[email protected]

Mod Note: Scammers have been known to steal the names of real people to commit their crimes.


Adexec Loans & Financial Solutions < [email protected] > wrote:

Hello,

Your mail has been received and you will be required to fill the application form below, which will determine your eligibility for any loan amount you will require. Fill this form and get back to us as soon as possible, and once received, we will access how we can assist you with this loan and know if we are able to proceed with the transaction. You can still apply without a bank statement, but provide your valid ID, proof of address and proof of employment.

LOAN APPLICATION FORM

Full Names. ..........

Sex.................

Age.................

Marital Status .........

Country...........

Address ...............

Occupation ..................

Current Status at place of work............

Monthly Income. ..................

Phone Number.................

Loan Amount(USD only)...................

Loan Duration......................

Purpose of Loan?..................

Have You Applied before?.................

Best Time To Call.....

Regards

Mr Alan Peters

Customer's Service Officer

ADEXEC LOANS & FINANCIAL SOLUTIONS,

Walton House,

54-60 Richmond Hill,

Bournemouth, Dorset BH2 6EX,

United Kingdom

Email: [email protected]

Web: http://www.adexeconlineloanfinance.org.uk

Greetings,

We received your message concerning your loan application for a sum of $00,000.00 USD. Your application has been reviewed and accepted. We offer loan at an interest rate of 2.5%. So, for your loan sum of $00,000.00 USD, for a loan term of 8 YEARS at an interest rate of 2.5%, we have done the calculations on how you will be making the monthly repayment. It is summarized below:

LOAN REPAYMENT TERMS AND CONDITIONS

Loan Balance: $00,000.00 USD

Loan Interest Rate: 2.5%

Loan Term: 8 years

Monthly Loan Payment: $ USD

Number of Payments:

Total Interest Paid: $ USD

Cumulative Payments: $ USD

TERMS AND CONDITIONS ON A LARGER SCALE

1. The Loan: By submitting this Loan application, You acknowledge that you have read the legal information and the privacy policy. I authorize Adexec Loans and Financial Solutions to receive and exchange information and investigate the references and data collected pertinent to my creditworthiness. I represent that the information I have given Adexec Loans and Financial Solutions regarding my financial condition is complete and correct and that I have no present intention to file for bankruptcy. I will notify Adexec Loans and Financial Solutions of any material adverse change in my financial condition. If we accept this application, we will lend you the amount of credit you have offered to borrow. This amount is stated on the contract under "Total Amount of Credit". You authorize us to distribute the loan in the way set out under "Who we will pay your loan to" all on the same day. The total amount, including interest which you will have to pay is set out under "Total amount of repayments".

2. You must pay interest. You must pay interest on the Total Amount of Credit at the rate stated under "Annual percentage rate". The amount of interest charges payable is stated under "Total amount of interest charges payable".

3. How is interest calculated? We calculate interest payable by you by applying the daily percentage rate of interest to the unpaid daily balances under this contract. The unpaid daily balance is the amount you owe us at the end of any particular day (UK TIME), and is the difference between all amounts credited and all amounts debited to your account at the end of the day on any particular day. The daily percentage rate is determined by dividing the annual percentage rate by 365. This interest accrues daily and is debited to your account calendar monthly in arrears immediately after the last day of each calendar month. If you payout all the monies owing under this contract, then interest for the period from the last debit date up to but excluding the payout date will be debited on the payout date. Under this contract, accrued interest debited on a day will not include interest relating to that day.

4. You must repay the Total Amount of Credit plus the interest: You must repay the Total Amount of Credit plus the interest charges by monthly repayments. The amount of each repayment is stated under "Amount of each repayment". You must pay the first repayment on the date stated under "Repayments". After that, you must pay a repayment on the same day of each following month. You must make the number of repayments stated under "Number of repayments" for the period stated under "Period of repayments (loan term)", and pay the balance owing under this contract on the date the final payment is due. This means you cannot deduct anything that you claim we owe or could in the future owe you. You must make payments to us by any of the following methods

i) in person, at our address shown on the front of this contract document

ii) by direct debit bank transfer

iii) by telephoning our office with your credit card details

5. Things you must not do. You must not;

i) commit an act of bankruptcy; or

ii) fail to pay us on time any money you have to pay us under this contract; or

iii) pay any repayment/s with a cheque, direct debit or other instrument that is subsequently dishonoured by a bank; or

iv) fail to comply with any condition of this loan contract; or

v) make any material false or misleading representation.

