is this email a scam ?

bankofamer?ica@onlineb?anking.com©
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To removed - CW
From: [email protected] on behalf of [email protected]© ([email protected])
Sent: 08 January 2012 02: 35AM
To: removed - CW





Dear removed - CW

A payment of $1,820.00 SGD was deducted to your account from Veronica Lex's account

We believe you entered into an agreement by requesting money through bank Transfer from the buyer.

Therefore failure to complete the transaction within 48 Hours means,you violate Bank users agreement.

This transaction has been approved by the Bank authority and the funds have been deducted from buyer's account for onward transfer to your account immediately the transaction is completed.

You are mandated to complete this transaction within the next 24 hours and failure to do so would result to the suspension of your account account and LEGAL ACTION shall be instituted against you for violating Bank users agreement .

Bank Transfer remains the safest way to make payment online and we always make sure transactions are verified and secured against any possible fraud.


With more than 147 million accounts worldwide, we are a leading online payment method you can trust.

Thanks for using Bank Transfer


Kenneth D. Lewis
Chairman, CEO and President.







A bank email:

• Addresses you by first and last name

• Never asks for credit card or bank account numbers

• Never has attachments

• Never asks you to reply directly with your account name and password

Email us to learn how to recognize and fight fraud with Bank.











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[AlanJones]

Yes it is a scam, if you look at the email, you will see that it has a from address that is not really from the Bank of America (it uses a gmail address).

Are both of the emails you've posted connected? The buyers may want whatever you are selling, or are trying to trick you into sending money by Western Union to an imaginary shipper.