Financial Advisor split money 50/50

I received this a few days ago.
Subject matter was "Good Day"



Name: Ronald peter

Email:[email protected]

Good day,

I am Ronald Peter, staff of Royal Bank Of Scotland. I am contacting you
concerning a deceased customer and an investment he placed under our banks
management eight years ago. I would respectfully request that you keep the
contents of this mail confidential and respect the integrity of the
information you come by as a result of this mail.

I contacted you independently of our investigation and no one is informed
of this communication. I would like to intimate you with certain facts
that I believe would be of interest to you. In 2001, the subject matter
came to our bank to engage in business discussions with our private
Banking division. He informed us that he had a financial portfolio of
Twenty Two Million Three Hundred and Fifty Thousand United States Dollars
($22,350,000.00 USD), which he wished to have us turn over (invest) on his
behalf. I was the officer assigned to his case; I made numerous
suggestions in line with my duties as the de-facto chief operations
officer of the private banking sector, especially given the volume of
funds he wished to put into our bank. We met on numerous occasions prior
to any investments being placed. I encouraged him to consider various
growth funds with prime ratings. The favored route in my advice to
customers is to start by assessing data on 6000 traditional stocks and
bond managers and 2000 managers of alternative investments. Based on my
advice, we spun the money around various opportunities and made attractive
margins for our first months of operation, the accrued profit and interest
stood at this point at over Three million United States Dollars, this
margin was not the full potential of the fund but he desired low risk
guaranteed returns on investments.

In mid 2002, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in here in the United
Kingdom. He directed that I liquidate the funds and deposit it with a
security firm here in London. I informed him that the bank would have to
make special arrangements to have this done and in order not to circumvent
due process, the bank would have to make a 9.5 % deduction from the funds
to cater for banking and statutory charges. He complained about the
charges but later came around when I explained to him the complexities of
the task he was asking of us. Cash movement across borders has become
especially strict since the incidents of 9/11. I contacted my affiliate
here in London and made the funds available to the bank. I undertook all
the processes and made sure I followed his precise instructions to the
letter and had the funds deposited at the London based Bank , this bank is
a specialist private firm that accepts deposits from high net worth
individuals and blue chip corporations that handle valuable products or
undertake transactions that need immediate access to cash. This small and
highly private organization is familiar especially to the highly placed
and well-connected organizations. In line with Instructions, the money was
deposited with the Bank, The deceased told me he wanted the money; there
in anticipation of his arrival from Norway later that week. This was the
last communication we had, this transpired around 25th June 2003. In June
last year, we got a call from the Bank informing us that the activity of
that particular portfolio. This was an astounding position as far as I was
concerned, given the fact that I managed the private banking sector I was
the only one who knew about the deposit at the Bank, and I could not
understand why the deceased ha d not come forward to claim his deposit. I
made futile efforts to locate the deceased. I immediately passed the task
of locating him to the internal investigations department of the Bank.
Four days later, information started to trickle in, apparently our client
was dead. A person who suited his description was declared dead of a heart
attack in Cannes, South of France.

We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come
forward to claim his estate. If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but
also some levels of detachment from conventional processes. In his
bio-data form, he listed no next of kin. In the field of private banking
opening an account with us means no one will know of its existence,
accounts are rarely held under a name; depositors use numbers and codes to
make the accounts anonymous. This bank also gives the choice to depositors
of having their mail sent to them or held at the bank itself, ensuring
that there are no traces of the account and as I said, rarely do they
nominate next of kin.

Private banking clients apart from not nominating next of kin also usually
in most cases leave wills in our care, in this case; the deceased died
without a testament .In line with our internal processes for account
holders who have passed away, we instituted our own Investigations in good
faith to determine who should have right to claim the estate. This
investigation has for the past months been unfruitful. We have scanned
every continent and used our private investigation affiliate companies to
get to the root of the problem. It is this investigation that resulted in
my being furnished with your details as a possible relative of the
deceased. My official capacity dictates that I am the only party to
supervise the investigation and the only party to receive the results of
the investigation. What this means, you being the last batch of names we
have considered, is that our dear late fellow died with no known or
identifiable family member. This leaves me as the only person with the
full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary of the deposit.

