Loan from India company

Hi guys,

I am new to this website. I came here because I have been emailing this people for the past 3 weeks about a big loan amount... More than 50k. Well, it all started when I saw the ad and start contacting the person as I really need the money as I am heavily in debt and no bank or moneylender can help me as it is a big debt and my credit rating is bad so I doubt I can get much money even if I can borrow. So i resorted to this person. Whom after emailing told me to pay origination fee of $300. So is it a scam if so, what should I do to clear my debt??

Please post the emails.

Any lender that requires you to pay money before receiving a loan is a scammer, and no lender operates across currency boundaries (e.g. you can't get a loan from a lender in Europe if you're in the USA).

So is it a scam if so, what should I do to clear my debt??

we can tell you it is a scam, like VX said. Please post the email address and emails from this scammer, as VX requested ( removing any of your personal info before posting). That way others can find the scripts and email address this scammer is using.

Read this article for more information : viewtopic.php?f=35&t=3161

what you can do with your debt is not our department. try using a search engine to find means to help you with the debt issue. we do not endorse anyone. We just expose the scammers here.

Keep this in mind as you look for a valid debt reduction agent : http://419advancefeefraud.blogspot.com/ ... their.html

Hello blueexorcist,
Please post the email that asked for the payment, include the email address and telephone number if any. This information will help others avoid losing money to this thief.

First Email that I received after I made contact.

Subject: PAYMENT SCHEDULE/TERMS AND CONDITIONS

Good Day,

Terms and Conditions of $S150,000.00 stated on 4th January 2016.*FP* Following the data and appraisal submitted to this Corporation. National Abs عمLoanعم Finance Pvt. Credit Approval Board is pleased to Inform you that your reputation do proceed you to qualify for this Credit Disbursement.

I...Mr Rixon Keiran Gavin and the entire Network of the National Abs عمLoanعم Finance Pvt....will give to you the above principal sum On these terms of repayment and the National Abs عمLoanعم Finance Pvt. Incorporated Conditions for fund Disbursement.

PAYMENT SCHEDULE/TERMS AND CONDITIONS

* Loan Amount:---------------------$S150,000.00
* Interest Rate: --------------------- 3%
* Interest for (240months)----------$S4,500
* Loan Duration ------------20years(240months)
* Monthly Repayment: -------------$S643
* Total Interest And Capital(pay back )---$S154,500.00

You are required to be making $S643 at the end of every month Starting after three months when you receive the Loan.

NATIONAL ABS عمLOANعم FINANCE Pvt $S150,000.00 CONDITIONS:

This loan will be insured to avoid the sizing of this fund by the Anti-Terrorism Agency during the Bank transfer of this loan.Against Secret funding by terrorists in financing terrorism abroad.Saying that This Money will not be used for the work of terrorism.

Also in accordance with the Law of the federal constitutions to get the Approval of the MONEY LAUNDERING MONITORING COUNCIL Over the transfer of this fund to you.I will be responsible for the insuring of the Loan for any legitimate Borrower so that we can have a good business Proposal ahead.On the insuring of this Loan the Total Loan Amount with No deduction will be transferred to you through a nominated Bank Account.

Once you are in agreement with the above Terms And Condition of the Loan, you are kindly advised to send down the below details:

1)YOUR BANK NAME:
2)BANK ADDRESS:
3)ACCOUNT NUMBER:
4)SCANNED AND ATTACHED YOUR MEANS OF IDENTITY.

As soon as I receive the above information from you,I will forward our information to the Money Laundering Monitoring Council, for the Approval of the loan,and also send the Loan to the Insurance company so that the loan can be Insured immediately.

*On getting this Loan, the Business Account of the Loan Company will be revealed to you,to enable you make the monthly payment.You represent not to abuse the accessibility of the Loan Company A/C from Overseas.

*Under no circumstance will the Borrower of this Loan or the Heritant of the Credit fail to pay up Both the Loan Amount + Interest before or at the end of the given period.

*There is no pre-payment penalties;but prompt payers will be acknowledged.

ON YOUR AGREEMENT TO THE TERMS OF REPAYMENT AND THE CONDITIONS FOR FUND DISBURSEMENT YOU ARE TO SEND DOWN A SCANNED COPY OF YOUR INTERNATIONAL PASSPORT OR DRIVER'S LICENSE.

INFORMATION NEEDED ARE:
1)Full Name:...
2)Location:...
3)Age:...
4)Contact Phone numbers:...
5)Amount Needed:...
6)Duration:...
7)Where did you get our loan Advertisement:...

