<yvesford - Is it western union scam?

Excuse me,is this scam,or serious bussiness endly?
Thanks

Her(his) 1st email:

Good evening
We read your loan application on the site and view your ad
.......... cries of despair I am willing to help you
I am a special and my name is ..............
I was an officer of the bank and now I am retired
I just want to help those in need qi and would like to do what you EURO
25,000 loan you need for your personal situation where you are right
now
I am honest and serious
I like to do business with are honest people also
I'm not going to be asked to pay fees in advance
Go to a western branch of a Western Union agency and I will make you
transfer your money directly in your name and surname
I will send you the MTCN so that you check the status of your money on
the website of Western Union
But before going to withdraw your money it will take you a question and answer
So I'll just send you the address of my secretary that you perform a
transfer via western union transfer fees
You go and gave only the MTCN so that I can also verify if you really
made the transfer
But I recall that I will not touch your money
If the status of your money is good then I give you the question and
the answer so you can go take your money safely
This is after removing your money you send me Ferrez the question and
answer qi is on your receipt e transfer fees
So my secretary can withdraw your transfer costs
A clear and reasonable
This transaction happens transparently
If you still want the loan so I ask you to send me your personal
information to know
Your Name
Your first name
Your address
Your postal code
Your city

And above all a copy of your ID card

Waiting for your answer

.......at your service
Cordially

[AlanJones]

In this scam, the scammer is asking for money to be sent via Western Union without giving the scammer the test question and answer. The scammer makes the victim believe that this is safe and that the money can not be collected without the question and answer.

This is not the case, the scammer will have sufficient details from the other information provided, to pick up the money.

Any business/person that you meet on the Internet, that asks you to transfer money by Western Union/MoneyGram is a scammer.