Advance fee loan scams and fraudulent loan sites.
by Karla Newbury Thu Nov 19, 2015 8:23 pm
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Kind Attn:

Testimony Goodwill Investment Company is a lending firm that gives out loans at an interest rate of 2% to people/business organizations who are in need of money.

The minimum and maximum amount I give out is usually $50,000.00 and ABOVE. We offer all kinds of Loans to serious minded persons who are in need of financial assistance s. To get the loan procedures started, send to us the following details:-

BORROWER'S INFORMATION

Full Names:
Phone number:
Contact Address:
Gender:
Age:
State:
Country:
Amount needed as loan:
Loan duration:
Occupation:
Monthly Income:
Have You Applied Before:
Do You Speak English?
Do you pick phone calls?
Hope you are serious, and not to joke with this offer?
How did you hear about us:
Additional information that can help us serve you better?

As soon as the borrower's information's are filled and returned, then the loan terms and conditions will be prepared and sent to you.Then after that your fund will be approved and accredited into your account number as soon as all the loan process have been concluded okay. I await the filled out loan form from you right away so that your files can be opened up in my office and also to enable the loan process to commence at once...Thanks And GOD Bless,


Testimony Goodwill


Testimony Goodwill Investment Company
Ref: EA-ASL/861OYI/02/LN-UK
SSL: 10/25/0012
GOVERNMENT ACCREDITED LICENSED!!
Testimony Goodwill Investment Company IS REGISTERED
UNDER THE DATA PROTECTION ACT OF:
Registration (#754900 KSK).

Kind Attention: <snip>,

I am in receipt of your mail and all your information that you have provided about yourself have been investigated and they are all correct as a result of this you are qualified for the loan amount of $800,000.00 which you intend to borrow as loan. Eleanor Wardsnooth we will be holding a board meeting for the APPROVAL of this your loan amount of $800,000.00 because the amount you intend to borrow is a very huge amount of money....



Hope you have the fear of GOD / ALLAH and hope you are a TRUSTWORTHY person as I don't want to loose my money because in recent times most of my clients have runaway with my fund as soon as it have been accredited into their account number.Hope you will not do the same...Please Please Hope I can Trust you in this loan transaction cos the loan amount am giving to you is very huge.


I WILL BE VERY PLAIN AND HONEST TO YOU IN THIS LOAN TRANSACTION.There are two option which you are required to choose from which is the collaterals and non collateral loans.


This are my terms,conditions and requirements for the loan amount of $800,000.00. You are required to read carefully the option given to you below and you are required to agree to my terms and conditions.



*Loan Amount Required: $800,000.00
*Loan Interest Rate: 2%
*Loan Term: 1 year
*Monthly Loan Payment: $67,391.09
*Number of Payments: 12
*Cumulative Payments: $808,693.13
*Total Interest Paid: $8,693.13


*Note: The monthly loan payment was calculated at 11 payments of $67,391.09 plus a final payment of $67,391.14.


CONDITIONS
There are two option which you are required to choose from which is the collaterals and non collateral loans. You are to read very carefully the below options and choose one of them and get back with us with an email on the one that was chosen by you.

1.Collaterals Process: I usually require an equity based property as collateral for my loan acquisition.You need to send me a collateral for this loan so that i may have the trust that as soon as i give you this loan, you will pay back at the end of the terms given to you by me. I do not accept any other property type or kind due to the fact that some of our customers have missed used this opportunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and i want to claim these properties i then find out that the properties belong to their family.The family will then say they did not attest to the transaction at first so please you have to make sure that the collaterals you are dropping belongs to you and not your family.Personal property pledged as a guarantee that you will repay your loan. Property such as houses, CARRYING YOUR NAME are commonly used as collateral,You might also be ask to come down to this country to sign and hit an affidavit that you are the legitimate owner of the documents to the house ok. And it also require a lot of stress.



2.Non Collaterals Process: This process required deposition of payment. For the loan of $800,000.00 you are entitled to send a payment of $4,800.00 so that if you are unable to pay back the loan at the appropriate time, your collateral will be claim and you will be placed on the media house by the bank as most wanted person.This way, the bank is secured against the default risk of the borrower not being able to meet the interest payments.If you pay back the loan,your payment will be returned back to you. One thing about this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back, the issuing Bank take the non-collateral which has yielded value as substitute for the loan. Because of the risk and expenses when collaterals are presented, i personally will always advice that our customers should simply go for the non collateral alternative when they do not have an equity based property to present as collateral and also this process is very simple and also any body can meet up with it..

3. Loan agreement document:The Loan agreement document need to be signed by you to give some trust and guarantee of you to me that i can trust you. Remember that is a large some of amount which is needed by you.

4. Loan refund:The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.And note that you will have to send me a copy of your identity card so that i may know who i am dealing with.


Warm Regards,


Testimony Goodwill
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