Is [email protected] real?

Is [email protected] real?

Hello, I want to check if this GROSVENOR PRIVATE FINANCE LIMITED [email protected] is a real lender. They are in the UK, but now they ask me for paying some money for fees first to a person in UK by Western Union and then give bank details in America in a different name.

This is their first email to me

Good Day Applicant,

Compliments of the day to you. Thanks for responding to our e-mail and choosing Grosvenor Private Finance Limited to aiding and putting a stop to your financial problems. We Offer all kinds of loan packages (Personal Loan, Commercial Loans, etc.). Be informed that we are authorized to give out loans to all loan applicants worldwide regardless of his or her nationality, and the fact that you are from the Switzerland does not mean you will not be approved of a loan. Therefore, we accept foreign clients, and you are eligible for this loan.

Our Loan amount ranges from $5,000.00 US Dollars to $50 Million US Dollars and a re-payment period of 1 year to 35 years duration. To commence the loan application process, you can find some vital information about the loan we offer below. In getting a loan from this company, there are some information we need to pass across to you before we can proceed to the application process.

*INTEREST RATE:

Grosvenor Finance Limited Interest rates is 3% (subject to monthly or quarterly adjustment) is determined by reference to the borrower's category and the term, purpose and security for the advance. Note that the loan re-payment schedule starts Six(6) months after the loan has been transferred to the applicants. Meanwhile, our company website is currently under maintenance and it will be sent to you on once our website/technical engineers are done with the maintenance.

*INFORMATION NEEDED:

As for the information needed, you will need to fill an application which contains your personal information and also the loan information, this will help us give you a full documentation of the loan terms and agreement contract which you will be expected to sign and send back to the company for approval if satisfied.

*HOW LONG DOES IT TAKE TO HAVE YOUR LOAN APPROVED?

After receiving your application form, all documents will be forwarded to you by E-mail attachment within 24hours. Immediately the signed document is received from the applicant, approval document follows within 24hours. Therefore, it will take 72hours to have your loan processed, approved and transferred to you.

Therefore, if you are well noted with the above mail content, you are kindly advised to fill the loan application form below for further processing of your loan application:

LOAN APPLICATION FORM:

*Name.............
*Prefix (Mr., Mrs., Ms., Dr., etc.)........
*First name............
*Last name............
*Loan Amount needed.............
*Purpose of loan.............
*Duration...............
*Date of birth (yyyy-mm-dd)..............
*Gender:........... Male /Female
*Marital status...........
*Next Of Kin.............
*Monthly Income...............
*Home address and phone................
*City...........
*State/province..............
*Zip/postal code.............
*Country............
*Fax................
*Mobile/cellular..............
*Internet at home?.............
*E-mail.............
*Job title...........
*Occupation.................
*Company name.............
*Work address...............
*Have You Applied For A Loan Before?...............

You response along with the filled form above is highly needed.

Thanks for your time and understanding, *CUSTOMER'S SATISFACTION IS OUR PRIDE*.

Best regards,
Thanks and God Bless
Mr. Stephen Martin Grail
Sr. Director
Grosvenor Private Finance Limited
United Kingdom
Tel: +44-705-386-8997
Fax Number: (1) 315-663-9862
Authorized Financial Services Provider.

This is email that they send me asking for Western Union payment

Good Day {My Name},

In furtherance to your email received. I write to let you know that your loan funds amount of Fr. 750,000.00 has already been processed and we will proceed further to the transfer of your loan funds amount of Fr. 750,000.00 into your bank account after you have remitted the processing/registration fee of Fr. 2,950.00.

You will be remitting the processing/registration fee of Fr. 2,950.00 via western union using the payment details of the Company Account Head Of Operation(A.H.O), MR. BERNARD LOGAN below:

Receiver's Name: Bernard Logan
Receiver's Address: 39-47 Green Lanes, Newington Green,London TW18 4AX
Country: United Kingdom
Amount To Be Paid: Fr. 2,950.00

You are to return to us with the below western union payment information after you have remit the payment of Fr. 2,950.00:

Sender's full name and address
Money Transfer Control Numbers(MTCN)
City/State where the money was sent from
Total amount sent

The company lawyer has prepared the loan agreement contract which you will have to sign on. It is hereby scanned and attached to this email. You are required to sign on the space provided beneath the document and FAX it to us using our FAX Number as follows( 1-315-663-9862 ). But you can also sign and send the loan agreement contract back to us through an email attachment if you cannot FAX the document to us.

