First Financial Loan LLC

Complete fake. The domain is being dealt with. Do not try to get a loan with this company, they are fake.

From: Malcom And Associates <[email protected]>
To:
Sent: Tue, July 20, 2010 1:21:12 PM
Subject: Re: UPDATES

Dear ***********,

We received your e-mail, it will interest you to know that your loan request has been granted by the board of management of First Financial Loan LLC since you are in agreement with the loan terms, repayment plan including the Memorandum Of Understanding. So for us to fully proceed with the transfer process, then you will be required to send your full and valid bank details so that we can make a deposit of the loan in your bank account .

BANKING DETAILS:

BANK NAME:

BANK ADDRESS:

ACCOUNT NUMBER:

ROUTING NUMBER:

NAME OF ACCOUNT HOLDER:

N.B: Note that you will be liable to pay the Transfer charges. The transfer charges for this loan amount of USD 350.000.00 is $1,450.00. Note that the $1,450.00 is for the bank transfer charge which is the IMF Regulated charge for all loan seekers.

The Money has to be send via Money Gram to the details below.

Beneficiary Name : Robert Epolito.

Contact Address : 181 Littleton Road,Chelmsford, MA 01824

kindly scanned the payment slip and e-mail or Fax it to me.

Thanks.

Malcom Lucas.

Malcom And Associates

6, London St, London,

EC3R 7LP, United Kingdom.

Tel: +44 787 224 7473

Fax: +44 207 785 9057

E-mail : [email protected]

http://www.malcomandassociates.com

Story of a victim:

I have been applying for a personal loan and was contacted via email by Joanne Ward at First Financial Lenders. I called the number listed in the email and spoke with Joanne. She had me fax a copy of my driver's liscense, social security card, and paycheck stub to her company. I received a call back the following day stating I was approved for a loan of $8000.00, but I would need one of the following; a co-signer who made over $60000.00 a year, a car that was a 2006 or higher, or an insurance blanket of $956.00. She then told me that I qualified for a discount to the blanket and only needed the $670.00 upfront. I western unioned the 670.00 plus 59.00 in fees on 03/28/2008 to Quianne Patterson. I then called Joanne who said everything went through and the funds would be deposited into my account within 6-12 hours.

On 03/31/2008, I still had not received my funds, so I contacted First Financial Lenders who told me Joanne was on vacation. They connected me to a Brittany Cooper, who told me that they would need an addtional 550.00 before my loan could be released because I was a U.S citizen and also the fact that Joanne should not have given me a discount. I then wired an additional 550.00 plus 42.00 in fees via western union again to Quianne Patterson. I called back and was told everything looked good and I should receive my funds within the hour. The hour came and went and still no funds.

I contacted First Financial Lenders again on 04/01/08 and was told more money was still needed because I was a high credit risk. At this point, I asked them to refund the money already sent to them. They stated it would take 15-30 days to process the refund. After further research on this company, I have found some names used previously by these individuals for the same scam. They have operated under the name of All State Financial, Second Chance Financial Group, Great North American Lending, and First Canadian Financial.