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The script from this greedy banker asking you to step in as a Next of Kin for a deceased customer.

[email protected]

Dear Friend,

Thank you for giving me your time, Let me start by introducing my self, I am Mrs.Kang Teobeng a staff of Lloyds TSB Group Plc. here in Hong Kong attached in Private Banking Services, I am contacting you concerning a customer and an investment placed under our banks management; as a matter of fact it was 3 years ago. I would respectfully request that you keep the contents of this mail private and also to kindly respect the integrity of the information you come by as a result of this email. I contacted you independently of our investigation and no one is informed of this communication; I would like to intimate you with certain facts that I believe would be of interest to you. it is of great importance for you to take care and understand every word which I have written down below; please be patient and read the explanation in my email.

In 2000, the subject matter; Ref: FI/TSB/958/042/0500 came to our bank to engage in business discussions with our Private Banking Services Department.He informed us that he had a financial portfolio of USD$13,991,674 million United States Dollars, which he wished to have us turn over (invest) on his behalf. I was the officer assigned to his case; I made numerous suggestions in line with my duties as the de-facto chief operations officer of the Private Banking Services Department, especially given the volume of funds he wished to put into our bank.

Few months later his attention was needed reagrding a business which i was going to discuss with him but i was unable to reach him, I made futile efforts to locate him I immediately passed the task of locating him to the internal investigations department of our bank.Four days later, information started to trickle in, that he was apparently dead, a person who suited his description was declared dead of a heart attack in Cannes, South of France; we were soon enough able to gather more information and the cause of death was confirmed. The bank immediately launched an investigation into possible surviving next of kin to alert about the situation and also to come forward to claim his funds. If you are familiar with private banking affairs,those who patronize our services usually prefer anonymity, but also some levels of detachment from conventional processes. In his bio-data form, he listed no next of kin. In the field of private banking, opening an account with us means no one will know of its existence, accounts are rarely held under a name;depositors use numbers and codes to make the accounts anonymous. This bank also gives the choice to depositors of having their mail sent to them or held at the bank itself, ensuring that there are no traces of the account and as I said, rarely do they nominate next of kin.Private banking clients apart from not nominating next of kin also usually in most cases leave wills in our care, in this case; he died Intestate..

There is USD$13,991,674(Thirteen million, nine hundred and ninety one thousand, six hundred and seventy four united states dollars) deposited, I alone have the deposit details and they will release the deposit to no one unless I instruct them to do so. Also I alone know of the existence of this deposit for as far as the finance firm is concerned, the transaction with our deceased customer concluded when I sent the funds to the firm, all outstanding interactions in relation to the file are just customer services and due process. The finance firm has no single idea of what's the history or nature of the deposit, they are simply awaiting instructions to release the deposit to any party that comes forward, and this is the situation. This bank has spent great amounts of money trying to track the family of the deceased; they have investigated for months and have found no family but however the investigation has officially come to an end.

My proposal; I am prepared to place you in a position whereby an instruction is given to the finance firm to officially release the deposit to you as the closest surviving relation/associate, and all etiquette shall be done in accordance with the rule of law, I certainly can guarantee you that. By the common law, the power of bequeathing is coeval with the first rudiments of the law.There is no ruling which prevents an inheritance from being so exhausted by legacies as to render it unworthy of the their's acceptance; perfect operation whereby the paper work shall be co-ordinated in such a way that your status as a sole beneficiary is confirmed. Upon receipt of the deposit, I am prepared to share the money with you in half and no more; that is: I will simply nominate you as the next of kin and have them release the deposit to you; afterwards we share the proceeds 50/50.