You are also required to send us the scanned western union payment receipt for the remitted payment of Fr. 2,950.00 via our FAX NUMBER at( 1-315-663-9862 ). But you can also send us the western union payment receipt via an email attachment if you cannot FAX it to us.

Meanwhile, below are the vital information about GROSVENOR PRIVATE FINANCE LIMITED:

Grosvenor Private Finance Limited
Company Registration Number: 04361649
Registered Addres:
Viking House
Swallowdale Lane
Hemel Hempstead
HP2 7EA
United Kingdom

Trading Address:
Grosvenor Private Finance Limited
Viking House
Swallowdale Lane
Hemel Hempstead Industrial Estate
Hemel Hempstead, Hertfordshire
HP2 7EA

Also, you are required to copy or click the below link and paste it on your web browser to see all our company products and information:

http://bizzy.co.uk/uk/04361649/grosveno ... te-finance

Await your response along with the MTCN and all the required sender's western union payment information once you are done with the remittance of payment of Fr. 2,950.00.

Best regards,
Thanks and God Bless
Mr. Stephen Martin Grail
Sr. Director
Grosvenor Private Finance Limited
United Kingdom
Tel: +44-705-386-8997
Fax Number: (1) 315-663-9862
Authorized Financial Services Provider.

I did check the company on the website they give and they look ok, but it seem odd to ask me sending money by Western Union and then to USA.

[AlanJones]

+It is a definite scam - no legitimate business would use a free email address such as [email protected].

Additionally, their telephone numbers are ones that only a scammer outside the country he claims to be in would use - +447053868997 is a UK redirect number, it can be redirected to any phone anywhere in the world. Not something that a UK based business would actually need. And +13156639862 is a US number, most probably a VoIP number - why would a UK company have its fax machine in the USA?

Also, you are not in the UK, so a UK company would not be able to offer you loans as they would not be authorised in your country and if they were, you would deal with the entity that they had registered in your country.

Finally, in the vast majority of countries, it is illegal to ask for up front fees to be paid by the borrower - any fees will be added to the loan and not requested as payment by Western Union.

You mention that you were given bank details - could you forward these to one of the Moderators so that they can be reported to the relevant people for use in fraud.

[AlanJones]

Some more of the scammer's emails, provided by the victim.

Good Day Applicant,

In furtherance to your email received. Just as it was stated in my previous email to you... Our Loan amount ranges from $5,000.00 US Dollars to $50 Million US Dollars and a re-payment period of 1 year to 35 years duration. With this, i want to let you know that we are more than 100% capable to give you the loan amount of 750.000fr over a 10 year period.

If you are well noted and understood with this email content, therefore, you are kindly required to fill the loan application form below and get back to us for further processing of your loan application:

LOAN APPLICATION FORM:

*Name.............
*Prefix (Mr., Mrs., Ms., Dr., etc.)........
*First name............
*Last name............
*Loan Amount needed.............
*Purpose of loan.............
*Duration...............
*Date of birth (yyyy-mm-dd)..............
*Gender:........... Male /Female
*Marital status...........
*Next Of Kin.............
*Monthly Income...............
*Home address and phone................
*City...........
*State/province..............
*Zip/postal code.............
*Country............
*Fax................
*Mobile/cellular..............
*Internet at home?.............
*E-mail.............
*Job title...........
*Occupation.................
*Company name.............
*Work address...............
*Have You Applied For A Loan Before?...............

You response along with the filled form above is highly needed.

Thanks for your time and understanding, *CUSTOMER'S SATISFACTION IS OUR PRIDE*.