According to practice, The Bank will by the end of this financial year
broadcast a request for statements of claim to the Bank.
failing to receive viable claims they will most probably revert the
deposit back to the Bank. This will result in the money entering the Bank
accounting system and the portfolio will be out of my hands and out of the
private banking division. This will not happen if I have my way. What I
wish to relate to you will smack of unethical practice but I want you to
understand something. It is only an outsider to the banking world who
finds the internal politics of the banking world aberrational.

The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You
should have begun by now to put together the general direction of what I
propose. I alone have the deposit details and they will release the
deposit to no one unless I instruct them to do so. I alone know of the
existence of this deposit for as far as the Bank is concerned, the
transaction with our late customer concluded when I sent the funds to the
bank, all outstanding interactions in relation to the file are just
customer services and due process. The Bank has no single idea of what
the history or nature of the deposit. They are simply awaiting
instructions to release the deposit to any party that comes forward. This
is the situation. This bank has spent great amounts of money trying to
track this mans family; they have investigated for months and have found
no family. The investigation has come to an end. My proposal; you share
similar details to the late fellow; I am prepared to place you in a
position to instruct the bank to release the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am prepared to share
the money with you in half. That is: I will simply nominate you as the
next of kin and have them release the deposit to you. We share the
proceeds 50/50.I would have gone ahead to ask the funds be released to
me, but that would have drawn a straight line to me and my involvement in
claiming the deposit. I assure you that I could have the deposit released
to you within a few days. I will simply inform the bank of the final
closing of the file relating to the deceased I will then officially
communicate with the Bank and instruct them to release the deposit to you.
With these two things: all is done. The alternative would be for us to
have the Bank direct the funds to another bank with you as account holder.
This way there will be no need for you to think of receiving the money
from The Bank. We can fine-tune this based on our interactions. I am aware
of the consequences of this proposal. I ask that if you find no interest
in this project that you should discard this mail. I ask that you do not
be vindictive and destructive. If my offer is of no appeal to you, delete
this message and forget I ever contacted you. Do not destroy my career
because you do not approve of my proposal.

You may not know this but people like myself who have made tidy sums out
of comparable situations run the whole private banking sector. I am not a
criminal and what I do, I do not find against good conscience, this may be
hard for you to understand, but the dynamics of my industry dictates that
I make this move. Such opportunities only come ones' way once in a
lifetime. I cannot let this chance pass me by, for once I find myself in
total control of my destiny. These chances won’t pass me by. I ask that
you do not destroy my chance, if you will not work with me let me know and
let me move on with my life but do not destroy me. I am a family man and
this is an opportunity to provide them with new opportunities. There is a
reward for this project and it is a task well worth undertaking. I have
evaluated the risks and the only risk I have here is from you refusing to
work with me and alerting my bank. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted you
into the center of relevance in my life. Let share the blessing. If you
find yourself able to work with me, contact me through this same email
account. If you give me positive signals, I will initiate this process
towards a conclusion. I wish to inform you that should you contact me via
official channels; I will deny knowing you and about this project. I
repeat, I do not want you contacting me through my official phone lines
nor do I wouldn’t you contacting me through my official email account.
Contact me only through the numbers I will provide for you and also
through this email address. I do not want any direct link between you and
me. My official lines are not secure lines as they are periodically
monitored to assess our level of customer care in line with our Total
Quality Management Policy.

Please observe this instruction religiously. Please, again, note I am a
family man, I have a wife and children. I send you this mail not without a
measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never come
easy or on a platter of gold. This is the one truth I have learnt from my
private banking clients. Do not betray my confidence. If we can be of one
accord, we should plan a meeting, soon.

I await your response.


Ronald Peter.

Yes, definately a scam Thanks for posting, it may save other people!

I got that bogus e-mail today, but as you can see he used a different email address, too many words are run together, some things are misworded etc...
Also it came from [email protected] and if it WAS real, Why does he claim to know your name but never once in all the bullshit he spits does he say your name? Who in thier right mind would turn around and give him 11 million back when he already says he does things like this in his business all the time...HMM then wouldn't that make him rich enough where he shouldn't need a 50/50 split? What if you are black and the "deceased" is japanese? How would you know that your good name isn't being dragged through the mud seeing as how he's afraid to release it to himself? How would you know that he wouldn't just have the whole 22mil deposited into his own account? If he doesn't want you to contact him at work because he's trying to keep it a secret, then why would he tell us what bank he supposedly works for when we could easily forward the e-mail to his superior? Why does he try to tug at the heart strings by repeatedly saying he has a family and wants to make life better for them? All the more proof it's a scam....


