While the domain does have a long registration period, there are a few things that don't add up.
Firstly, the domain was registered in June 2013, but the footer claims copyright 2007.
Then there is the question of who actually runs the site - the registration is hidden (rather strange for a legitimate business), but at the bottom of their disclosure statement page there is this image (why would a legitimate business hide their details in an image that the search engines can't see?)
For the bots
OFFICE ADDRESS: AlgoRates LTD, 13 Freeland Park, Wareham Road, Courier Point 8272, Poole, Dorset BH6 16FH, UK
CLIENT SUPPORT: UK freephone: +441302238888, Fax: +441300500444, Email:
[email protected]
There's a couple of odd things here - firstly the "freephone" number - it isn't, it's a geographic number for Doncaster, which is nowhere near Pool in Dorset.
Then there is the name of the company "AlgoRates LTD", there is no such company registered in the UK. I also couldn't find the names of the directors listed when I searched on a couple of company information sites.
Then there is the question of what they actually do if they are taking client funds then they would need to be registered with the relevant regulators, but there is no mention of any regulation on the website. There is also no mention of Data Protection Act registration either.
As this appears to be an investment scheme possibly run by legitimate company, rather than the types of scam we deal with here, If the repayment is outside the terms that HillBilly quoted above then I'd recommend that the OP makes an official complaint to the company and if that gets them nowhere, contacts the FCA to invoke their complaints procedure.