I would have gone ahead to ask the funds be released to me, but that would have drawn a straight line to me and my involvement in claiming the deposit, but on the other hand, you as a indifferent foreigner would easily pass as the beneficiary with the rights to claim, I assure you that I could have the deposit released to you in a few days. I will simply inform our bank of the final closing of the file relating to the customer, I will then officially communicate with the finance company and instruct them to release the deposit to you; with these two things: all is done. The alternative would be for us to have the firm direct the funds to another bank with you as account holder, this way there will be no need for you to think of receiving the money from the firm. We can fine-tune this based on our interactions, I am aware of the consequences of this proposal and I ask that if you find no interest in this project that you should discard this mail. I ask also, that you do not be vindictive or destructive, if my offer is of no appeal to you, delete this message and forget I ever contacted you; please do not destroy my career. You may not know this but people like me who have made tidy sums out of comparable situations run the whole private banking sector, I am not a criminal and what I do, I do not find against good conscience, this may be hard for you to understand, but the dynamics of my industry dictates that I make this move. Such opportunities only comes once in a lifetime. I cannot let this chance pass me by and I hope you understand, because for once I found myself in total control and face to face with my destiny. These chances won't pass me by, I ask that you do not destroy my chance, if you will not work with me please let me know, and hence move on with my life, but do not destroy me; I am a family woman and this is an occasion to provide them with new opportunities. There is a reward for this project and it is a task well worth undertaking, I have evaluated the risks and the only risk I have here is from you refusing to work with me and alerting my bank; I am the only one who knows of this situation, good fortune will bless you and plant you into the center of relevance in my life, let’s share the blessing.

If you find yourself interested to work with me, please contact me specifically, if you give me positive signals, I will initiate this process towards a quick conclusion. It is necessary to inform you that under no condition should you contact me via official channels; I will simply deny knowing you and about this project. I repeat, I do not want you contacting me through our official lines neither do I want you contacting me through my official email account. I do not want any direct link between you and me. My official lines are not secure lines as they are periodically monitored to assess our level of customer care in line with our Total Quality Management policy, please observe this instruction religiously. Please, again, note I am a Family woman; I happily married with kids, I send you this mail not without a measure of fear as to what the consequences might be, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold, this is the one truth I have learned from my private banking clients; do not betray my confidence. If we can be of one accord I shall have the pleasure of meeting you, after this task has been completed plan a meeting.

I await your response.

Yours Sincerely,
Mrs.Kang TeoBeng

Dear Friend,

I want to thank you for your email response, I sincerely appreciate your interest to assist me in this transaction, however I would like to be sure of your willingness, trustworthiness and commitment to execute this transaction with me, I cannot afford to compromise these virtues because this transaction is highly sensitive, I have my principles which will profit the both of us. I will need you to follow my instruction to enable us have this transaction completed on time.

I know you might be wondering where I got your email contact but to be honest with you, I got your contact email discretely on the internet during my search for a reliable partner who would be of assistance to me in order to have the funds transferred out, if you read my previous emails properly I have explained why I need your assistance, I did consider what you might think about my kind of person but the risk was worth taken and the fact remains that I cannot transfer the funds in my own name, this is the main reason your assistance as a foreigner is required.

Considering the money involved, it is necessary for me to be sure of the person to whom I will be entrusting this transaction, my trust is not given out lightly and I do not expect you to trust me that easy too, so I need to be convinced that you are a matured person with some integrity and I will also prove my integrity to you. With regards to the legality of this transaction, I want to inform you that the attorney I am using will prepare the affidavits which shall legally put you in place as beneficiary; and will obtain the necessary clearances which will cover all the aspects involved in this transaction from the Hong Kong authorities including the Justice department. Every documents will be done to meet all international beneficiary claim standards and I will be responsible for his payment so don't think about that.

I must also inform you that you will not have to travel to anywhere for any reason, because the attorney shall be handling all matters of probate on your behalf, you will be duly represented here by the attorney, he is an accredited lawyer with vast experience in issues of inheritance here in Hong Kong. He will have all the documents perfected, and with these documents he shall come forward to apply for the immediate release and transfer of the funds to you. I do not need you to send any money to me for any reason as I will take care of all expenses that will come my way on my end.

What I expect from you is trust and commitment, I want this large sum of money transferred with your assistance, and as a banker for many years I know that if we follow up this transaction diligently it would be completed within 12 working days without any question.