Thanks for your Consideration/Patronage. We await your swift reply.

Kind regards/Respect

Mr. Rixon Keiran Gavin.
Leverage Pvt Ltd.
Associate Director
National Abs Loan Finance Pvt.
New Delhi, India – 21001
Registered in India No. 74-56-756

Email: [email protected] and [email protected] (not used but there was an ad of his with this email)

Contact number: +918800210759, +917042579587

ADDRESS: 98/C. CHERAN NAGAR, KANGAYAM, NEW DELHI -110 021. INDIA..

After my reply to the previous email, he replied me 3 hours later.

Subject: LOAN UPDATE

Thanks for your swift response,

I just receive your bank details and your bank details you sent down to us make us to understand that you have agreed to our loan terms and conditions.

I will forward your personal details to the India loan approval board and the lawyer for your loan approval so that they can send you loan agreement document for you to sign and return to them so that your loan can be approved and ready for transfer.

Promise me again that you will pay back my loan on time, i pray that you will obey my loan terms and conditions as soon as you receive this loan. Once you repay back this loan on time we will give you more money to invest in your country since your country economy is growing faster every day.

I will get back to you later in the day with the loan agreement document for you to sign so that your loan can be approved and ready for transfer.

May almighty God bless you

[AlanJones]

Please post the email address that the scammer is using - other victims may be searching for that.

Next day at 10.30 am or so, he replied this to me.

Subject: Loan Approved By The Management

We received your personal information and it was verified through the Singapore Embassy here in Indian. And it was confirmed genuine. Your loan sum of $S80,000.00 has been APPROVED and INSURED it very much ready for transfer. we have prepared the necessary documents for the international transfer of your loan with your Info. you presented to us.

Before the transfer could be effected you are required to pay ($S305) of the total sum of ($S80,000.00) loan as ORIGINATION FEE.

For clarification and detail of origination fee

CLICK OR COPY THE LINK BELOW TO YOUR BROWSER FOR DETAIL EXPLAINATION OF ORIGINATION FEE.

http://en.wikipedia.org/wiki/ Origination_fee

You can as well type http://WWW.GOOGLE.COM or http://WWW.ASK.COM to your browser, then type in LOAN ORIGINATION FEE to the space provide for more explanation of LOAN ORIGINATION FEE

Be rest assured that this transaction is 100% risk free you have nothing to worry about.

You must understand if the loan is transferred into your designated bank account it will only take about 3hrs to reflect for your pick up.

Below is scan copy of my lender certificate to show that i am a registered loan lender in India and also scan copy of my ID card.

Please promise you will pay back my money and again bring more clients to this company because you will be a living witness to testify...This charges you are require to pay will be refund back to your account once the transfer have appear in your account.

Kindly reply us to enable us instruct you on how to remit the payment to enable us commence with the transfer.

Thanks and God bless you.

Warmest Regards,

Mr Rixon Keiran Gavin

With a picture of his Lender Certificate.

Loan origination fees do not apply to personal loans. The scammer is obviously grasping at straws to convince victims they are a legit loan company when he has no clue how loans really work.

Before the transfer could be effected you are required to pay ($S305) of the total sum of ($S80,000.00) loan as ORIGINATION FEE.

For clarification and detail of origination fee

CLICK OR COPY THE LINK BELOW TO YOUR BROWSER FOR DETAIL EXPLAINATION OF ORIGINATION FEE.

http://en.wikipedia.org/wiki/ Origination_fee

You can as well type http://WWW.GOOGLE.COM or http://WWW.ASK.COM to your browser, then type in LOAN ORIGINATION FEE to the space provide for more explanation of LOAN ORIGINATION FEE

Loan origination fees do not apply to personal loans. The scammer is obviously grasping at straws to convince victims they are a legit loan company when he has no clue how loans really work.

Well I did not know that. Well glad that Moneygram refuse to let me send the money and my doubt let me here.

I actually believe him until he sent me this email because Moneygram refused to let me send the money to India without bank account no and bank name and other missing information which I had to fill an extra form and continue to email him to get information from him and they wanted invoice as evidence which he refused to give and send me this email.

Good Day,

How are you doing today?

I understand all you said, Singapore government don't like their citizens do business with outside Singapore, For that reason tell them you are sending the money to your brother for educational purposes okay.

