by Chris Fuller
Thu Jul 19, 2012 12:02 am
From: Gilbert Gabriel <[email protected]>
Subject: SEEKING YOUR ATTENTION IN THIS BENEFICIARY TRANSACTION
Good Day,
I am Mr. Gilbert Gabriel, Finance Director of Citibank United Kingdom.
A Branch of Citi Group I have a business proposal of Sixty Nine
Million, Six Hundred Thousand Pounds Sterling only for you to transact
with me from my bank to your country or current location. Having gone
through a methodical search with jobteachworld.com and i find out
that you are teacher by profession then I decided to contact you
hoping that you will find this proposal interesting. Please on your
confirmation of this message and indicating your interest. All
confirmable documents to back up the claims will be made available to
you prior to your acceptance and as soon as I receive your response I
will let you know what is required of you, your earliest response to
this letter will be highly appreciated.
Endeavor to let me know your decision rather than keeping me waiting.
Best Regards,
Gilbert Gabriel (Mr.)
From: Gilbert Gabriel <[email protected]>
Subject: Seeking Your Attention in This Beneficiary Transaction
I am aware of the consequence of this proposal; I therefore ask that if
you find no interest, please, discard this mail and do not be vindictive.
On the other hand, If you decide to work with me, contact me through my
email below and I will initiate the process. I am the only one that is
aware of this situation. I have evaluated the risks and the only risk I
have here is you refusing to work with me. If we can be in agreement, we
should plan a meeting soon. Contact me via my private email:
[email protected]
Sincerely,
Gilbert Gabriel (Mr.)
From: Gilbert Gabriel <[email protected]>
Subject: (Details And More Information)
I am Gilbert Gabriel, a British citizen working with Citibank here in
the United Kingdom, where I am currently the Finance Director attached
to investment/records department. Firstly, It is pertinent that I
implore you to keep the details which I'm about to furnish you with as
discreetly as possible. This project is very sensitive. However, I
would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by
as a result of this mail. I contacted you independently of our
investigation and no one is informed of this communication. I would
like to intimate you with certain facts that I believe would be of
interest to you. In 2005, as the portfolio manager for Citibank the
subject matter came to our firm to engage in business discussions with
our Private Banking Services department. He informed us that he had a
financial portfolio of £49.600 Million GBP, which he wished to have us
turn over (invest) on his behalf.
I was the officer assigned to his case; I made numerous suggestions
inline with my duties as the de-facto portfolio manager, especially
given the volume of funds he wished to have us turn over. We met on
numerous occasions prior to any investments being placed. I encouraged
him to consider various growth funds with prime ratings. The favored
route in my advice to customers is to start by assessing data on 6000
traditional stock and bond managers and 2000 managers of alternative
investments. Based on my advice, we spun the money around various
opportunities and made attractive margins for our first months of
operation, the accrued profit and interest stood at this point at over
10 million British Pounds, this margin was not the full potential of
the fund but he desired low risk guaranteed returns on investments.
In mid 2006, he asked that the money be liquidated because he needed
to make an urgent investment requiring cash payments in Europe. He
directed that I liquidate the funds and had it deposited with the U.K
Payment Centre (ThamesPriceWater Fund Clearing & Payment Centre). I
informed him that the bank would have to make special arrangements to
have this done and in order not to circumvent due process, the bank
would have to make a 9.5 % deduction from the funds to cater for
notarization and statutory charges. He complained about the charges
but later came around when I explained to him the complexities of the
task he was asking of us.
Cash movement has become especially strict since the incidents of
9/11. I contacted my affiliate in the payment centre and have the
funds available. I undertook all the processes and made sure I
followed his precise instructions to the letter and had the funds
deposited in a security consultancy firm, the firm is a specialist
private firm that accepts deposits from high net worth individuals and
blue chip corporations that handle valuable products or undertake
transactions that need immediate access to cash. This small and highly
private organization is familiar especially to the highly placed and
well-connected organizations.
In line with instructions, the money was deposited. He told me he
wanted the money there in anticipation of his arrival from Norway
later that week. This was the last communication we had, this
transpired around 9th October, 2006. In January last year, we got a
call from the Payment centre informing us of the inactivity of that
particular portfolio. This was an astounding position as far as I was
concerned, given the fact that I managed the private banking sector I
was the only one who knew about the deposit at the UK payment centre,
and I could not understand why he had not come forward to claim his
deposit. I made futile efforts to locate him I immediately passed the
task of locating him to the internal investigations department of
Citibank U.K. Four days later, information started to trickle in,
apparently he was dead. A person who suited his description was
declared dead of an AUTO ACCIDENT TRAUMA in Birmingham England. We
were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into
possible surviving next of kin to alert about the situation and also
to come forward to claim his estate. If you are familiar with private
banking affairs, those who patronize our services usually prefer
anonymity, but also some levels of detachment from conventional
processes. In his bio-data form, he listed no next of kin.
