[email protected]

[email protected] From Monday Smith

loan lender at Roam Financal loan company Nigeria

I'd like to add you to my professional network on LinkedIn.

- Monday

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ROMA FINANCIAL LOAN COMPANY.

36 Uselu Lagos Road, Benin City,

Nigeria

E-MAIL: [email protected] PHONE: +234-807-082-7630.

Samuel Okojie (ESQ), BA, MSc, Dphil, Solicitor (England & Wales, Scotland, Harvard) Specialization: Intellectual property, Legal Representation of international clients, interpretation, Adoption Handlings Publication: court forms in Civil Procedure: Admiralty United Kingdom.

This LOAN AGREEMENT is made on 15th day of September, 2012 BETWEEN Mr. Monday Smith herein referred to as “THE LENDER” of the one part. AND Miss Mr. Fabian Gelderbloem. Herein referred to as “THE BORROWER” of the other part.

DRAFT LOAN AGREEMENT

This chamber assures you that as far as this transaction is concerned we are going to put our possible effort to be enormously sure that this transaction is perfectly successful.

As an attorney, I have to advice my client to be obedience to the rules and regulations involved on this loan transaction in Nigeria.

LOAN TERMS:

Loan Balance: R400, 000.00

Loan Interest Rate: 3%

Loan Term: 10 years

Monthly Loan Payment: R3, 862.43

Number of Payments: 120

Cumulative Payments: R463, 491.57

Total Interest Paid: R63, 491.57

As a notary to this transaction before we proceed with my client’s transaction you are to agree with the following:

1.I agree with the terms and conditions of the Lender.

2.I agree to be a prompt payer to the monthly payment/yearly payment.

3.I agree that this transaction must be done under the provision of the 1995 constitution, which stipulated that money laundering within and outside the country has to be insured against terrorism, theft and scammers as it were.

4.I agree in assuring this chamber that I am not going to possess an improved manner after getting the loan.

5.I agree that a copy of my International Passport/Drivers Licenses/Official Card/State Identity Card must be tendered to the Insurance Company for security reasons since the return of the money is UNCERTAIN. As this is an International Transaction.

6.All borrowers MUST make a down payment know as the TAX FEE (R1,550) due to the lending policy 174/ur in the amended constitution of the ACT 2004 in the lending policy.

Declaration:

The parties have here unto set their hands and seal the date and year first above written.

SIGNED AND SEALED BY THE WITHIN NAMED

Mr. Fabian Gelderbloem. (BORROWER)

Mr. Monday Smith.(LENDER)