I want to know if you are willing to follow up this business seriously before I can give you more details about this transaction, as a result of which I shall be waiting for your response and assurance, you need to be someone whom I can rely upon, at least for absolute commitment.

Sincerely,

Mrs.Kang.

Good Day,

Thank you once again for your genuine interest in this transaction, I am very glad to note that you are a noble, matured, and trustworthy person whom I can realy on for your capabilities to handle this transaction, and for a person of your status and experience I am very confident doing this business with you.

Like I said before, due to this issue on my hands now it became necessary for me to seek your assistance, I appreciate the fact that you are ready to assist me in executing this project, and also you will help me in investing my money in your country or somewhere else, I am quite certain about that. You should not have anything to worry about, I will do everything legally required to ensure that the project goes smoothly, it shall pass through all Laws of International Banking and beneficiary claim, you have my word.

Having resolved to entrust this transaction into your hands, I want to remind you that it needs your commitment and diligent follow up. If you work seriously, the entire transaction should be over in a couple of days...

READ THE FOLLOWING AND GET BACK TO ME:

Firstly, I will want to know precisely the type of occupation that you do, you should note that this project is highly capital intensive, this is why I have to be very careful, I need your total devotion and trust to see this through, I know we have not met before but I am very confident that we will be able to establish the necessary trust that we need to execute this project.

I am now in a search of a foreign on-line bank which I may require that you open an account in your name in this foreign bank ,I will find a bank that you can open account on-line with request your fiscal present. The money would be transferred to your account which you will open in this bank for both of us, this is one of the ways I have found, and it will protect us from my local banks in my country, I want us to enjoy this money in peace when we conclude, so you should listen to my instructions and follow them religiously. Also you have to know that I cannot transfer this money in my name as my bank will be aware that it is from me, this is where I need you.

As result of this you may have to open an account in the corresponding bank that has the same transfer telex type with my bank, I will obtain a certificate of deposit from my bank, it will be issued in your name, and this will make you the beneficiary of the funds. After the money is been release it will be transfer to your account for both of us and we can then instruct the bank to transfer our various shares into our respective home bank accounts bit by bit, I will also perfect the documentations with the assistance of my attorney to give the transaction the legal right.

Before we commence all this things, I will need to do the paper work that will place you as the beneficiary of the fund so I will need you to send me a copy of your identification (International passport OR Driver's Licence), your current residential address and your phone number, I will give them to the attorney who will do the paper work and it will also prove me that I am transacting with the correct person and as soon as I get these from you I will commence the paper work that will place you as the beneficiary. I hope you will understand why I need all these, the money in question is big and I want to ensure that I know you well before I proceed to give you all the details to commence the project, I will also send you my own Identification upon the receipt of your identification.

Ensure that you keep this project confidential; do not discuss it with anybody, because of the confidential nature of this transaction and my work.

Please reply soonest.

Best Regards,

Mrs.Kang.

Dear Friend ,

I have got your information's and the copy of your Identification, and I will be sending them all to the lawyer who will be doing the paper work, and I will further update you later on the bank where you are to open a new bank account in your name, once the account is ready I will transfer the fund to the new account, I will also send you a copy of my international passport for your reference purpose. Though all these will be done upon the receipt of your response.

You should be aware that the bank we are going to use for this transaction is situated in Europe, and for me as a banker it is my duty to ensure that this transfer is done in a quiet manner and one of the reasons we are using this bank is because the bank is of the same telex-type as my bank,which means that any transfer between this bank and my bank would be seen as an in-house transfer, this will avoid the attention of certain international financial bodies that have strict monetary policies,you have nothing to worry about regarding this.

The authorities would simply believe this transfer to be a bank to bank affair and it would not raise eyebrows or trigger any red flags, it is necessary to take precautions on issues like this, and I have to ensure that our interest are protected in this transaction,I am a professional banker and I expect you to follow my instructions, for the success of this transaction.