In the field of private banking, our funds adhere to the common
principles of liquidity, transparency and strong risk management and
our goal is to deliver enhanced returns and capital preservation. So
opening an account with us means no one will know of its existence,
accounts are rarely held under a name, depositors use numbers and
codes to make the accounts anonymous. As the portfolio manager I also
give the choice to depositors of having their mail sent to them or
held at the bank itself, ensuring that there are no traces of the
account and as I said, rarely do they nominate next of kin. Private
clients apart from not nominating next of kin also usually in most
cases leave wills in our care, in this case; he died intestate. In
line with our internal processes for account holders who have passed
away, we instituted our own investigations in good faith to determine
who should have right to claim the estate. This investigation has for
the past months been unfruitful. We have scanned every continent and
used our private investigation affiliate companies to get to the root
of the problem. The investigation did not ever yield any result my
official capacity dictates that I am the only party to supervise the
investigation and the only party to receive the results of the
investigation. This leaves me as the only person with the full picture
of what the prevailing situation is in relation to the deposit and the
late beneficiary of the deposit.
According to practice, the firm will by the end of this financial year
broadcast a request for statements of claim to Citibank, failing to
receive viable claims they will most probably revert the deposit back
to Citibank. This will result in the money entering the Citibank
accounting system and the portfolio will be out of my hands. Now you
know why I want us to conclude this deal as soon as possible. And also
my reason for wanting you to keep this in a low profile by absolute
confidentiality throughout the life of this transaction till the funds
get to your designated account.
What I wish to relate to you will smack of unethical practice but I
want you to understand something. It is only an outsider to the
financial industry who finds the internal politics of the financial
industry aberrational. The world of private banking especially is
fraught with huge rewards for those who occupy certain offices and
oversee certain portfolios. You should have begun by now to put
together the general direction of what I propose. There is
£69,600,000.00 deposited with the Payment Centre, I alone have the
deposit details and they will release the deposit to no one unless I
instruct them to do so. I alone know of the existence of this deposit
for as far as Citibank is concerned, the transaction with our deceased
client concluded when I sent the funds to the payment centre, all
outstanding interactions in relation to the file are just customer
services and due process. They are simply awaiting instructions to
release the deposit to any party that comes forward. This is the
situation. This bank has spent great amounts of money trying to track
this deceased family; they have investigated for months and have found
no family. The investigation has come to an end.
My proposal; I am prepared to place you in a position to give
instruction for the release of the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am prepared to
share the money with you in half. That is: I will simply nominate you
as the next of kin and have them release the deposit to you. We share
the proceeds 50/50.
I would have gone ahead to ask the funds be released to me, but that
would have drawn a straight line to me and my involvement in claiming
the deposit. I assure you that I could have the deposit released to
you within a few days. I will simply inform the payment centre of the
final closing of the file relating to the customer, I will then
officially communicate with them (payment centre) and instruct them to
release the deposit to you. With these two things: all is done. The
alternative would be for us to have the payment centre direct the
funds to another bank with you as account holder. This way there will
be no need for you to think of receiving the money from the payment
centre. We can fine-tune this based on our interactions. Before this,
I want you to send me your full birth names and residential address,
age, sex, occupation, your telephone, mobile and fax numbers these I
will impute into my firm's computer database authenticating you as the
beneficiary/next of kin to the late client.
I am aware of the consequences of this proposal. I ask that if you
find no interest in this project that you should discard this mail. I
ask that you do not be vindictive and destructive. If my offer is of
no appeal to you, delete this message and forget I ever contacted you.
Do not destroy my career because you do not approve of my proposal.
You may not know this but people like myself who have made tidy sums
out of comparable situations run the whole private banking sector. I
am not a criminal and what I do, I do not find against good
conscience, this may be hard for you to understand, but the dynamics
of my industry dictates that I make this move. Such opportunities only
come ones' way once in a lifetime. I cannot let this chance pass me
by, for once I find myself in total control of my destiny. These
chances won't pass me by. I ask that you do not destroy my chance, if
you will not work with me let me know and let me move on with my life
but do not destroy me. I am a family man and this is an opportunity to
provide them with new opportunities. There is a reward for this
project and it is a task well worth undertaking. I have evaluated the
risks and the only risk I have here is from you refusing to work with
me and alerting my firm. I am the only one who knows of this
situation, good fortune has blessed you with a name that has planted
you into the center of relevance in my life. Let's share the blessing.
If you find yourself able to work with me, contact me through this
same email account. If you give me positive signals, I will initiate
this process towards a conclusion. I wish to inform you that should
you contact me via official channels; I will deny knowing you and
about this project. I repeat, I do not want you contacting me through
my official phone lines nor do I want you contacting me through my
official email account. Contact me only through this email address. I
do not want any direct link between you and me. My official lines are
not secure lines as they are periodically monitored to assess our
level of customer care in line with our Total Quality Management
Policy. Please observe this instruction religiously. Please, again,
note I am a family man; I have a wife and children. I send you this
mail not without a measure of fear as to what the consequences, but I
know within me that nothing ventured is nothing gained and that
success and riches never come easy or on a platter of gold. This is
the one truth I have learned from my private clients. Do not betray my
confidence. If we can be in agreement, send me your response on this
email immediately to enable us commence this line of discussion.
Thanking you anticipation for your cooperation.
Remain blessed.
Kind regards,
Gilbert Gabriel (Mr.)
Finance Director
Citibank
Mobile: (+44) 70 2403 2375
(+44) 75 0839 8865
Fax: +44 (0) 87 1504 6398
United Kingdom.