Name: Ronald Peter
Email Address: [email protected]

Good day, I am Ronald Peter staff of Royal Bank Of Scotland. I am contacting youconcerning a deceased customer and an investment he placed under our banksmanagement eight years ago. I would respectfully request that you keep thecontents of this mail confidential and respect the integrity of theinformation you come by as a result of this mail. I contacted you independently of our investigation and no one is informedof this communication. I would like to intimate you with certain factsthat I believe would be of interest to you. In 2001, the subject mattercame to our bank to engage in business discussions with our privatebanking division. He informed us that he had a financial portfolio ofTwenty Two Million Three Hundred and Fifty Thousand United States Dollars($22,350,000.00 USD), which he wished to have us turn over (invest) on hisbehalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief operationsofficer of the private banking sector, especially given the volume offunds he wished to put into our bank. We met on numerous occasions prior to any investments being placed.

I encouraged him to consider variousgrowth funds with prime ratings. The favored route in my advice tocustomers is to start by assessing data on 6000 traditional stocks andbond managers and 2000 managers of alternative investments. Based on myadvice, we spun the money around various opportunities and made attractivemargins for our first months of operation, the accrued profit and intereststood at this point at over Ten million United States Dollars, this marginwas not the full potential of the fund but he desired low risk guaranteedreturns on investments. In mid 2002, he asked that the money be liquidated because he needed tomake an urgent investment requiring cash payments in here in the UnitedKingdom. He directed that I liquidate the funds and deposit it with asecurity firm here in London. I informed him that the bank would have tomake special arrangements to have this done and in order not to circumventdue process, the bank would have to make a 9.5 % deduction from the fundsto cater for banking and statutory charges. He complained about thecharges but later came around when I explained to him the complexities ofthe task he was asking of us. Cash movement across borders has becomeespecially strict since the incidents of 9/11. I contacted my affiliatehere in London and made the funds available to the bank. I undertook allthe processes and made sure I followed his precise instructions to theletter and had the funds deposited at the London based Bank , this bank isa specialist private firm that accepts deposits from high net worthindividuals and blue chip corporations that handle valuable products orundertake transactions that need immediate access to cash. This small andhighly private organization is familiar especially to the highly placedand well-connected organizations. In line with Instructions, the money wasdeposited with the Bank, The deceased told me he wanted the money; therein anticipation of his arrival from Norway later that week. This was thelast communication we had, this transpired around 25th June 2003. In Junelast year, we got a call from the Bank informing us that the activity ofthat particular portfolio.

This was an astounding position as far as I wasconcerned, given the fact that I managed the private banking sector I wasthe only one who knew about the deposit at the Bank, and I could notunderstand why the deceased ha d not come forward to claim his deposit. Imade futile efforts to locate the deceased. I immediately passed the taskof locating him to the internal investigations department of the Bank.Four days later, information started to trickle in, apparently our clientwas dead. A person who suited his description was declared dead of a heartattack in Cannes, South of France. We were soon enough able to identify the body and cause of death wasconfirmed. The bank immediately launched an investigation into possiblesurviving next of kin to alert about the situation and also to comeforward to claim his estate. If you are familiar with private bankingaffairs, those who patronize our services usually prefer anonymity, butalso some levels of detachment from conventional processes. In hisbio-data form, he listed no next of kin. In the field of private bankingopening an account with us means no one will know of its existence,accounts are rarely held under a name; depositors use numbers and codes tomake the accounts anonymous. This bank also gives the choice to depositorsof having their mail sent to them or held at the bank itself, ensuringthat there are no traces of the account and as I said, rarely do theynominate next of kin. Private banking clients apart from not nominating next of kin also usuallyin most cases leave wills in our care, in this case; the deceased diedwithout a testament .In line with our internal processes for accountholders who have passed away, we instituted our own Investigations in goodfaith to determine who should have right to claim the estate. Thisinvestigation has for the past months been unfruitful.

