Loan offer from Dr. Moris Smith

Loan Offer?
From: Dr Moris Smith ([email protected])
Sent: Fri 4/02/10 4:56 AM
To:

Our Reference : DMS/00-2/20-EI

Good Day

Are you a business man or woman ? Are you in any financial mess or do you
need funds to start up your own business? Do you need loan to settle your
debt or pay off your bills or start a nice business? Do you have a low credit
score and you are finding it hard to obtain capital loan from local banks/
other financial institutes

1.-Full Name:
2.-Present Country:
3.-Marital Status:
4.-Loan Duration :
5.-How Urgent is the loan Needed :
6.-Loan Amount :


Regard's from
Dr Moris Smith
Gen. Loan Consultant.
Email: ([email protected])
Tel: +4470359 70671
+4470359 86710

Not sure if there is anything in the header that will indicate the receiver or if there is anything of value in the headers. If wanted, I can post them.

Dear: ?????.

I Am . Dr Moris Smith, I received your information of applying for a loan of $20,000 I will be able to offer you the loan, all you have to do now is for you to get back to me if you are in agreement with the loan Terms and Repayment Plans also the option in which you want the loan to be transfered to you.


LOAN AGREEMENT/CONDITIONS:

1:Applicant must obey the company instructions.
2:Applicant must be 18 years and above.
3:Applicant must provide his/her National Identity Card or International
Passport,Driver License and a copy of his/her photo(pictures).
4:All information sent by the applicant must be valid.
5:Applicant must respond to the company mails regularly.
6:The loan repayment is consist in Monthly payment with the total interest rate.
7.Applicant must send down his/her banking information as soon as the
loan terms and condition is acceptable.

Transfer Of Funds Option

There are two option which you are required to choose from which is the process of your loan to be transfered to you.

Payment by bank to bank transfer (12 hours)
Payment by Western Union transfer (6 hours)

BANK TO BANK TRANSFER ,If you are in agreement with the bank to bank transfer, you are required to send down your bank details sure as bank name, bank account number, bank account name, swift code,

WESTERN UNION TRANSFER ,If you are in agreement with the Western Union Transfer, you are required to send down your western information's such as receivers name, address, state, country.


LOAN TERMS AND REPAYMENT SCHEDULE:

Loan Balance: $20,000.00
Loan Interest Rate: 3.00%
Loan Term: 5 years
Monthly Loan Payment: $359.37
Number of Payments: 60
Cumulative Payments: $21,562.45
Total Interest Paid: $1,562.45

The loan been demanded by you will be transferred to you as soon as it is approved and the firm is always in good assistance to the loan seeker and this will make you and the firm to continue this transaction as soon as you reply to this mail..

Once you agree to my terms and follow the instructions therein, you stand a chance of having your loan approved and transferred within via the option you have chosen. This depends on your seriousness, urgency, co-operation, trust, and understanding in obtaining the loan.

So I want you to get back to me with the option you have chosen for the transfer of your fund, so that the bank can start the transferring of your loan ,In acknowledgment to this mail, we can start the processing of your loan. Thanks for your understanding,

Hope to hear from you soon.

Best Regard.
Dr Moris Smith
Tel: +4470359 70671

Fake document used to try to prove he is genuine.

Hope he never learns how to make a convincing ID card!