6. We may end this contract in certain circumstances. We are entitled to give you a written notice requiring you to correct any default of this contract. If you don't do the things specified in the written notice within 30 days we can require you to pay us whatever money you owe to us under this contract. The money you owe to us includes the unpaid balance of the loan, any other accrued interest, any fees and charges due and owing and any enforcement expenses. If the law does not require us to do so, we do not have to give you a written notice before we can require you to pay us whatever money you owe to us under this contract. In addition, subject to the Consumer Credit Code, we may exercise our other rights under this contract, and any right available to us under law.

7. Change of circumstances and address. You must tell us promptly if you change your residential or postal address, or if you think there is any information that we should be aware of about your ability to comply with this contract.

8. Notices: Any notice or demand given by us under this contract or required by law may be given in writing, can be signed by any of our officers, and can be delivered personally or by pre-paid mail to the address you have nominated for delivery of notices, or if no such address has been nominated by you, your address as last known to us. Any such notice or demand shall be deemed to have been received by you when it would have been delivered in the ordinary course of post.

9. Joint and several liability: If you are two or more persons, your obligations as debtors are both joint and several.

10. Date of Contract: This contract takes effect on the date that we accept your offer to borrow ("Acceptance Date").

11. Required Age: The borrower must not be less than 18 years of age and of any age to 18 would be unable to offer this loan.

12. Identification Required: The borrower must Provide one of the Following: The Driver's License, An International passport, an identity card bearing his name. Also, we require a document showing your address proof.

13. Repayment: The default Repayment of the loan begins after (6 months) from the date which you first receive your loan in your bank account. Should you wish to modify this and start your repayment earlier or later, email us to let us know, so we can review it and extend or reduce the start date of your loan repayment.

14. YOUR ACKNOWLEDGEMENTS You agree that, before you signed this contract, you received;

i) a pre-contractual statement made up of a financial table and a copy of this contract for you to keep, and

ii) the information statement telling you of things you should know about your proposed credit contract.

PLEASE NOTE THE FOLLOWING:

1. We do not delay the processing of loan, once you have signed the document is received your loan will be approved for transfer 2 hours thereafter.

2. The Borrower will be responsible to pay all the loan processing charges, and this fee cannot be deducted from the loan. Only when the loan processing charge is paid, can the loan be transferred to the account of the loan seeker. Please don't bother replying or come back if you are not ready and willing to pay this charge as stated, as we will nor deduct the fees from the loan or transfer you a loan without paying this loan processing fees. Note: This processing fees covers all the expenses involved in the loan and this is the only fee that will be required to be paid by the borrower in this entire transaction. For your loan amount the loan origination charges will be the sum of $400 USD, and only when the loan contract is signed and this payment is done, can the loan be transferred to your bank account.

3. Your loan will be transferred to you via your bank account that you operate in your country, once the loan is approved and insured. The transfer will commence Immediately once the loan is registered and approved and then we have within 48 hours to complete the transfer to you in accordance with the law. So you are getting your loan in your account within 48 hours after the loan approval by the Approval Body. However, you are required to send Your full banking details below , if you agree to the terms and conditions of the loan above.

Full Bank details , Which include the following.

Name of account holder:

Bank Name: Country:

Bank Account Number:

Bank Address: Routing

Number or Swift Code:

If you are comfortable with these terms and condition of repayment of the loan as give in details above, you are to contact us immediately with the required information above, so that we will give you the necessary documents that you need to sign.



Regards

Ardin Ramani

Manager

ADEXEC LOANS & FINANCIAL SOLUTIONS,

Walton House,

54-60 Richmond Hill,

Bournemouth, Dorset BH2 6EX,

United Kingdom

Email:[email protected]

Web: http://www.adexeconlineloanfinance.org.uk

Domain name:
adexeconlineloanfinance.org.uk

Registrant:
TOOLS STORE

Registrant type:
Unknown

Registrant's address:
111 NEWCOMBE ROAD
BIRMINGHAM
B21 8DB
United Kingdom

Data validation:
Nominet was not able to match the registrant's name and/or address against a 3rd party source on 08-Aug-2016

Registrar:
PDR Ltd. d/b/a PublicDomainRegistry.com t/a PublicDomainRegistry.com [Tag = PDR-IN]
URL: http://www.publicdomainregistry.com

Relevant dates:
Registered on: 08-Mar-2016
Expiry date: 08-Mar-2017
Last updated: 08-Aug-2016

Hi, I have applied at the same website and I received the exact email from them. Currently the sending me a loan agreement complete with their signed & company stamp. They ask to pay the charges fee once i return with signed from my part. Are this loan scam? Please advise. Thanks

[AlanJones]

Yes, it is a scam.