Best regards,
Thanks and God Bless
Mr. Stephen Martin Grail
Sr. Director
Grosvenor Private Finance Limited
United Kingdom
Tel: +44-705-386-8997
Fax Number: (1) 315-663-9862
Authorized Financial Services Provider.

Good Day XXX,

Thanks for your email response, and the loan application form was filled properly and noted. And i want to let you know that you are at the right place to seek for your loan, and we promise to give you the best of our loan services.

This is a private registered loan lending company in United Kingdom. We have branch offices that are located in other countries, should you have friends or relatives that needs loan nearby to solve their financial problems. Other branch offices are located in Italy, Japan, Spain, Holland, Indian, Ukraine, Pakistan, United States Of America, Malaysia, Sweden and so many more countries- while the head office is located here in United Kingdom.

All loan applicants are asked to read this mail carefully and get back to us with an immediate response. This company has always been one of the fastest growing companies in the world of loan credit for Decades. We also offer loans to other companies or private persons and agencies to co-operate in a reasonable pace. The loan repayment plan is calculated below which you will have to agree to before we will proceed further to the next step that will lead to the final step of this transaction.

LOAN REPAYMENT PLAN

Loan Amount Needed.................. XXX
Loan Interest Rate................... 3%
Loan Duration.................... XX Years(XXX Months)
Monthly Payments................... XXX
Interest Paid.................... XXX
Total Amount Paid At The End Of The Term...................... XXX

GROSVENOR PRIVATE FINANCE LIMITED LOAN TERMS AND CONDITIONS.

*ELIGIBILITY:

Grosvenor Private Finance Limited in United Kingdom is a credit-based loan agency that requires a credit worthy applicant who is above 18 years of age,regardless of loan amounts or other circumstances. Applicants must have an established satisfactory credit history, be employed with sufficient income to meet current liabilities, and a stable residency and employment history.

*CERTIFICATIONS:

The borrower(s) and cosigner(s) certify under penalty of perjury under the laws that the information I provided in the application is true and accurate. After the loan has been fully paid by the borrower, we shall issue a certificate of participation to the borrower.

REPAYMENT/DEFERMENT:

Your first principal and interest payments become due monthly after you receive this loan. Any unpaid interest accrued during this period will be capitalized before you commence repayment. Repayment terms vary between 1 to 35 years, depending on the cumulative amount borrowed, and the minimum monthly payment allowed is $50.00. There are no penalties for early repayment.

*GENERAL:

On getting this Loan, the Business Account of this company(GROSVENOR PRIVATE FINANCE LIMITED) will be revealed/sent to you via your E-mail or phone, to enable you make the monthly payment/installment as at when due. You represent not to abuse the accessibility of the G.P.F.L(GROSVENOR PRIVATE FINANCE LIMITED) A/C from Overseas.

THE PROCESSING/REGISTRATION FEE: This loan of XX attract a processing/registration fee of XXX, and you are required to remit the XXXX soonest for further processing of your loan application with this company. Also note that you willingly requested for yearly repayment loan by needing the loan funds in years instead of months. The processing/registration fee of XXX cannot be deducted or added to the loan amount due to the hardcover insurance policy protecting the loan.

LOAN AGREEMENT CONTRACT LETTER: The Loan agreement contract letter/document need to be signed by you so that we can have a 100% trust in you of repaying back the loan after it have been transferred to you. Also, signing of the loan agreement document between the lender and borrower, also ensure a mutual understanding and agreement between both parties, and also ensure a satisfactory loan transaction, and to also avoid breach of contract between both parties at the end of the loan tenure.

Your urgent response to this mail will be highly anticipated.

Thanks for your time and understanding, *CUSTOMER'S SATISFACTION IS OUR PRIDE*.

Best regards,
Thanks and God Bless
Mr. Stephen Martin Grail
Sr. Director
Grosvenor Private Finance Limited
United Kingdom
Tel: +44-705-386-8997
Fax Number: (1) 315-663-9862
Authorized Financial Services Provider.

