by jilliew
Tue Jan 26, 2016 12:39 am
From: [email protected] [mailto:[email protected]] On Behalf Of Zatem Financial Service
Sent: Tuesday, May 19, 2015 22:58
To:
Subject: FW: Reply to your classified [usfreeads.com]
TO WHOM IT MAY CONCERN!
Your contact details came across my desk about seeking financial assistance.
Please do go through our loan procedure before we can facilitate your application form to enable us not waste time with your loan request.
*. Do you still have funds available to lend and what 's your application process? Yes we have funds to lend out and we shall furnish you with our application once you have found our response to your questions satisfactory.
*. Do you offer short term(1-3 years) or long term loans(5-15years) or both? We offer short and long term loan for a minimum period of 3 months to a maximum period of 30 years
*. What are your interest rate? .Our interest rate varies as we need to know the amount you intend lending from us as well as the loan duration, Our interest rate starts from 4.99%
*. Do you offer loan without collateral? Since we provide client with secure and non-secure loan, It means we can offer client funds without collateral as long we have his/her valid information with us.
*. How long does it take to receive funds after the application process is complete? with a maximum period of 3 working days
after you have gone through the processing step to obtain your loan.
*. How many loans can you take out at one time? We take several loan depend on the amount
*. Do you lend only to businesses? We lend money to, Real Estate Investors, Business and individual
*. Does your lawyer or title company provide the contract for the agreement or do your prefer me to find one? Our company lawyer shall facilitate any relevant documents needed to be sign upon agreement
*.How much of a loan can I get? We lend from $20,000.00 up to $42 Million Dollars
*. Does it matter where I live to get the financing I need? You can live anywhere but the property you are borrowing for must be in one of the states we lend in. Alabama, Arizona,Colorado, Connecticut, Delaware, LA, Florida, Georgia, Hawaii, Illinois, Indiana, Kanas, Kentucky, Louisiana, Maine, Maryland, Minnesota, Nevada, Missouri, New York, North Carolina, North Dakota, Texas, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Utah, Virginia, Washington, Washington DC, Wisconsin and Wyoming and worldwide
*. How long does it take to receive the loan? If the property qualifies, because we are asset based it can take as little as a few days.
*. How does my credit score effect the loan? Since we base the loan approval on the asset your credit score is not part of the equation. Your score will however, determine your interest rate anywhere from 5%-13%.
*. How long will I have to pay the loan back? Terms are anywhere from 6months to 30 years.
*. What if I pay the loan back early? There is not any pre-payment penalty.
*. Do you do any other types of loans? Yes, we do bridge loans which are useful for investors to quickly close on a property while leveraging short-term financing benefits to invest in another property. Mezzanine Loans are similar to second mortgages except the debt is secured by the stock of the company that owns the property, not the real estate itself.
*. Are real estate owned properties something you would work with? Yes, since we are a private lender we can provide financing for REO’s for property purchases based on existing loan-to-value.
*. Do you broker loans? No, we are a private lender, so we have the funds on hand. This makes the process faster for you, the borrower.
*. Will you work with brokers? Yes, our account executives are former brokers, we know the importance of a lender that you can trust and can get the loan closed fast. Since we are a private lender we will have the funds on hand so you can be sure the funds are available.
*. What are the typical rates? 5-13% interest.
*. Do I need to get professional photos of the property? That is not necessary but you will need good quality photos. The better we can see what the property looks like the better chance of your approval.
*. Where is the location of the company? Madison, Wisconsin 53703. USA
Can I be funded with a check at closing? Yes as we use two means of funding *Cashier Check or Bank wire.
* Do you have a website? http://www.zatemfinancial.com
*. Company Phone Number? 956-513-0033
We'd believe this brief explanation is well understood by you and kindly get back to us,
To enable us furnish you with an application form.
Thank you so much and I hope to hear from you soon.
NOTICE - This message and any attached files are confidential
and privileged, and intended only for use by the intended recipient.
If you are not the intended recipient or the person responsible for
delivering the message to the intended recipient, be advised that you
have received this message in error and that any dissemination,
copying or use of this message is strictly forbidden, as is the disclosure
of the information therein. If you have received this message in error please
notify the sender immediately and delete the message.
