It is a SCAM. Stop all contact with the scammer.
Meet your loan provider face to face. Do not pay for a loan. If the loan is real the lender will add any fees into the loan. After you get the loan you will pay all fees and loan amount in your payments.
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viewtopic.php?f=35&t=3161Two Warning Signs of a Loan Scam:
1. Requests for money to be sent in advance to cover "processing", "application", "insurance", or the "first month's payment" are a red flag of loan scams. Legitimate companies usually do not ask for expenses to be paid upfront, but deduct these fees from the total amount of the loan granted.
2. Requests that you "wire" or "send" money, as soon as possible to a large U.S. city or to another country by a money transfer service such as Western Union or Moneygram.