Good Day XXX,

In furtherance to your email received. Just as it was said in my previous email to you. The Loan agreement contract need to be signed by you so that we can have a 100% trust in you of repaying back the loan after it has been transferred to you. Also, signing of the loan agreement contract letter between the lender and borrower also ensure a mutual understanding and agreement between both parties, and also ensure a satisfactory loan transaction, and to avoid breach of contract between both parties at the end of the loan tenure.

Meanwhile, you are required to send us your banking details as follows which the loan funds amount of XXX will be transferred into after you have remitted the processing/registration fee of XXX and have signed and returned the loan agreement contract :

BANK NAME:
BANK ADDRESS:
BANK ACCOUNT NAME:
BANK ACCOUNT HOLDER NAME:
BANK ACCOUNT NUMBER:
ROUTING NUMBER:
SWIFT CODE:
IBAN (International Bank Account Number):
YOUR VALID MOBILE NUMBER:

We would want to be very sure about the validity of the mobile number you will be providing. The reason we are asking is for you to know that your mobile number must be valid because it has a vital role to play in the funds transfer. We will be needing it because a" Transfer Completed Alert" will be sent to your phone as a Text Message once the transfer of your loan funds of XXX has been done by the bank, and this alert will also be containing all the necessary information needed for you to be able to withdraw your funds. This same information will also be sent to you via e-mail along with a scanned and attached funds transfer slip.

Also, after we have received the above information from you and verified, you will receive an automated call from the transferring bank, and you will be given a six(6) digit numbers, and it is the system verification code for your created file and data stored. Write the numbers down and keep it safe for future and reference purpose. You receiving that call from us ensures that your information has been registered into the system and as such, the transfer of your loan funds of XXX is being processed and will be completed in few minutes. You are also advised to send down the six(6) digit numbers to ensure that it is thesame with the verification code which was given to you over the phone.

Also, you will be remitting the processing/registration fee of XXX using the Bank Account Details below:

Bank Name: BANK OF THE WEST
Bank Address: 9140 W. EMERALD Suite 100
Account Name: Darla N. Moore
Account Holder Name: Darla N. Moore
Account Number: 0330765XX
Account Type: CHECKING
Routing Number: 121100782
SWIFT Code: BWSTUS66
Amount Expected: XXX

You are required to send us the funds transfer slip once you are done depositing the processing/registration fee of XXX into the Bank Account Details above.

We will proceed further to the transfer of your already processed loan funds once you have remitted the processing/registration fee of XXX, and we have signed and returned the loan agreement contract.

I await your response along with the scanned and attached Bank Transfer Slip soon.

Best regards,
Thanks and God Bless
Mr. Stephen Martin Grail
Sr. Director
Grosvenor Private Finance Limited
United Kingdom
Tel: +44-705-386-8997
Fax Number: (1) 315-663-9862
Authorized Financial Services Provider.

Be careful they might send you threats through email that you will be used as a scapegoat for others to learn whatsoever if they knew you post them here just like what they did to me. LOL they will call you stupid and useless for actually "asking" other people if they are legit or not.

Ads found online.

OFFERING / FOR SALE: APPLY FOR YOUR LOAN HERE AT A LOW INTEREST RATE.
Location: Pasig
Date posted: 2014 Oct 13
Transaction type: OFFERING / FOR SALE
Posted by: GrosvenorPrivate.myweb.ph
Price: Not Specified

I am a private loan lender based in USA. Do you need a quick loan at a low interest rate?. Do you have unpaid bills?. You have been rejected by so many banks?. You need to finance your business or to expand your business?. Or you need a personal loan for personal reasons?. We are dedicated to solve all your financial problems. Contact us via email at: phoenixloanempire12[at]gmail[dotcom] for your loan.

Email: grosvenorfinancelimited[at]gmail[dotcom]

For the search engines.

[email protected]
[email protected]

As a general rule

ANY BROKER OR LOAN COMPANY WHO ASKS YOU TO PAY AN ARRANGEMENT FEE BEFORE PROVIDING A LOAN IS A SCAM

In many countries it is illegal to do this and an honest company has no need to do it as they will include their fees in the repayments. A scammer can't do this because there will never be any repayments as you won't get a loan.

http://www.bbc.co.uk/news/business-13604411

Dishonest credit brokers that demand upfront fees for loans they have no intention of arranging will be closed by the Office of Fair Trading (OFT).

