Anirad Global Exchange

I received a reply to my ad, pretty sure it is a scam.
Can somebody tell me.
Thanks.


Hello,

Thanks for your reading my ad’s. I understand you would like to get a loan? I'm able to arrange better and faster loans for my clients depending on what they really want either short or long term loan; I can also arrange for a personal or business loan for you and have it get to you as soon as you need it. The loan can also be on a Secured or Unsecured basics in terms of negotiations. In the New World today with Poor/Bad Credit History, Bankruptcy, Late Bills, High Interest Loans and other many forms of financial setbacks most of us feel it’s impossible to obtain Finance/Loans and that all offers that seems too good to be true because they are not! But let me prove you wrong. Whatever reason you need to borrow - Business Setup, Business Expansion, Debt consolidation, Home improvements or a family holiday, you name it and it’s yours just on your signature.

Accept a low rate of 2.99% personal loan for your new car, Debt Consolidation, Home improvements, family holiday, marriage purposes etc. I can provide you with any purpose loans to base on a collateral free package and would be calculated for your Annual and breakdown monthly on repayment because we are register agent and company existing in Malaysia. I work with one of the largest financial advisory institutions in Malaysia currently offering over 26 banks:

For us to proceed, I'll need these details below from you:

Amount needed:
Loan Duration:
Loan Purpose:
Telephone #:

Please feel free to ask any question as we are here to satisfy you.

Thanks for your time, Enjoy your weekend.

Sincerely
Mr. Ahmed Niradrul


ANIRAD GLOBAL EXCHANGE
#56 BikiPeng West, 11th Floor
Kuala Lumpur , 50101 Malaysia
Office Line: +60 19 251 2082
Tel / Fax: +60 32 715 4092
Email: [email protected]
Website: http://www.aniradglobalex.zxq.net

It's a scam.

There are several reasons, and I won't point them all out, but the interest rate alone is completely ridiculous. There is no such thing as a personal loan for 2.99% interest. The going interest rate is much, much, higher than that. And if you are a high risk client, it gets even higher.

Whatever reason you need to borrow - Business Setup, Business Expansion, Debt consolidation, Home improvements or a family holiday, you name it and it’s yours just on your signature.

This is a dead giveaway too. He's basically saying anyone can have a loan for anything? No real company would be that irresponsible in lending. The few companies that will lend to higher risk borrowers will screen those borrowers extremely carefully, have high interest rates, and very likely collaterol requirements.