Tel. No.:
+17757735341Dear XXX,
Thanks for your contact, I am in receipt of your mail and it was well noted and understand, You are highly welcome to this firm CHRIS-FINANCIAL-INVESTMENT were we offer out best services to our client, Yes we can help you with the loan amount of €10,000,000.00 you have requested for as a short & long terms loan amount, Note that there are Terms & Conditions governing this Loan here in this Company CHRIS-FINANCIAL-INVESTMENT of which if you are in agreement with these Terms and condition/Repayment Plan listed below we shall proceed further from here. Have this in mind that Loan Transfer is 100% sure and guaranteed to borrower's read the below details and get back to us if you truly need this Loan as stated by you and provide a copy of your identification cards.
Loan Conditions Introduction:
Loaning or borrowing money is a big decision for everyone involved. Whether you're doing the lending, or you're the one who needs a little cash infusion, a Loan Agreement can prevent misunderstandings and disagreements by clearly setting down the terms of the loan and repayment.Be rest assure of the Loan Amount you seek €10,000,000.00 will be approved to you once you are in agreement with the Loan terms and repayment plan conditions stated..
1 When a Loan Request is fulfilled by successful Bids and subsequently accepted by the Borrower, a Loan Contract is created in respect of the resulting Loan. That Loan Contract is made up of:
(a) these Loan Conditions; and
(b) the Key Contract Terms applicable to that Loan, that are agreed between the relevant Borrower and Lenders during the Loan Request, Bid and acceptance processes.
Where a Loan is made up of various Loan Parts, a separate Loan Contract is formed for every Loan Part, between the Borrower of that Loan and each Lender which has lent it a Loan Part.
Terms & Conditions
The specific terms of CHRIS-FINANCIAL-INVESTMENT loans are negotiated between an applicant and the participating financial institution, subject to the requirements of CHRIS-FINANCIAL-INVESTMENT. In general, the following provisions apply to all loans here.
LOAN TERMS AND CONDITIONS/REPAYMENT PLAN ===== Monthly Loan Payment: €47,421
Loan Amount Requested:€10,000,000.00
Loan Interest Rate: 3%
Loan Term: 25 years
Monthly Loan Payment: €47,421
Number of Payments: 300
Cumulative Payments: €14,226,339
Total Interest Paid: €4,226,339
Interest Rate:
The Interest rate applicable to all small Loans amount is 3%
The Borrower agrees to pay the Lender interest on the Loan at the agreed interest rate. Interest on the Loan shall accrue at that agreed interest rate from the date the auction closes (or is closed by the Borrower) to the date of actual repayment and shall be calculated at the outset for the whole period of the Loan and be stated in the Key Contract Terms. Interest shall be paid in amortizing installments and, for the avoidance of doubt, any early settlement of the loan shall not entitle the Borrower to any rebate in amortized interest that has been paid to the date of settlement.
!) If the Loan is not repaid in full on its contractual repayment date, interest shall continue to accrue on the Loan at the agreed interest rate and be immediately due and payable as it accrues.
Early repayment and termination
1. Should the Borrower wish to repay a Loan early, it may do so, but it has to repay the entire Loan Amount. It can do so by following the instructions in My Account and repaying the full Loan Amount that the Borrower owes under each Loan Contract in respect of the Loan. On an early repayment, the Loan Amount will include interest that would have accrued to the end of the month in which the early repayment is made.
Transfer Options.
In this terms of transfer, borrower's are allowed to provide the details of which the Loan sum amount will be transfer to receiver, either Bank To Bank Transfer (BTBT), Or, Bank Check, Bank Draft etc. You are to provide along with any of the option you need this to be send to you.
Repayment
!) The Borrower agrees to repay the Lender the total Loan Amount at the times and in the installments shown in the Key Contract Terms. It is essential that the Borrower makes these payments on time. If the Borrower is late in paying an installment, the Lender will have the rights detailed or take legal action.
!!) All repayments will be made to Lenders without deduction of income tax.
!!!) Where a Loan is made up of various Loan Parts, each repayment paid by the Borrower will be pro rated between the various Loan Contracts that govern the various Loan Parts and used:
(a) first towards repaying any arrears on the Loan;
(b) second towards paying the current interest and principal due in respect of the Loan Amount; and
(c) third towards paying any administration charges or other fees due to Funding Circle under the CHRIS-FINANCIAL-INVESTMENT COMPANY
Terms and Conditions.
If any of these Terms and Conditions is found to be illegal, invalid or unenforceable by any court of competent jurisdiction, such term shall be severed from this agreement but all other terms and conditions shall remain in full force and effect. All disclaimers, indemnities and exclusions in these Terms and Conditions shall survive termination of the agreement between us for any reason.These Terms and Conditions are governed by English law. In the event of any matter or dispute arising out of or in connection with these Terms and Conditions, you and we shall submit to the non-exclusive jurisdiction of the English courts.
Thanks for your contact as we promise to give out best of services.
TEL (775) 773-5341
Loan Department Director.
CHRIS-FINANCIAL-INVESTMENT