Scammers can get away with this as they are operating anonymously online.

So you see Ann_, as this scammer is impersonating a UK company, itself a crime, what he is offering is illegal in the UK and he is in no position to threaten anyone, which is another crime.

^^^
Exactly! I was worried at first because they have all my info and then make me think they will use it against me. Then I came into a realization that, would they really make an effort to get me here in my country and file a case when they are hiding somewhere else. It could lessen their stolen money for that exertion LOL

Anyways, this is the last message I have received from them:

Good Day,

What do you mean by unfortunately they do not remove posts which they have already placed on their website at http://www.scamwarners.com?. For your information, you are not one of our potential and esteemed customer, and this is not as if you sent us the processing fee and then, we refused to transfer the loan you are requesting for to you. You are accusing us falsely and we will definitely sue you and get you apprehended using the Federal Bureau of Investigation(FBI) and other law enforcement agencies to apprehend you because this is gross misconception and we will not take it likely with you if you do not remove all our information and certificate of accreditation from http://www.scamwarners.com because it is not healthy for our potential and valued customers.

This company known as Grosvenor Private Finance Limited has been in existence for over a decade now, and you cannot just come out from no where and pull down our hardwork. Why on earth will you put and place all the email messages and document we sent to you on http://www.scamwarners.com???. That was so unprofessional and stupid of you to have done that.

For your information, we have all your personal information and that would help us out in fetching you out from the Philippines, and at this point in time, if our information is not removed or wiped off from http://www.scamwarners.com within the next 72 hours, therefore, we will switch into action and make you a scape goat for others to learn, because you cannot just come out from no where and try to tarnish our good image which took us so many years to build over the internet parading us as scams.

Thanks to AlanJones' tip they are not bugging me anymore

^^Typical response from a scammer. He wants the post removed because he is losing other victims.

The scammers threats are false. He will do anything to keep his scam going. No criminal would go to Law Enforcement and report his crime.

Thank you to all that have posted. You have saved some potential victims.

[email protected]

The scammer is an idiot, but you already know this.

A UK company/individual cannot complain to the FBI and you haven't committed any crime.

Appreciate this is some time ago but only just brought to my attention.
Yes he is a scammer as was easily concluded. Angry at the t**t for using my company.
We don't even offer loans. Is there any software that can search forums such as this to see if our name being used or appearing, if anyone knows?

Steve Grail

^^^
Exactly! I was worried at first because they have all my info and then make me think they will use it against me. Then I came into a realization that, would they really make an effort to get me here in my country and file a case when they are hiding somewhere else. It could lessen their stolen money for that exertion LOL

Anyways, this is the last message I have received from them:

Good Day,

What do you mean by unfortunately they do not remove posts which they have already placed on their website at http://www.scamwarners.com?. For your information, you are not one of our potential and esteemed customer, and this is not as if you sent us the processing fee and then, we refused to transfer the loan you are requesting for to you. You are accusing us falsely and we will definitely sue you and get you apprehended using the Federal Bureau of Investigation(FBI) and other law enforcement agencies to apprehend you because this is gross misconception and we will not take it likely with you if you do not remove all our information and certificate of accreditation from http://www.scamwarners.com because it is not healthy for our potential and valued customers.

This company known as Grosvenor Private Finance Limited has been in existence for over a decade now, and you cannot just come out from no where and pull down our hardwork. Why on earth will you put and place all the email messages and document we sent to you on http://www.scamwarners.com???. That was so unprofessional and stupid of you to have done that.

For your information, we have all your personal information and that would help us out in fetching you out from the Philippines, and at this point in time, if our information is not removed or wiped off from http://www.scamwarners.com within the next 72 hours, therefore, we will switch into action and make you a scape goat for others to learn, because you cannot just come out from no where and try to tarnish our good image which took us so many years to build over the internet parading us as scams.

Thanks to AlanJones' tip they are not bugging me anymore