At this point, I also feel I should let you know some important issues with regards to expenses involved in this transaction. You might not be aware of what it takes to have such an amount transferred, especially being inherited funds, well let me make it clear to you that I will take care of the cost of all the logistics that has to do with this transfer, such as the cost of retaining the services of the Attorney and obtaining the necessary official documents and clearances from the Hong Kong authorities, including other miscellaneous expenses which I must incure to ensure a hitch free transfer, I don’t intend to take any phase of this transaction for granted.

I want to make it clear to you here that 5% of the total sum shall be mapped aside to be used to settle all expenses incurred from both parties during this transaction as a form of reimbursement,and as a result of this I will advise you to keep records of any expenses you incure no matter the amount, I will keep records of my expences,we will deduct it from the 5% during the overall calculation. As stipulated in my previous email to you, 50% of the overall sum shall be retained by you as your own share for being a foreign partner in this transaction, I have explained the reason why I need your assistance, and the fact remains that I cannot transfer the funds in my own name, this is the major reason your assistance as a foreigner is required.

It is pertinent at this point for me to inform you that I shall handle all costs on my side of this transaction; however you will be required to handle the expenses on your side, such as the cost of opening your account and having it activated with an opening balance. Actually for a person of your age and status I expect you to handle this issue of processing your account.

Also on the issue of taxes I will have the inheritance taxes and other taxes paid for from here, I don’t want you to have any difficulties in paying for taxes so I will take care of that. I am sending you a copy of my international passport for verification.

Sincerely,

Mrs.Kang.

Dear Friend,

I have to thank you very much indeed for showing some great responsibility and trust, your interest has proved to be genuine and I must also let you know that having confirmed your information's and genuine commitment, I feel much more comfortable doing this business with you, even though we have not had a verbal conversation on the phone. Please my friend; do not let me down in this important transaction and all the trust I am giving you as a foreign partner, a friend and someone I may now consider to be a Brother. I would indeed be overwhelmed meeting you in person, perhaps there are lots of other transactions we could have together apart from this, I have being in the financial sector for many years though I try as much as possible to diversify my interests by exploring new frontiers.

After I saw your information's , I immediately sent a copy to the attorney /advocate who will put together the perfected paper work to be sent to the bank for the immediate release and transfer of the funds to you, this should take some days depending on how fast you can open the new account. I have conclude my inquiries on some bank that has the same transfer telex type with my bank, the bank is in ENGLAND and do not need you to travel before open the new account. I did use my bank name to prescribe you to the bank in ENGLAND so they have your name and they are expecting you to contact them.

I am now sending you the foreign bank detail in the ENGLAND (NATWEST BANK PLC) so you can contact them and make inquiries on offshore/online account opening, I advise you like I said earlier that you should open a new online account with this bank in ENGLAND, so that once the funds are released, they will be transferred straight into your new account and the transfer will not attract international monetary bodies, as the transfer be will regarded as an in-house (same telex type with my bank.) If you also remember I told you in my previous email that when the funds have been transferred into the new online account which you shall open, and after you have confirmed that the funds are credited in your account, you shall then begin disbursement of the funds into other accounts.

I have all ready made some inquires on who to contact directly to open an account as an international customer, please contact the bank with the information below to speed up your account opening. Let them know you want an account that you can operate online and you do not have time to travel to come over to open the new account so we want everything done via email and fax and telephone. Tell them that a bank in Hong Kong gave you this contact information.

CONTACT INFO.

NATWEST BANK PLC

EMAIL:[email protected]

PHONE NUMBER: +44 701 112 0641

CONTACT PERSON: Mr.John Harry Hill

I have to let you know that NATWEST BANK PLC is not a regular Commercial bank but rather a Credit Intermediary Bank which operates an online banking system in a small scale and renders banking services to individuals and companies involved in international operations, they also work in affiliate with other banks in Europe and Asia. One of the major reasons we are using NATWEST BANK PLC is because this bank happens to be of the same telex type with the bank I work, which means that any transfer between them and my bank would always be seen as an in-house transfer, this definitely avoided the attention of certain international financial bodies that have strict monetary policies. The authorities would simply regard such transfer to be a Bank to Bank affair and it would not raise eyebrows or trigger any red flags, it was absolutely necessary to take certain precautions on transactions like this, I have to ensure that our interest are protected in this transaction. Being a professional banker for many years I expect you to heed my advice for the success of this transaction and the subsequent disbursement of the funds.