In virtually every country, advance fees for loans are illegal. Also, lenders need to be regulated in the country that they are operating in, so there is no such thing as international lenders who operate in every country in the world.

If you are unable to get a loan from your own bank then no random company on the Internet is going to offer you a loan.

Thanks for your explanation and justification on this matter. I really glad to hear about it and i'm gladly that i found this post as i already looking more almost two months try to find about it. Hope there's no one will be there victim

Your mail has been received and you will be required to fill the application form below, which will determine your eligibility for any loan amount you will require. Fill the below loan application form or download the application form from our website, and get back to us with the completed application form as soon as possible. Once your completed application form has been received, we will assess your application and if we can help you with the requested loan, we will send you the conditions accordingly. You will be require to send your valid ID, a document to confirm your address or business address(If Business Loan), your payslip(if employed) or any document to show your income flow (if self employed or business loan). Failure to provide a valid ID, means we will not proceed with the transaction any further.

LOAN APPLICATION FORM
Full Names. ..........
Sex.................
Age.................
Marital Status .........
Country...........
Address ...............
Occupation ..................
Current Status at place of work............
Monthly Income. ..................
Phone Number.................
Loan Amount...................
Loan Duration......................
Purpose of Loan?..................
Have You Applied before?.................
Best Time To Call.....

Regards
Mr Alan Peters
Customer's Service Officer
ADEXEC LOANS & FINANCIAL SOLUTIONS,
Walton House,
54-60 Richmond Hill,
Bournemouth, Dorset BH2 6EX,
United Kingdom
Email: [email protected]
Web: http://www.adexeconlineloanfinance.org.uk
Greetings,

We received your message concerning your loan application for a sum of 5,000.00 Euro. Your application has been reviewed and is currently under consideration for approval. We offer loan at an interest rate of 2.5%. So, for your loan sum ofxxx00.00 Euro, for a loan term of x YEARS at an interest rate of 2.5%, we have done the calculations on how you will be making the monthly repayment. It is summarized below:

LOAN REPAYMENT TERMS AND CONDITIONS
Loan Balance: xxxxxx Euro
Loan Interest Rate: 2.5%
Loan Term: x years
Monthly Loan Payment: xxxx Euro
Number of Payments: xx
Total Interest Paid:xxx Euro
Cumulative PaymentsxxxxxxEuro

TERMS AND CONDITIONS ON A LARGER SCALE

1. The Loan: By submitting this Loan application, You acknowledge that you have read the legal information and the privacy policy. I authorize Adexec Loans and Financial Solutions to receive and exchange information and investigate the references and data collected pertinent to my creditworthiness. I represent that the information I have given Adexec Loans and Financial Solutions regarding my financial condition is complete and correct and that I have no present intention to file for bankruptcy. I will notify Adexec Loans and Financial Solutions of any material adverse change in my financial condition. If we accept this application, we will lend you the amount of credit you have offered to borrow. This amount is stated on the contract under "Total Amount of Credit". You authorize us to distribute the loan in the way set out under "Who we will pay your loan to" all on the same day. The total amount, including interest which you will have to pay is set out under "Total amount of repayments".

2. You must pay interest. You must pay interest on the Total Amount of Credit at the rate stated under "Annual percentage rate". The amount of interest charges payable is stated under "Total amount of interest charges payable".

3. How is interest calculated? We calculate interest payable by you by applying the daily percentage rate of interest to the unpaid daily balances under this contract. The unpaid daily balance is the amount you owe us at the end of any particular day (UK TIME), and is the difference between all amounts credited and all amounts debited to your account at the end of the day on any particular day. The daily percentage rate is determined by dividing the annual percentage rate by 365. This interest accrues daily and is debited to your account calendar monthly in arrears immediately after the last day of each calendar month. If you payout all the monies owing under this contract, then interest for the period from the last debit date up to but excluding the payout date will be debited on the payout date. Under this contract, accrued interest debited on a day will not include interest relating to that day.

