Is this a scam?

Hi, so I applied for an online loan for a company called ez-axs loan group, I got contacted by royal alliance investors. This is their website: http://www.royalaicenter.com/ and email: mailto:[email protected].. So they said I had been approved for a secure loan to be paid over 5 years. The only problem is I don't have any collateral, no mortgage and no car. They then asked me if I had a co-signer, I said I had no one on mind. The next option was "monetary" which means I pay $1000 (after I pick a "closure" date and send two pieces of ID along with a void cheque and two pay stubs) this money is incase I can't make monthly payments I can dig into it. If not I will get a cheque of $1000 once I hit the three year term. I normally don't do advance fee loans but this seems legit. I however don't want to be scammed out of $1000. Oh! And the company is in the states they supposedly deal with all of north America, I live in Canada.

A few quick checks on the content, and the website looks as fake as a 3 dollar bill. For example, they state: "Royal Alliance has been market leaders in North America for nearly 20 years"
but then I check the domain info:

Updated Date: 07-jun-2011
Creation Date: 07-jun-2011
Expiration Date: 07-jun-2012

So the website is 2 weeks old.

A quick search of the first testimonial leads me to all of these sites with the same testimonial, atrocious grammar and all:
firstadvantagewg.com
imperialcf.com
http://www.professionalsolutionsgroup.com
premier-acc.com
premierchartersolutions.com
http://www.cspl.co.in

Could you please post the email you received from them, with headers? It will help our site killers to get the website taken down before it hurts a lot of people.

Hello Pmbbmp
I would be treading carefully here.

Record For RoyalAiCenter.com
Registration Service Provided By: Namecheap.com
Visit: http://namecheap.com
The email address of support at namecheap dot com is associated with about 1,537,134 domains


Domain name: royalaicenter.com
Registrant Contact:
Royal AI Center
Matthew Cho
2470 Wyecroft Road
Oakville, Ontario L6L6R5
CANADA
Registration created: 07 June 2011 Expires: 07 June 2012

It is a common ploy of scammers to only register for 12 months.
The ez-axs loan group website does not show a phone number from what I can see?
You may also like to view here http://isthatlegit.com/post/primary-eli ... ment-group and scroll down to the post dated 03 June 2011

 

 
Royal Alliance Investment Center
1001 State Street | Suite 1400 | Erie PA | 16501
 
 
 
 
Dear Approved Applicant,
 
We are pleased to extend positive results from your submitted online loan application. Congratulations, all applicants who are contacted have been successfully approved. Based on a variety of factors, your application was reviewed and screened to determine overall future repayment probability. Royal Alliance Investment Center can help you help yourself one step at a time!
 
To facilitate you through the loan process you have been assigned to a loan representative. Please contact Ms. Jennifer Taylor at 1 (855) 207-7131 Ext 110 to discuss the terms and conditions of your offer. Welcome aboard!
 
 
 
 
 
Thank you for choosing Royal Alliance Investment Center

Sincerely,
Application Approval Division 
Toll 1 (855) 207-7131 | Fax 1 (814) 217-1521 | Website http://www.royalaicenter.com  | Email [email protected]  
 
 
 
 
 
IMPORTANT NOTICE:
This message is intended only for the use of the individual or entity to which it is addressed and may contain information that is privileged, confidential and exempt from disclosure under applicable law.  If you have received this message in error, you are hereby notified that we do not consent to any reading, dissemination, distribution or copying of this message.  If you have received this communication in error, please notify the sender immediately and destroy the transmitted.
 
 
 
 
 

Oh wow! Thank you!!!