I have been scammed twice in 1 month!! help!!

Hi everybody, i would like to make you aware first of all, about a scam that has recently cost me an initial £90.
I registered with loanfinder.co.uk and was almost immediately contacted by a gentleman named john calling apparently from citi financial with a great apr offer for a personal loan.
I looked up citi financial they seemed genuine so i accepted the terms and was asked to pay an upfront fee of £90 for the loan to be finalised and the amount would be refunded after i had recieved the loan.
Unfortunately for me this was a complete scam.. the man did not work for citi finanical at all and had happily taken the money from my bank account, along with my debit card details, bank account and sort code.

I made the bank aware of the situation and the fraud department went about identifying the person responsible.. he was a gentleman only known as john and was in china!!

Secondly MORE FINANCIAL recently took £69.00 from my bank account as a debit card payment and i have been made aware that this is also a scam and i cannot have the money refunded but yet again i have had to cancel my debit card and will wait another 10 days for a new one!! At noint did i have contact with more financial and am still unaware as to how they got my card details.

There was also a second card payment requested from a company named Wentworth HDI again a personal loan company this was a fee taken of £69.50 as they are apparently now looking for a lender for me.. again i did not have any contact with them. My bank have told me i must contact these named companies to have refunds... more financial apparently dont know who i am. and wentworth have not returned my calls.
What should i do now??? any help will be greatly appreciated.

Hello and welcome!

I'm very sorry to hear you have been scammed. I would highly recommend you read this viewtopic.php?f=35&t=3161

Basically legitimate leanders do not typically ask for money upfront like this. If you are in need of a Ioan I would recommend going to a financial institution in person to obtain the loan.

These types of scams are very common. If you wired the money through Western Union or Money Gram I'm sorry to say it is good as gone. As far as the charges on you account it sounds like your information may have been phished from you. You did the right thing canceling your cards.

With any transaction on the Internet thorough searches of who you are dealing with is your best defense. Please post the emails and email addresses of the scammers so others who search may avoid this scam.

Justin

You could also see whay our Financial expert Navmar has to say here. viewtopic.php?f=4&t=21078
Forgive me if I sound a but hard but why don't you use a High Street bank? If you are good for the money they will lend it , but if not, then why do you fish around and possibly (and have ) run into trouble? You should look at your circumstances and work it out carefully.