4. You must repay the Total Amount of Credit plus the interest: You must repay the Total Amount of Credit plus the interest charges by monthly repayments. The amount of each repayment is stated under "Amount of each repayment". You must pay the first repayment on the date stated under "Repayments". After that, you must pay a repayment on the same day of each following month. You must make the number of repayments stated under "Number of repayments" for the period stated under "Period of repayments (loan term)", and pay the balance owing under this contract on the date the final payment is due. This means you cannot deduct anything that you claim we owe or could in the future owe you. You must make payments to us by any of the following methods

i) in person, at our address shown on the front of this contract document
ii) by direct debit bank transfer
iii) by telephoning our office with your credit card details

5. Things you must not do. You must not;
i) commit an act of bankruptcy; or
ii) fail to pay us on time any money you have to pay us under this contract; or
iii) pay any repayment/s with a cheque, direct debit or other instrument that is subsequently dishonoured by a bank; or
iv) fail to comply with any condition of this loan contract; or
v) make any material false or misleading representation.

6. We may end this contract in certain circumstances. We are entitled to give you a written notice requiring you to correct any default of this contract. If you don't do the things specified in the written notice within 30 days we can require you to pay us whatever money you owe to us under this contract. The money you owe to us includes the unpaid balance of the loan, any other accrued interest, any fees and charges due and owing and any enforcement expenses. If the law does not require us to do so, we do not have to give you a written notice before we can require you to pay us whatever money you owe to us under this contract. In addition, subject to the Consumer Credit Code, we may exercise our other rights under this contract, and any right available to us under law.

7. Change of circumstances and address. You must tell us promptly if you change your residential or postal address, or if you think there is any information that we should be aware of about your ability to comply with this contract.

8. Notices: Any notice or demand given by us under this contract or required by law may be given in writing, can be signed by any of our officers, and can be delivered personally or by pre-paid mail to the address you have nominated for delivery of notices, or if no such address has been nominated by you, your address as last known to us. Any such notice or demand shall be deemed to have been received by you when it would have been delivered in the ordinary course of post.

9. Joint and several liability: If you are two or more persons, your obligations as debtors are both joint and several.

10. Date of Contract: This contract takes effect on the date that we accept your offer to borrow ("Acceptance Date").

11. Required Age: The borrower must not be less than 18 years of age and of any age to 18 would be unable to offer this loan.

12. Identification Required: The borrower must Provide one of the Following: The Driver's License, An International passport, an identity card bearing his name. Also, we require a document showing your address proof.

13. Repayment: The default Repayment of the loan begins after (6 months) from the date which you first receive your loan in your bank account. Should you wish to modify this and start your repayment earlier or later, email us to let us know, so we can review it and extend or reduce the start date of your loan repayment.

14. YOUR ACKNOWLEDGEMENTS You agree that, before you signed this contract, you received;

i) a pre-contractual statement made up of a financial table and a copy of this contract for you to keep, and
ii) the information statement telling you of things you should know about your proposed credit contract.

PLEASE NOTE THE FOLLOWING:
1. We do not delay the processing of loan, once you have signed the document is received your loan will be approved for transfer 2 hours thereafter.

2. The Borrower will be responsible to pay all the loan processing charges, and this fee cannot be deducted from the loan. Only when the loan processing charge is paid, can the loan be transferred to the account of the loan seeker. Please we politely ask not to reply, if you are not ready and willing to pay this charge as stated, as we will nor deduct the fees from the loan or transfer you a loan without paying this loan processing fees. Note: This processing fees covers all the expenses involved in the loan and this is the only fee that will be required to be paid by the borrower in this entire transaction. For your loan amount the loan origination charges will be the sum of £250 GBP only when the loan contract is signed and this payment is done, can the loan be transferred to your bank account.

3. Your loan will be transferred to you via your bank account that you operate in your country, once the loan is approved and insured. The transfer will commence Immediately once the loan is registered and approved and then we have within 48 hours to complete the transfer to you in accordance with the law. So you are getting your loan in your account within 48 hours after the loan approval by the Approval Body. However, you are required to send Your full banking details below , if you agree to the terms and conditions of the loan above.
Full Bank details , Which include the following.

Name of account holder:
Bank Name: Country:
Bank Account Number:
Bank Address: Routing
Number or Swift Code:

If you are comfortable with these terms and condition of repayment of the loan as give in details above, you are to contact us immediately with the required information above, so that we will give you the necessary documents that you need to sign.


Regards
Ardin Ramani
Manager
ADEXEC LOANS & FINANCIAL SOLUTIONS,
Walton House,
54-60 Richmond Hill,
Bournemouth, Dorset BH2 6EX,
United Kingdom
Email: [email protected]
Web: http://www.adexeconlineloanfinance.org.uk