Sent: Tuesday, May 19, 2015 22:58
To:
Subject: FW: Reply to your classified [usfreeads.com]
TO WHOM IT MAY CONCERN!
Your contact details came across my desk about seeking financial assistance.
Please do go through our loan procedure before we can facilitate your application form to enable us not waste time with your loan request.
*. Do you still have funds available to lend and what 's your application process? Yes we have funds to lend out and we shall furnish you with our application once you have found our response to your questions satisfactory.
*. Do you offer short term(1-3 years) or long term loans(5-15years) or both? We offer short and long term loan for a minimum period of 3 months to a maximum period of 30 years
*. What are your interest rate? .Our interest rate varies as we need to know the amount you intend lending from us as well as the loan duration, Our interest rate starts from 4.99%
*. Do you offer loan without collateral? Since we provide client with secure and non-secure loan, It means we can offer client funds without collateral as long we have his/her valid information with us.
*. How long does it take to receive funds after the application process is complete? with a maximum period of 3 working days
after you have gone through the processing step to obtain your loan.
*. How many loans can you take out at one time? We take several loan depend on the amount
*. Do you lend only to businesses? We lend money to, Real Estate Investors, Business and individual
*. Does your lawyer or title company provide the contract for the agreement or do your prefer me to find one? Our company lawyer shall facilitate any relevant documents needed to be sign upon agreement
*.How much of a loan can I get? We lend from $20,000.00 up to $42 Million Dollars
*. Does it matter where I live to get the financing I need? You can live anywhere but the property you are borrowing for must be in one of the states we lend in. Alabama, Arizona,Colorado, Connecticut, Delaware, LA, Florida, Georgia, Hawaii, Illinois, Indiana, Kanas, Kentucky, Louisiana, Maine, Maryland, Minnesota, Nevada, Missouri, New York, North Carolina, North Dakota, Texas, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Utah, Virginia, Washington, Washington DC, Wisconsin and Wyoming and worldwide
*. How long does it take to receive the loan? If the property qualifies, because we are asset based it can take as little as a few days.
*. How does my credit score effect the loan? Since we base the loan approval on the asset your credit score is not part of the equation. Your score will however, determine your interest rate anywhere from 5%-13%.
*. How long will I have to pay the loan back? Terms are anywhere from 6months to 30 years.
*. What if I pay the loan back early? There is not any pre-payment penalty.
*. Do you do any other types of loans? Yes, we do bridge loans which are useful for investors to quickly close on a property while leveraging short-term financing benefits to invest in another property. Mezzanine Loans are similar to second mortgages except the debt is secured by the stock of the company that owns the property, not the real estate itself.
*. Are real estate owned properties something you would work with? Yes, since we are a private lender we can provide financing for REO’s for property purchases based on existing loan-to-value.
*. Do you broker loans? No, we are a private lender, so we have the funds on hand. This makes the process faster for you, the borrower.
*. Will you work with brokers? Yes, our account executives are former brokers, we know the importance of a lender that you can trust and can get the loan closed fast. Since we are a private lender we will have the funds on hand so you can be sure the funds are available.
*. What are the typical rates? 5-13% interest.
*. Do I need to get professional photos of the property? That is not necessary but you will need good quality photos. The better we can see what the property looks like the better chance of your approval.
*. Where is the location of the company? Madison, Wisconsin 53703. USA
Can I be funded with a check at closing? Yes as we use two means of funding *Cashier Check or Bank wire.
* Do you have a website? http://www.zatemfinancial.com
*. Company Phone Number? 956-513-0033
We'd believe this brief explanation is well understood by you and kindly get back to us,
To enable us furnish you with an application form.
Thank you so much and I hope to hear from you soon.
NOTICE - This message and any attached files are confidential
and privileged, and intended only for use by the intended recipient.
If you are not the intended recipient or the person responsible for
delivering the message to the intended recipient, be advised that you
have received this message in error and that any dissemination,
copying or use of this message is strictly forbidden, as is the disclosure
of the information therein. If you have received this message in error please
notify the sender immediately and delete the message.