by Ryan Hains
Mon Jan 21, 2013 9:02 pm
Fake Check Scammer
Janet Palmer <[email protected]>
This is usually where the victim is selling an item online. If you are selling small high value items the scammer will hope that you ship it before the fake check bounces.
If you are selling a large item the scammer does not want your 'item'. The scammer will indicate interest in buying the item but want to send a FAKE check for more than the asking price for the item, requesting the seller to cash or deposit the check and send the overage to a third party, often a supposed shipping company. The "shipping company" or other third party is either the same scammer or his accomplice.
Please do NOT cash or deposit any checks or money orders you have received or may receive from anyone who is contacting you through email. The checks or money orders that the scammer is sending to you are fakes, forgeries, or stolen.
Understand that even if your bank tells you that the check has cleared, it does not mean they will take responsibility for it when it is returned. They are required by law to give you access to money within a few days but later, when the check goes to a clearance house or the original bank, the check will be returned and you will be held responsible. It can take days, weeks, or even months for the fraud to be discovered and you will be held financially responsible and required to pay all of the money back, regardless of who sent the check to you.
Craigslist is meant for face to face transactions with the buyer with cash in hand.
Janet Palmer <[email protected]>
This is usually where the victim is selling an item online. If you are selling small high value items the scammer will hope that you ship it before the fake check bounces.
If you are selling a large item the scammer does not want your 'item'. The scammer will indicate interest in buying the item but want to send a FAKE check for more than the asking price for the item, requesting the seller to cash or deposit the check and send the overage to a third party, often a supposed shipping company. The "shipping company" or other third party is either the same scammer or his accomplice.
From: Janet Palmer <[email protected]>
Thank you for the response according to the description and very sorry
for my late response, am okay with the price and the condition pasted
on cl. I am ready to make instant purchase. My mode of payment would
be in certified bank check and i will arrange for a local pick up as
soon as you get the check, because that is the only convenient means
for me and due to my work frame i can not be able to get there and i
promise everything will go smoothly. I really wish to be there to
check out the item but i don't have chance cause am very busy person.
Concerning the pick up, i will arrange for it after you receive the
payment and it clears... Pls get back to me with below info so that i
can proceed with the payment immediately if you are
selling to me.
Price:
Name:
Address: Not P.O.BOX
City:
State:
Postal Code:
Phone Number: That i can send text
And as soon as this is provided, the payment will be overnight to you
and i will let you know
when its mailed out. Thanks and i hope we handle this in good faith
while waiting to hear from you. i will add an additional $30 so that
you can hold it for me till the check reach you.
Best Regard
From: Janet Palmer <[email protected]>
Thanks for the response, I will email you the person that will come
for the pickup name and address so when he his coming he will bring
his Id card or Driving Licience to show he his the correct person
coming for the Pickup.. and as for the check to be cleared in your
bank before the Pickup can be made, No problem about that, Once the
check cleared in your bank, the pickup can be made, I will text you
with my number and my name is Janet..
Thanks
Please do NOT cash or deposit any checks or money orders you have received or may receive from anyone who is contacting you through email. The checks or money orders that the scammer is sending to you are fakes, forgeries, or stolen.
Understand that even if your bank tells you that the check has cleared, it does not mean they will take responsibility for it when it is returned. They are required by law to give you access to money within a few days but later, when the check goes to a clearance house or the original bank, the check will be returned and you will be held responsible. It can take days, weeks, or even months for the fraud to be discovered and you will be held financially responsible and required to pay all of the money back, regardless of who sent the check to you.
Craigslist is meant for face to face transactions with the buyer with cash in hand.
