Is this a scam?

Miss Judith Jones" <[email protected]
In response to your inquiring, we want you to know that your
application has been checked and will be approved

Bless the day for you and your family, your e-mail was received and I
really appreciate your confidence in passing business with our
companies.$10,000.00 inquiry.I sure you will have your
requested loan amount of ,if you agree to the loan, calculated
Re-scheduled payment,

Banking Details:

Name of account holder:
Bank Name:
Account Number:
ID Number:
Swift Code Number:
Attach a copy of an ID and submit with your

Qualifications:

1) The company you are dealing with should be with you for free, full-service

2) Even with bad credit, we still guarantee the borrower

3) The loan may be granted even with low credit.

Loan Terms and Conditions

Loan Amount: $10,000.00
Loan Interest Rate: 3%
Loan Term: 5 years
Monthly Loan Payment: $179.69
Number of Payments: 60
Cumulative Payments: $10,781.20
Total Interest Paid: $781.20
Note: The monthly loan payment was calculated at 59 payments of
$179.69 plus a final payment of $179.49.

Term and Condition

The candidate will start repaying the loan at the end of each month
from two months after the loan has been transferred.

Inability to repay the loan, this date / period, legal actions will be
taken against the applicant by the Board of Directors of the Company
(Mrs Judith Jones funds finance services).

Candidate who is unable to comply with the refund will be given over 4
weeks as a grace period before legal actions will be taken.

(1) the indicated amount of money to lend due must be paid back within
a minimum period of( 5 years) (indicated.

(2) The loan attracts an interest rate (3%).

(3) During the term of the loan term. The constant monthly payment
will be paid over a period ( 5 years) and will start two months after
the loan has been confirmed to the beneficiary.

(4) The loan funds is a huge amount of money and this is an
international transaction to furnish a guarantee is not needed, but
the titles really matter (any form of this below: National Identity
card or driver's license he needed to ensure the funds). So Insurance
/ charge approval must be obtained before the loan funds can be
transfer to you. The cost of insurance charge / REGISTRATION is
($350). Once you have received the bank details and any form of this
below: National Identity card or driver's license he needed to secure
the funds,

If you are in compliance with the terms of the loan, then you will
have to come back to me, so that the attorney can file your loan funds
and start processing the file transfer.

Note that we offer 24-72 hours loan, then you are entitled to obtain
funds from its emergency loan as you want it to take seriously busy
and agree with the TERMS AND CONDITIONS.

So if you're on the loan calculated according to Re-scheduled payment,
you are required to provide your bank account details where you want
to transfer the funds to be immediately after the approval of funds.

Regards
Mrs Judith Jones

This is the first email I received from this lady.


Do you need 100% Finance? I can service your financial need with less payback problem that is why we fund you for just 2%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 2 to 20 years.Contact usat:[email protected]

1. Full Names:.............................
2. Contact Address:.......................
3. Loan Amount Needed:....................
4. Duration of the Loan....................
5. Direct Telephone Number:.................

Best Regards,

This is a scam. There is no loan.

The cost of insurance charge / REGISTRATION is ($350).

The scammer will tell you that you have to pay this before you will receive any money. If you pay this, he will then invent other reasons you have to pay money to get a loan. In the end, the only money that has changed hands will be the money you sent to the scammer.