We have scannedevery continent and used our private investigation affiliate companies toget to the root of the problem. It is this investigation that resulted inmy being furnished with your details as a possible relative of thedeceased. My official capacity dictates that I am the only party tosupervise the investigation and the only party to receive the results ofthe investigation. What this means, you being the last batch of names wehave considered, is that our dear late fellow died with no known oridentifiable family member. This leaves me as the only person with thefull picture of what the prevailing situation is in relation to thedeposit and the late beneficiary of the deposit. According to practice, The Bank will by the end of this financial year12th day of September, 2011 broadcast a request for statements of claimto the Bank.failing to receive viable claims they will most probably revert thedeposit back to the Bank. This will result in the money entering the Bankaccounting system and the portfolio will be out of my hands and out of theprivate banking division. This will not happen if I have my way. What Iwish to relate to you will smack of unethical practice but I want you tounderstand something. It is only an outsider to the banking world whofinds the internal politics of the banking world aberrational. The world of private banking especially is fraught with huge rewards forthose who occupy certain offices and oversee certain portfolios. Youshould have begun by now to put together the general direction of what Ipropose. I alone have the deposit details and they will release thedeposit to no one unless I instruct them to do so. I alone know of theexistence of this deposit for as far as the Bank is concerned, thetransaction with our late customer concluded when I sent the funds to thebank, all outstanding interactions in relation to the file are justcustomer services and due process.
The Bank has no single idea of whatthe history or nature of the deposit. They are simply awaitinginstructions to release the deposit to any party that comes forward. Thisis the situation. This bank has spent great amounts of money trying totrack this mans family; they have investigated for months and have foundno family. The investigation has come to an end. My proposal; you sharesimilar details to the late fellow; I am prepared to place you in aposition to instruct the bank to release the deposit to you as the closestsurviving relation. Upon receipt of the deposit, I am prepared to sharethe money with you in half. That is: I will simply nominate you as thenext of kin and have them release the deposit to you. We share theproceeds 50/50.I would have gone ahead to ask the funds be released tome, but that would have drawn a straight line to me and my involvement inclaiming the deposit. I assure you that I could have the deposit releasedto you within a few days. I will simply inform the bank of the finalclosing of the file relating to the deceased I will then officiallycommunicate with the Bank and instruct them to release the deposit to you.With these two things: all is done. The alternative would be for us tohave the Bank direct the funds to another bank with you as account holder.This way there will be no need for you to think of receiving the moneyfrom The Bank. We can fine-tune this based on our interactions. I am awareof the consequences of this proposal. I ask that if you find no interestin this project that you should discard this mail. I ask that you do notbe vindictive and destructive. If my offer is of no appeal to you, deletethis message and forget I ever contacted you. Do not destroy my careerbecause you do not approve of my proposal. You may not know this but people like myself who have made tidy sums outof comparable situations run the whole private banking sector. I am not acriminal and what I do, I do not find against good conscience, this may behard for you to understand, but the dynamics of my industry dictates thatI make this move. Such opportunities only come ones' way once in alifetime. I cannot let this chance pass me by, for once I find myself intotal control of my destiny. These chances won’t pass me by. I ask thatyou do not destroy my chances, if you will not work with me let me knowand let me move on with my life but do not destroy me. I am a family Manand this is an opportunity to provide them with new opportunities. Thereis a reward for this project and it is a task well worth undertaking. Ihave evaluated the risks and the only risk I have here is from yourefusing to work with me and alerting my bank. I am the only one who knowsof this situation, good fortune has blessed you with a name that hasplanted you into the center of relevance in my life. Let share theblessing. If you find yourself able to work with me, contact me throughthis same email account. If you give me positive signals, I will initiatethis process towards a conclusion. I wish to inform you that should youcontact me via official channels; I will deny knowing you and about thisproject. I repeat, I do not want you contacting me through my officialphone lines nor do I want you contacting me through my official emailaccount. Contact me only through the numbers I will provide for you andalso through this email address. I do not want any direct link between youand me. My official lines are not secure lines as they are periodicallymonitored to assess our level of customer care in line with our TotalQuality Management Policy. Please observe this instruction religiously. Please, again, note I am afamily Man, I have a Wife and children.

I send you this mail not without ameasure of fear as to what the consequences, but I know within me thatnothing ventured is nothing gained and that success and riches never comeeasy or on a platter of gold. This is the one truth I have learnt from myprivate banking clients. Do not betray my confidence. If we can be of oneaccord, we should plan a meeting, soon.

I await your response Ronald Peter. Kindly send your response to the below email for further details andinformation's regarding the project. [email protected]