I shall await an update from you shortly about the opening of your new online account, please make contact with NATWEST BANK PLC and apply for the account because I would like the account opening to be fast; you can contact the bank via their email address ([email protected])

I know that the benefits of this transaction is a lifetime fortune for both of us and our families so I expect you to handle this transaction as a major priority, from now I will call you Brother so that we both understand that our trust in each other is that of blood brother and sister, please always remember to keep this transaction in a very low profile. May God bless you for your positive resolve to affect our lives.

Your Sister,

Mrs.Kang

NATIONAL WESTMINSTER BANK PLC.

41 Weston Favell Centre, Weston Favell,

Northampton NN3 8JZ, United Kingdom.

24 HOURS ONLINE BANKING

Calling from abroad (USA,CANADA AND EUROPE): +447011120641

+447012909544


Welcome:

Compliment of the day to you from NatWest Bank Plc, United Kingdom. The Britain finest and concise on-line banking institution with a global perspective. Our unique service trend in the European and world market speaks volume of how keen we hold our greatest assets (customers) in high regards. Our affiliation with the Santander group, Lloyds STB Bank group makes us a leading financial stronghold. There are a whole lot of services and products that we offer which in the long run is a far higher edge than our contemporaries in the financial market, this is why even in the face of the current financial distress pervading world market we are way ahead and still waxing stronger in financial circles.

We receive the receipt of your email, instructing us to immediately open an on-line bank account in your name. Thus, One of our below listed on-line bank account opening will enable us to immediately make any further transfer of fund, in and out to your designated personal bank account in your country. Please be informed that setting up of an on-line bank account with us is a simple exercise that involves simple steps, which you will have to choose one from our Offshore On-line bank accounts as stated below:

1. PERSONAL OFFSHORE ACCOUNT:

This type of account requires an initial deposit of £550.00 GBP equivalent to $900.USD (Nine hundred US Dollars) and has the facilities and privileges adequate to handle a maximum transfer of $20,000,000.00 US Dollars within one month.

2. CORPORATE OFFSHORE ACCOUNT:

This type of account requires an initial deposit of £1000.00 GBP equivalent to $1,610.38 USD (One thousand, six hundred and ten US Dollars) and has the facilities and privileges adequate to handle a maximum transfer of $35,000,000.00 USD within one month.

3. PLATINUM OFFSHORE ACCOUNT:

This type of account requires an initial deposit £1300.00 GBP equivalent to $2,195 USD (Two thousand, one hundred and ninety five US Dollars) and has the facilities and privileges adequate to handle a maximum transfer of $50,000,000.00 US Dollars within one month.

Your are to select one from the above listed offshore bank accounts and reply back to me via e-mail immediately to enable me provide you with the account opening form and additional information to enable you make payment for your account opening deposit to this office, You are fully responsible for the payment of your account opening deposit.

PLEASE NOTE THAT THE ACCOUNT OPENING DEPOSIT FOR ANY OF THE ABOVE OFFSHORE ACCOUNT IS REFUNDABLE UPON REQUEST IF YOU DECIDE TO CLOSE YOUR ACCOUNT. AS SOON AS YOUR ACCOUNT IS SET UP, YOU WILL HAVE AN ACCOUNT NUMBER, LOGIN PIN AND ACCOUNT PASS CODE WITH WHICH YOU CAN ACCESS YOUR ACCOUNT THROUGH OUR ON-LINE BANKING FACILITIES THAT WILL BE PROVIDED.

We look forward for your prompt response. Should you have any questions, do not hesitate to contact us.

Kind Regards,
Mr. John Harry Hill

Offshore Account Officer,
NATIONAL WESTMINSTER BANK PLC.
Phone: +44 701 112 0641
Email: [email protected]