Below is the payment details you need to send the charges to the bank. I we advice you go to another money-gram branch and send the fee with this giving information

MONEY GRAM TRANSFER PAYMENT INFORMATION'S

RECEIVERS NAME: CHIA SUI KEN.
ADDRESS: 98/C. CHERAN NAGAR, KANGAYAM, NEW DELHI -110 021. INDIA..
AMOUNT; $305

As soon as the Payment is made, you will have to get back to us with the Information Stated below.

Money Transfer Control Number (REFERENCE NUMBER):
Sender's Full Name:
Amount Sent:

Date of birth: 1984
Relationship: Brother
Occupation: Educational Purposes
Telephone no: +918800210759
Email: [email protected]
ADDRESS: 98/C. CHERAN NAGAR, KANGAYAM, NEW DELHI -110 021. INDIA..

Please as soon as you received this mail i will want you to send me an email on how long it will take you to make the payment.

Please do ensure to pay back the loan at the due time,because you will be a living witness to testify.

Thanks And I Await Payment

Can someone help me check the telephone number and address credibility ( how phony is it??)

The scammer is obviously West African and does not understand what a constitution is. He may be in India, but he is from Africa. Anti-terrorist and money laundering certificates are inventions of scammers.

You cannot get a loan from an Indian company if you're in Singapore. You can't even get a loan from Cameroon if you're in Côte d'Ivoire (the currencies are technically different). No legitimate loan company, or other kind of company, asks for payment by Western Union or MoneyGram.

[AlanJones]

Legitimate lenders also don't advertise on free listing sites like Gumtree

Do you need a personal loan & business loan or Investment funding, without stress and quick approval? If yes, contact us today as we are currently offering loans at superb interest rate at 3%. Our finance is secured and safe. Our customers happiness is our strength. loans from the tune of €1,000 -€1,000,000.00 USD Euro and Pounds, available now are Business, Personal, House, Travel and Student Loans Etc. For more info Send in detailed loan proposal(Loan amount and duration) please send an Email: [email protected]

The advert has now been deleted, obviously as Gumtree were alerted to it's fraudulent nature.

Can someone help me check the telephone number and address credibility ( how phony is it??)

we are happy to help you do the work. we have already told you it is a scam. But if education is what you seek, we can help provide that as long as we aren't making the scammers smarter at the same time.

here is a link to India's Ministry of Corporate Affairs : http://www.mca.gov.in/DCAPortalWeb/dca/ ... eryName.do

a simple company name check will show you they do not exist as a legal entity in India.... not to mention there is no such thing as legitimate loans across country borders.... and a host of other stuff Tim and Alan have already mentioned.

Thanks for posting the emails / phone #'s with the false info on them. Now others can also be warned.

edit to add: when is the last time you knew a legitimate lender ( such as a bank using a cell phone for their business??

Information on phone number range +91 8800XXXXXX
Number billable as mobile number
Country or destination India
City or exchange location Delhi
Original network provider* Bharti Airtel Ltd - DL

another edit to add : if you did succeed with the wire transfer, then gave the control # to him, he doesn't have to be in India, or even show ID to pick up the money you sent to him. He could be anywhere in the world, and even send someone that doesn't begin to look like him. Read this for more info on wire transfers scams :
http://www.never-wire-money-to-strangers.tk/

Thanks for the reply and clarifying to me about it being a scam if not I might fall for it. Hope he does not come to this site.

Here are some email I dig up on what he say to convince me

Thanks for your swift response,

I just receive your email. Regarding this transaction, you need to send the payment of the origination charges and the bank transfer charges so that your loan will be transferred to you today.

Below is the payment details you need to send the charges to the bank.

MONEY GRAM TRANSFER PAYMENT INFORMATION'S

RECEIVERS NAME: CHIA SUI KEN.
COUNTRY: INDIA
STATE: NEW DELHI
ZIP CODE: 110 021
ADDRESS: 98/C. CHERAN NAGAR, KANGAYAM, NEW DELHI -110 021. INDIA..
AMOUNT; $305

As soon as the Payment is made, you will have to get back to us with the Information Stated below.

Money Transfer Control Number (REFERENCE NUMBER):
Sender's Full Name:
Amount Sent:

I want you to act fast in making the payment okay and get back to me with a Scan copy of the Money Gram Copy which the accountant needs for the Confirmations of the Payment.

You are to get this information send to us along with the scan copy of the payment slip, which you use in making the payment.

You must understand if the loan is transferred into your designated bank account it will only take about 3hrs to reflect for your pick up.

Please as soon as you received this mail i will want you to send me an email on how long it will take you to make the payment.

Please do ensure to pay back the loan at the due time,because you will be a living witness to testify.

Thanks And I Await Payment