and got approved for a $20,000.00 loan, which I know is BS, my credit is shot. The only difference is I was not aware that it was illegal to ask for funds up front and I had sent them my "insurance" which was almost 4 thousand dollars!! I have contacted my local police department as well as Toronto and Manitoba. The BBB is involved as well as manitoba crime. I'm hoping some how some way that I'll get the money back but not counting on it. My "customer representative" was Linda Foster, 1-289-775-3274. Clearly there are quite a few of them. Hopefully this whole thing gets resolved fast and no one else goes through this!

I am sorry to hear that you are a victim of this scam.

You can also report it here >> http://www.antifraudcentre-centreantifr ... index.shtm

September 23, 2015...the company is still contacting me by phone and email. I led them to believe that I was still interested so that they would send me the "legal docs" again since I could not open them previously. It is too long to attach but if anyone who has legal background that would like to decifer it I can send it to you.
The person I dealt with was Linda Foster 1-289-775-3274...she also had me speak to her supervisor as I said I didn't fully understand the requirements...I did though! His name was Vince. They said that the money up front was insurance not fees so it was legal. The Insurance Company they said was an IN HOUSE company called Yellowdeer...yet the insurance company on the "legal docs" states Alpha Credit Insurance.
I want to proceed with some kind of police involvement here...this is terrible that innocent people are being hooked into sending money to these people inspecting to receive a legit loan and they get nothing in return!!

their server is located in Canada, so the best place to report it is to the RCMP, at the link Byron posted :
http://www.antifraudcentre-centreantifr ... index.shtm

You can also report it to the IC3 : https://www.ic3.gov/default.aspx
and FTC (this page for victims) : http://www.consumer.ftc.gov/features/fe ... money-back

canonical name premiuminvestmentservices.com.
aliases
addresses 104.152.168.28
Domain Whois record

Queried whois.internic.net with "dom premiuminvestmentservices.com"...

Domain Name: PREMIUMINVESTMENTSERVICES.COM
Registrar: TLD REGISTRAR SOLUTIONS LTD
Sponsoring Registrar IANA ID: 1564
Whois Server: whois.tldregistrarsolutions.com
Referral URL: http://www.tldregistrarsolutions.com
Name Server: NS1.HOSTMAYO.COM
Name Server: NS2.HOSTMAYO.COM
Status: clientTransferProhibited http://www.icann.org/epp#clientTransferProhibited
Updated Date: 07-sep-2015
Creation Date: 06-sep-2015
Expiration Date: 06-sep-2016


IP: 104.152.168.28
Decimal: 1754834972
Hostname: server28.hostwhitelabel.com
ASN: 63068
ISP: CrocWeb
Organization: CrocWeb
Services: None detected
Type: Broadband
Assignment: Static IP
Blacklist: Blacklist Check
Geolocation Information

Continent: North America
Country: Canada ca flag